ACTIVE

SD INSURANCE

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Financial year 2025 · Closed on 31/12/2025

Net result
177,2 k €
+7,8 %over 1 year
Gross margin
699,8 k €
-0,6 %over 1 year
Equity
254,4 k €
+5,1 %over 1 year
Workforce
4,5 ETP
-10,0 %over 1 year

Identity

Source · BCE/KBO

SD INSURANCE is a Private limited company incorporated in 2019. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Kortemark. It employs on average 4,5 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0737.336.293
Incorporation
31/10/2019
Legal form
Private limited company
Registered office
Lichterveldestraat 2
8610 Kortemark · FlandreSee on map
Contributed capital
10 000,00 €
Latest accounts
31/12/2025
Average workforce
4,5 ETP
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 6 filings

Trend over 6 financial years

20252024202320222021
Income statement
Gross margin699,8 k €704,3 k €716,2 k €641,7 k €691,3 k €
EBITDA307,4 k €282,9 k €347,3 k €308,5 k €333,7 k €
Operating result196,1 k €175,3 k €240,4 k €213,8 k €239 k €
Net result177,2 k €164,4 k €203,3 k €183,2 k €200,4 k €
Balance sheet
Equity254,4 k €242,1 k €227,8 k €154,5 k €101,3 k €
Total assets785,4 k €841,2 k €1,1 M €1,1 M €1,2 M €
Cash233,1 k €302,5 k €334,4 k €318,6 k €335,5 k €
Debts531 k €599,1 k €828 k €946,7 k €1,1 M €
Other
Workforce4,5 ETP5,0 ETP5,0 ETP4,6 ETP5,4 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 1 ended

Active mandates

Segico

Director · since 01 janvier 2025 · 1016.614.240

Represented by Gilles Seynaeve

Active
LTWEE

Director · since 02 décembre 2020 · 0535.939.351

Represented by DENOO Luc

Active
GEERT SEYNAEVE

Director · since 31 octobre 2019 · 0820.041.958

Represented by Geert SEYNAEVE

Active

Ended mandates

CERTEZA VERZEKERINGEN cvba

Director · since 31 octobre 2019 · until 02 décembre 2020 · 0478.894.245

Represented by Luc DENOO

Ended

Other companies at this address

Lichterveldestraat 2 8610 Kortemark
CompanyCBE no.
GEERT SEYNAEVE● Active
0820.041.958
SDI● Active
1042.612.616
SD INSURANCE GROUP● Active
0748.409.339

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202131/10/2019
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months15 months
Filing date11/06/202604/07/202519/07/202403/07/202304/07/202201/07/2021
General meeting29/05/202627/06/202528/06/202430/06/202324/06/202225/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 6 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202529/05/202611/06/2026DutchPDF
Abridged model31/12/202427/06/202504/07/2025DutchPDF
Abridged model31/12/202328/06/202419/07/2024DutchPDF
Abridged model31/12/202230/06/202303/07/2023DutchPDF
Abridged model31/12/202124/06/202204/07/2022DutchPDF
Abridged model31/12/202025/06/202101/07/2021DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 1 ended

Active mandates

Segico

Director · since 01 janvier 2025 · 1016.614.240

Represented by Gilles Seynaeve

Active
LTWEE

Director · since 02 décembre 2020 · 0535.939.351

Represented by DENOO Luc

Active
GEERT SEYNAEVE

Director · since 31 octobre 2019 · 0820.041.958

Represented by Geert SEYNAEVE

Active

Ended mandates

CERTEZA VERZEKERINGEN cvba

Director · since 31 octobre 2019 · until 02 décembre 2020 · 0478.894.245

Represented by Luc DENOO

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Capital / shares30/09/2025
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - DIVERSEN - DOEL - KAPITAAL - AANDELEN
    PDF
  • Mandates24/01/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates01/04/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other05/11/2019
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025177,2 k €↑
  2. 2024
    Annual accounts 2024164,4 k €↓
  3. 2023
    Annual accounts 2023203,3 k €↑
  4. 2022
    Annual accounts 2022183,2 k €↓
  5. 2021
    Annual accounts 2021200,4 k €↑
  6. 2020
    Annual accounts 202040,9 k €
  7. 31/10/2019
    IncorporationPrivate limited company