SPAY FINANCES
0797.819.852 · rovalta.com · 24/09/2026
SPAY FINANCES
Financial year 2025 · Closed on 31/12/2025
Overview
Identity
Source · BCE/KBOSPAY FINANCES is a Private limited company incorporated in 2023. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Sprimont. It employs on average 14,5 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0797.819.852
- Incorporation
- 31/01/2023
- Legal form
- Private limited company
- Registered office
- Avenue Bois le Comte(GOM) 60
4140 Sprimont · WallonieSee on map - Contributed capital
- 45 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 14,5 ETP
Joint committees (1)
- 3410
Financials
Source · NBB, 3 filingsTrend over 3 financial years
| 2025 | 2024 | 2023 | |||
|---|---|---|---|---|---|
| Income statement | |||||
| Gross margin | 1,6 M € | -12.6% | 1,8 M € | +131% | 786,7 k € |
| EBITDA | 581,2 k € | -40.6% | 979,1 k € | +395% | 197,7 k € |
| Operating result | 553,6 k € | -41.9% | 953,6 k € | +424% | 182 k € |
| Net result | 512,5 k € | -41.0% | 868 k € | +477% | 150,4 k € |
| Balance sheet | |||||
| Equity | 235,9 k € | +5.6% | 223,4 k € | +196% | 75,4 k € |
| Total assets | 1 M € | -11.2% | 1,2 M € | +158% | 453,3 k € |
| Cash | 449,9 k € | -36.2% | 704,6 k € | +186% | 246,1 k € |
| Debts | 801 k € | -15.2% | 944,5 k € | +150% | 377,9 k € |
| Other | |||||
| Workforce | 14,5 ETP | +22.9% | 11,8 ETP | +55.3% | 7,6 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
Board of directors
Source · NBB, accounts to 31/12/20254 active · 1 ended
Active mandates
Ended mandates
Other companies at this address
Avenue Bois le Comte(GOM) 60 4140 Sprimont| Company | CBE no. |
|---|---|
MURIEL DISCRY CONSULT● Active | 0731.672.186 |
SPAY FINANCES UNITE TVA● Active | 0801.452.996 |
VINCENT DUYSINX CONSULT● Active | 0731.672.285 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 21/01/2023 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 |
| Length of the financial year | 12 months | 12 months | 12 months |
| Filing date | 17/07/2026 | 23/05/2025 | 18/06/2024 |
| General meeting | 16/07/2026 | 20/05/2025 | 04/06/2024 |
| Currency of the financial year | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 3 filingsValuation
Indicative valuation
As an indication, this company is worth
between 2,5 M€ and 5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20254 active · 1 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025512,5 k €↓
- 2024Annual accounts 2024868 k €↑
- 2023Annual accounts 2023150,4 k €
- 31/01/2023IncorporationPrivate limited company