ACTIVE

PENSION ARCHITECTS

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

382,9 k €

-17.9% YoY

Gross margin

2 M €

+10.9% YoY

Equity

1,8 M €

+14.8% YoY

Workforce

15,4 ETP

+9.2% YoY

What does PENSION ARCHITECTS do?

PENSION ARCHITECTS is a Private limited company incorporated in 2009. Its main activity is: Other activities auxiliary to insurance and pension funding. Its registered office is in Zoersel. It employs on average 15,4 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0811.007.397

Incorporation

07/04/2009

Legal form

Private limited company

Registered office

Rubenslaan 20
2980 Zoersel · FlandreSee on map

Contributed capital

9 300,00 €

Latest accounts

31/12/2025

Average workforce

15,4 ETP

Activities (NACE)

66290Other activities auxiliary to insurance and pension funding· main 66290Other activities auxiliary to insurance and pension funding

Joint committees (2)

Contacts

3 public details availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 16 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010
Income statement
Gross margin	2 M €	+10.9%	1,8 M €	+0.8%	1,8 M €	+27.7%	1,4 M €	-8.4%	1,5 M €	+18.9%	1,3 M €	+5.1%	1,2 M €	+36.0%	901 k €	+3.9%	867,4 k €	+32.9%	652,4 k €	+27.7%	511 k €	+35.3%	377,8 k €	+1.3%	373 k €	+4.7%	356,4 k €	+21.7%	292,8 k €	+87.5%	156,2 k €
EBITDA	600,5 k €	-3.5%	622,1 k €	-9.1%	684,3 k €	+76.6%	387,4 k €	-40.8%	654,2 k €	+59.4%	410,5 k €	-9.3%	452,4 k €	+45.1%	311,8 k €	-3.7%	323,6 k €	+63.0%	198,6 k €	+76.2%	112,7 k €	+2.0%	110,5 k €	-6.5%	118,2 k €	-8.6%	129,3 k €	+26.3%	102,4 k €	-15.7%	121,5 k €
Operating result	486,1 k €	-7.7%	526,8 k €	-15.2%	621,1 k €	+82.9%	339,6 k €	-42.5%	590,6 k €	+72.4%	342,6 k €	-11.3%	386,4 k €	+59.7%	242 k €	+0.1%	241,6 k €	+54.6%	156,3 k €	+119%	71,5 k €	+10.0%	65 k €	+20.1%	54,1 k €	-9.4%	59,7 k €	+94.6%	30,7 k €	+5.7%	29 k €
Net result	382,9 k €	-17.9%	466,4 k €	-0.1%	466,8 k €	+98.6%	235,1 k €	-52.6%	495,5 k €	+68.9%	293,4 k €	+14.4%	256,4 k €	+57.1%	163,2 k €	+9.0%	149,7 k €	+58.5%	94,5 k €	+119%	43,1 k €	+16.0%	37,1 k €	+30.6%	28,4 k €	-7.0%	30,6 k €	+80.0%	17 k €	+1867%	863,3 €
Balance sheet
Equity	1,8 M €	+14.8%	1,6 M €	+29.1%	1,2 M €	+49.0%	813,3 k €	-41.2%	1,4 M €	+30.7%	1,1 M €	+38.4%	764,4 k €	+43.4%	533 k €	+35.0%	394,8 k €	+46.2%	270,1 k €	+53.8%	175,6 k €	+32.5%	132,6 k €	+38.9%	95,4 k €	+42.4%	67 k €	+122%	30,2 k €	+128%	13,3 k €
Total assets	2,2 M €	+9.4%	2 M €	+28.6%	1,5 M €	+36.1%	1,1 M €	-37.7%	1,8 M €	+24.1%	1,5 M €	+21.2%	1,2 M €	+9.2%	1,1 M €	-9.1%	1,2 M €	+56.1%	780,4 k €	+9.9%	709,9 k €	-5.2%	748,7 k €	+0.9%	742,3 k €	-2.1%	758 k €	+8.0%	702 k €	+166%	264,4 k €
Cash	167,7 k €	-57.1%	390,7 k €	+992%	35,8 k €	-71.0%	123,4 k €	-75.5%	504,5 k €	+20.3%	419,5 k €	+89.3%	221,6 k €	+0.4%	220,7 k €	-7.8%	239,4 k €	+44.4%	165,9 k €	+16.9%	141,9 k €	-1.5%	144,1 k €	+59.9%	90,1 k €	-32.5%	133,5 k €	+16.4%	114,7 k €	+1705%	6,4 k €
Debts	295,9 k €	-13.5%	341,9 k €	+34.7%	253,7 k €	+4.5%	242,8 k €	-32.6%	360,1 k €	+8.5%	332 k €	-10.1%	369,4 k €	-25.9%	498,5 k €	-33.3%	747 k €	+72.1%	433,9 k €	-5.2%	457,9 k €	-15.2%	539,8 k €	-5.4%	570,5 k €	-7.2%	614,6 k €	+3.2%	595,4 k €	+137%	251,1 k €
Other
Workforce	15,4 ETP	+9.2%	14,1 ETP	+10.2%	12,8 ETP	-3.8%	13,3 ETP	+14.7%	11,6 ETP	-3.3%	12,0 ETP	+10.1%	10,9 ETP	+18.5%	9,2 ETP	+5.7%	8,7 ETP	+22.5%	7,1 ETP	+20.3%	5,9 ETP	+31.1%	4,5 ETP	-6.2%	4,8 ETP	+37.1%	3,5 ETP	+75.0%	2,0 ETP	+567%	0,3 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Ivan Eulaers

Director · since 02 avril 2009

Active

Ended mandates

Ivan Eulaers

Manager · since 02 avril 2009

Ended

Ivan Eulaers

Mandate

Ended

Ivan Eullaers

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
PEN ARCH ADMIN● Active	0781.355.289
PENSION ADMINISTRATORS● Active	0838.756.327

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/07/2026	28/04/2025	31/07/2024	28/07/2023	25/08/2022	23/07/2021
General meeting	30/06/2026	22/04/2025	30/06/2024	30/06/2023	11/08/2022	30/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

16 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	31/07/2026	Dutch	PDF
Abridged model	31/12/2024	22/04/2025	28/04/2025	Dutch	PDF
Abridged model	31/12/2023	30/06/2024	31/07/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	28/07/2023	Dutch	PDF
Abridged model	31/12/2021	11/08/2022	25/08/2022	Dutch	PDF
Abridged model	31/12/2020	30/06/2021	23/07/2021	Dutch	PDF
Abridged model	31/12/2019	19/05/2020	09/06/2020	Dutch	PDF
Abridged model	31/12/2018	17/06/2019	10/07/2019	Dutch	PDF
Abridged model	31/12/2017	18/06/2018	05/07/2018	Dutch	PDF
Abridged model	31/12/2016	30/06/2017	26/07/2017	Dutch	PDF
Abridged model	31/12/2015	20/06/2016	19/07/2016	Dutch	PDF
Abridged model	31/12/2014	15/06/2015	24/07/2015	Dutch	PDF
Abridged model	31/12/2013	16/06/2014	29/07/2014	Dutch	PDF
Abridged model	31/12/2012	17/06/2013	25/06/2013	Dutch	PDF
Abridged model	31/12/2011	18/06/2012	30/08/2012	Dutch	PDF
Abridged model	31/12/2010	20/06/2011	22/08/2011	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Ivan Eulaers

Director · since 02 avril 2009

Active

Ended mandates

Ivan Eulaers

Manager · since 02 avril 2009

Ended

Ivan Eulaers

Mandate

Ended

Ivan Eullaers

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Restructuring25/11/2022
ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring22/09/2022
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Registered office15/04/2013
MAATSCHAPPELIJKE ZETEL
PDF
Other16/04/2009
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025382,9 k €↓
2024
Annual accounts 2024466,4 k €↓
2023
Annual accounts 2023466,8 k €↑
2022
Annual accounts 2022235,1 k €↓
2021
Annual accounts 2021495,5 k €↑
2020
Annual accounts 2020293,4 k €↑
2019
Annual accounts 2019256,4 k €↑
2018
Annual accounts 2018163,2 k €↑
2017
Annual accounts 2017149,7 k €↑
2016
Annual accounts 201694,5 k €↑
2015
Annual accounts 201543,1 k €↑
2014
Annual accounts 201437,1 k €↑
2013
Annual accounts 201328,4 k €↓
2012
Annual accounts 201230,6 k €↑
2011
Annual accounts 201117 k €↑
2010
Annual accounts 2010863,3 €
07/04/2009
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

PENSION ARCHITECTS

Overview

What does PENSION ARCHITECTS do?

Trend over 16 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline