ACTIVE

BV

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Financial year 2025 · closed on 31/12/2025

Net result

8,0 k €

+510.9% YoY

Gross margin

10,9 k €

+621.8% YoY

Equity

277,2 k €

+3.0% YoY

What does BV do?

BV is a Private company with limited liability incorporated in 2009. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Lebbeke.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0809.768.965

Incorporation

12/02/2009

Legal form

Private company with limited liability

Registered office

Kapellenstraat 77A
9280 Lebbeke · FlandreSee on map

Contributed capital

10 000,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 15 financial years

	2025		2024		2023		2022		2021		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009
Income statement
Gross margin	10,9 k €	+622%	-2,1 k €	-107%	31,3 k €	+125%	-124,3 k €	-226%	98,7 k €	+5829%	1,7 k €	-34.2%	2,5 k €	-94.2%	43,3 k €	+152%	17,2 k €	+0.1%	17,2 k €	+61.8%	10,6 k €	-12.8%	12,2 k €	-38.5%	19,8 k €	+106%	9,6 k €	+2337%	394,0 €
EBITDA	10,4 k €	+567%	-2,2 k €	-108%	27,7 k €	+111%	-253,7 k €	-76719%	-330,2 €	-131%	1,1 k €	-44.7%	1,9 k €	-95.4%	42,7 k €	+157%	16,6 k €	+0.1%	16,6 k €	+63.8%	10,1 k €	-10.9%	11,4 k €	-41.2%	19,4 k €	+112%	9,1 k €	+19570%	46,5 €
Operating result	10,4 k €	+567%	-2,2 k €	-108%	27,7 k €	+111%	-253,7 k €	-3156%	-7,8 k €	-1040%	828,8 €	+18.8%	697,8 €	-98.3%	41,7 k €	+167%	15,6 k €	+11.0%	14,1 k €	+101%	7,0 k €	-19.2%	8,7 k €	-47.8%	16,6 k €	+138%	7,0 k €	+556%	-1,5 k €
Net result	8,0 k €	+511%	-2,0 k €	-110%	19,5 k €	-88.8%	174,4 k €	+2080%	-8,8 k €	-2751%	332,2 €	-47.9%	638,3 €	-97.7%	27,7 k €	+164%	10,5 k €	+9.8%	9,5 k €	+92.1%	5,0 k €	-20.4%	6,2 k €	-40.4%	10,5 k €	+107%	5,0 k €	+423%	-1,6 k €
Balance sheet
Equity	277,2 k €	+3.0%	269,1 k €	-0.7%	271,1 k €	+7.8%	251,6 k €	+226%	77,2 k €	-7.9%	83,8 k €	+0.4%	83,4 k €	+0.8%	82,8 k €	+50.2%	55,1 k €	+23.4%	44,7 k €	+27.1%	35,1 k €	+16.4%	30,2 k €	+26.0%	23,9 k €	+77.5%	13,5 k €	+59.8%	8,4 k €
Total assets	293,9 k €	+2.6%	286,4 k €	-4.0%	298,4 k €	-14.4%	348,7 k €	+231%	105,3 k €	+4.4%	100,9 k €	+14.0%	88,5 k €	-15.2%	104,4 k €	+57.4%	66,3 k €	+33.8%	49,6 k €	+25.1%	39,6 k €	+11.8%	35,4 k €	+7.8%	32,9 k €	+26.4%	26,0 k €	+155%	10,2 k €
Cash	12,2 k €	-53.5%	26,2 k €	-65.3%	75,6 k €	-74.3%	294,1 k €	+614%	41,2 k €	+110%	19,6 k €	+16.0%	16,9 k €	-40.8%	28,5 k €	+360%	6,2 k €	-70.3%	20,9 k €	+134%	8,9 k €	+447%	1,6 k €	-88.2%	13,8 k €	+44.2%	9,6 k €	+44.7%	6,6 k €
Debts	1,2 k €	-26.9%	1,6 k €	-86.0%	11,7 k €	-85.7%	81,5 k €	+190%	28,1 k €	+66.1%	16,9 k €	+232%	5,1 k €	-76.4%	21,6 k €	+93.0%	11,2 k €	+129%	4,9 k €	+9.4%	4,5 k €	-15.1%	5,3 k €	-41.1%	8,9 k €	-28.7%	12,5 k €	+606%	1,8 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 18 ended

Active mandates

Marc Christiaens

Director · since 01 janvier 2020

Active

Ended mandates

Marc Christiaens

bestuurder · since 01 janvier 2020

Ended

Hendrik Picqueur

Manager · since 01 juillet 2013 · until 08 septembre 2015

Ended

Hendrik Picqueur

Manager · since 01 juillet 2013

Ended

MaCfin

Manager · since 14 juin 2011 · 0837.079.415

Represented by Marc Christiaens

Ended

At this address

Other companies at this address

Company	CBE no.
BELLEFIN● Active	0446.938.683

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	02/07/2026	30/06/2025	27/06/2024	29/08/2023	14/07/2022	31/08/2021
General meeting	15/06/2026	16/06/2025	17/06/2024	30/06/2023	08/07/2022	21/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

17 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	15/06/2026	02/07/2026	Dutch	PDF
Micro model	31/12/2024	16/06/2025	30/06/2025	Dutch	PDF
Micro model	31/12/2023	17/06/2024	27/06/2024	Dutch	PDF
Micro model	31/12/2022	30/06/2023	29/08/2023	Dutch	PDF
Micro model	31/12/2021	08/07/2022	14/07/2022	Dutch	PDF
Micro model	31/12/2020	21/06/2021	31/08/2021	Dutch	PDF
Micro model	31/12/2019	31/08/2020	30/09/2020	Dutch	PDF
Abridged model	31/12/2018	21/06/2019	19/08/2019	Dutch	PDF
Abridged model	31/12/2017	21/06/2019	19/08/2019	Dutch	PDF
Abridged model	31/12/2016	19/06/2017	31/07/2017	Dutch	PDF
Abridged model	31/12/2015	20/06/2016	24/08/2016	Dutch	PDF
Abridged model	31/12/2014	15/06/2015	15/07/2015	Dutch	PDF
Abridged model	31/12/2013	05/05/2014	20/08/2014	Dutch	PDF
Abridged model	31/12/2012	21/06/2013	25/06/2013	Dutch	PDF
Abridged model	31/12/2011	30/06/2012	24/09/2012	Dutch	PDF
Abridged model	31/12/2010	29/10/2011	31/10/2011	Dutch	PDF
Abridged model	31/12/2009	21/06/2010	05/11/2010	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 18 ended

Active mandates

Marc Christiaens

Director · since 01 janvier 2020

Active

Ended mandates

Marc Christiaens

bestuurder · since 01 janvier 2020

Ended

Hendrik Picqueur

Manager · since 01 juillet 2013 · until 08 septembre 2015

Ended

Hendrik Picqueur

Manager · since 01 juillet 2013

Ended

MaCfin

Manager · since 14 juin 2011 · 0837.079.415

Represented by Marc Christiaens

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates10/02/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/02/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates27/09/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/04/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates05/11/2018
ONTSLAGEN - BENOEMINGEN
PDF
Mandates24/07/2017
ONTSLAGEN - BENOEMINGEN
PDF
Mandates12/10/2015
ONTSLAGEN - BENOEMINGEN
PDF
Mandates23/06/2014
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 20258,0 k €↑
2024
Annual accounts 2024-2,0 k €↓
2023
Annual accounts 202319,5 k €↓
2022
Annual accounts 2022174,4 k €↑
2021
Annual accounts 2021-8,8 k €↓
2018
Annual accounts 2018332,2 €↓
2017
Annual accounts 2017638,3 €↓
2016
Annual accounts 201627,7 k €↑
2015
Annual accounts 201510,5 k €↑
2014
Annual accounts 20149,5 k €↑
2013
Annual accounts 20135,0 k €↓
2012
Annual accounts 20126,2 k €↓
2011
Annual accounts 201110,5 k €↑
2010
Annual accounts 20105,0 k €↑
2009
Annual accounts 2009-1,6 k €
12/02/2009
IncorporationPrivate company with limited liability

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BV

Overview

What does BV do?

Trend over 15 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline