ACTIVE

FIAL

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Financial year 2025 · closed on 31/12/2025
Net result
8,2 k €
+2.1% YoY
Gross margin
32,9 k €
-5.1% YoY
Equity
39,1 k €
+26.7% YoY

What does FIAL do?

FIAL is a Private limited company incorporated in 2019. Its main activity is: Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores. Its registered office is in Ottignies-Louvain-la-Neuve.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0739.665.085
Incorporation
16/12/2019
Legal form
Private limited company
Registered office
Grand-Rue 46
1348 Ottignies-Louvain-la-Neuve · WallonieSee on map
Contributed capital
20 000,00 €
Latest accounts
31/12/2025
Activities (NACE)
47241Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores· main47241Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores
Contacts
1 public detail availableLog in to view
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDA
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 5 financial years

20252024202320222021
Income statement
Gross margin32,9 k €34,6 k €29,2 k €17,2 k €31,8 k €
EBITDA31,8 k €31,3 k €27,7 k €16,1 k €29,8 k €
Operating result12,3 k €11,9 k €8,1 k €228,6 €18,9 k €
Net result8,2 k €8,1 k €4,4 k €-4,1 k €15,6 k €
Balance sheet
Equity39,1 k €30,9 k €22,8 k €18,3 k €22,5 k €
Total assets71,5 k €85 k €97 k €107,3 k €109,4 k €
Cash22,8 k €14,9 k €7 k €2,4 k €5,4 k €
Debts32,4 k €54,2 k €74,2 k €89 k €86,9 k €
Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 4 ended

Active mandates

RUDINA GACE

Director

Active
TEFIK PEPOSHI

Director

Active

Ended mandates

RUDINA GACE

Administrateur judiciaire · since 18 décembre 2019

Ended
Tefik PEPOSHI

Director · since 16 décembre 2019

Ended
Tefik Peposhi

Director · since 04 décembre 2019

Ended
Rudina GACE

Associate

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date12/06/202622/09/202519/08/202407/08/202307/07/202225/08/2021
General meeting12/06/202626/06/202527/06/202430/06/202330/06/202224/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

6 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202512/06/202612/06/2026FrenchPDF
Micro model31/12/202426/06/202522/09/2025FrenchPDF
Micro model31/12/202327/06/202419/08/2024FrenchPDF
Micro model31/12/202230/06/202307/08/2023FrenchPDF
Micro model31/12/202130/06/202207/07/2022FrenchPDF
Micro model31/12/202024/06/202125/08/2021FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 4 ended

Active mandates

RUDINA GACE

Director

Active
TEFIK PEPOSHI

Director

Active

Ended mandates

RUDINA GACE

Administrateur judiciaire · since 18 décembre 2019

Ended
Tefik PEPOSHI

Director · since 16 décembre 2019

Ended
Tefik Peposhi

Director · since 04 décembre 2019

Ended
Rudina GACE

Associate

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Other18/12/2019
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20258,2 k €↑
  2. 2024
    Annual accounts 20248,1 k €↑
  3. 2023
    Annual accounts 20234,4 k €↑
  4. 2022
    Annual accounts 2022-4,1 k €↓
  5. 2021
    Annual accounts 202115,6 k €
  6. 16/12/2019
    IncorporationPrivate limited company