ACTIVE

B-Sure

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Financial year 2025 · closed on 31/12/2025

Net result

450 k €

+775.7% YoY

Gross margin

1,3 M €

+84.4% YoY

Equity

882,5 k €

+18.1% YoY

Workforce

8,1 ETP

+28.6% YoY

What does B-Sure do?

B-Sure is a Public limited company incorporated in 2009. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Hasselt. It employs on average 8,1 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0821.483.694

Incorporation

16/12/2009

Legal form

Public limited company

Registered office

Scheepvaartplein 3
3500 Hasselt · FlandreSee on map

Contributed capital

618 600,00 €

Latest accounts

31/12/2025

Average workforce

8,1 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 66290Other activities auxiliary to insurance and pension funding 66290Other activities auxiliary to insurance and pension funding

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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✦ Verdict · Analyst summary

Financials

Trend over 14 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012
Income statement
Gross margin	1,3 M €	+84.4%	699,1 k €	-2.8%	719 k €	-28.2%	1 M €	+58.1%	633,4 k €	+2.9%	615,8 k €	+18.7%	518,7 k €	+18.7%	436,9 k €	+13.6%	384,6 k €	+17.3%	327,9 k €	+42.5%	230,2 k €	-11.1%	258,8 k €	+202%	85,7 k €	+44.2%	59,4 k €
EBITDA	654,3 k €	+240%	192,2 k €	-6.8%	206,2 k €	-62.3%	546,2 k €	+299%	136,9 k €	-32.9%	203,9 k €	-22.9%	264,7 k €	+9.0%	242,7 k €	-1.9%	247,5 k €	+22.3%	202,3 k €	+22.1%	165,7 k €	-20.5%	208,5 k €	+211%	67,1 k €	+83.9%	36,5 k €
Operating result	584,1 k €	+364%	126 k €	-22.0%	161,5 k €	-68.6%	514,9 k €	+380%	107,4 k €	-40.0%	179,1 k €	-23.0%	232,5 k €	+26.5%	183,7 k €	+4.3%	176,2 k €	+36.2%	129,4 k €	+80.8%	71,6 k €	-49.4%	141,5 k €	+379%	29,5 k €	-6.2%	31,5 k €
Net result	450 k €	+776%	51,4 k €	-51.4%	105,8 k €	-69.4%	345,7 k €	+394%	69,9 k €	-45.0%	127,1 k €	-15.5%	150,4 k €	+29.4%	116,2 k €	+9.9%	105,7 k €	+34.6%	78,5 k €	+26.3%	62,2 k €	-43.1%	109,4 k €	+378%	22,9 k €	+37.1%	16,7 k €
Balance sheet
Equity	882,5 k €	+18.1%	747,5 k €	+0.2%	746,2 k €	+3.3%	722,4 k €	+0.1%	721,6 k €	+187%	251,7 k €	+7.3%	234,6 k €	+13.2%	207,2 k €	+1.6%	203,9 k €	+267%	55,6 k €	-21.6%	70,9 k €	+45.6%	48,7 k €	+66.1%	29,3 k €	-17.3%	35,4 k €
Total assets	1,7 M €	+14.5%	1,4 M €	+7.7%	1,3 M €	-12.7%	1,5 M €	+78.7%	862,2 k €	+90.5%	452,6 k €	+13.9%	397,2 k €	+2.9%	385,8 k €	+7.5%	358,8 k €	+16.6%	307,7 k €	-17.4%	372,5 k €	+18.7%	313,9 k €	+75.9%	178,4 k €	+94.2%	91,9 k €
Cash	413,3 k €	+380%	86,1 k €	-52.8%	182,4 k €	+9.2%	167 k €	-24.3%	220,7 k €	+259%	61,5 k €	-21.6%	78,5 k €	-51.4%	161,4 k €	+66.1%	97,1 k €	+11.5%	87,1 k €	+784%	9,8 k €	-56.4%	22,6 k €	+27.7%	17,7 k €	-47.0%	33,4 k €
Debts	773,8 k €	+10.7%	699,1 k €	+16.8%	598,4 k €	-26.5%	814,4 k €	+484%	139,5 k €	-28.6%	195,2 k €	+20.1%	162,6 k €	-9.0%	178,6 k €	+15.3%	154,9 k €	-38.6%	252,2 k €	-16.4%	301,7 k €	+21.9%	247,4 k €	+92.0%	128,8 k €	+470%	22,6 k €
Other
Workforce	8,1 ETP	+28.6%	6,3 ETP	+1.6%	6,2 ETP	-7.5%	6,7 ETP	-20.2%	8,4 ETP	+18.3%	7,1 ETP	+51.1%	4,7 ETP		–		–		–		1,0 ETP	0.0%	1,0 ETP	+233%	0,3 ETP		–

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 14 ended

Active mandates

BALTO

Director · since 08 août 2022 · until 07 août 2028 · 0477.990.759

Represented by Jochen Moortgat

Active

B-SURE TOGETHER

Director · since 24 septembre 2020 · until 24 septembre 2026 · 0754.813.418

Represented by Anne Vanoppen

Active

Ended mandates

BALTO

Director · since 08 août 2022 · until 07 août 2028 · 0477.990.759

Represented by Jochen Moortgat

Ended

B-SURE TOGETHER

Director · since 24 septembre 2020 · until 24 septembre 2026 · 0754.813.418

Represented by Anne Vanoppen

Ended

Bart Lammens

Director · since 26 mars 2018 · until 25 mars 2024

Ended

Matty Martens

Director · since 26 mars 2018 · until 25 mars 2024

Ended

At this address

Other companies at this address

Company	CBE no.
B-Sure Group● Active	0643.921.533
B-SURE TOGETHER● Active	0754.813.418
VALE● Active	0757.648.291
WealthMan Together● Active	1030.709.627

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/07/2026	23/07/2025	05/08/2024	19/07/2023	19/09/2022	04/08/2021
General meeting	30/06/2026	30/06/2025	30/06/2024	26/06/2023	27/06/2022	30/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

14 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	31/07/2026	Dutch	PDF
Abridged model	31/12/2024	30/06/2025	23/07/2025	Dutch	PDF
Abridged model	31/12/2023	30/06/2024	05/08/2024	Dutch	PDF
Abridged model	31/12/2022	26/06/2023	19/07/2023	Dutch	PDF
Abridged model	31/12/2021	27/06/2022	19/09/2022	Dutch	PDF
Abridged model	31/12/2020	30/06/2021	04/08/2021	Dutch	PDF
Abridged model	31/12/2019	31/07/2020	20/08/2020	Dutch	PDF
Micro model	31/12/2018	30/06/2019	30/07/2019	Dutch	PDF
Micro model	31/12/2017	25/06/2018	20/07/2018	Dutch	PDF
Micro model	31/12/2016	30/06/2017	29/08/2017	Dutch	PDF
Abridged model	31/12/2015	27/06/2016	15/07/2016	Dutch	PDF
Abridged model	31/12/2014	30/06/2015	29/09/2015	Dutch	PDF
Abridged model	31/12/2013	30/06/2014	19/09/2014	Dutch	PDF
Abridged model	31/12/2012	30/06/2013	05/07/2013	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 14 ended

Active mandates

BALTO

Director · since 08 août 2022 · until 07 août 2028 · 0477.990.759

Represented by Jochen Moortgat

Active

B-SURE TOGETHER

Director · since 24 septembre 2020 · until 24 septembre 2026 · 0754.813.418

Represented by Anne Vanoppen

Active

Ended mandates

BALTO

Director · since 08 août 2022 · until 07 août 2028 · 0477.990.759

Represented by Jochen Moortgat

Ended

B-SURE TOGETHER

Director · since 24 septembre 2020 · until 24 septembre 2026 · 0754.813.418

Represented by Anne Vanoppen

Ended

Bart Lammens

Director · since 26 mars 2018 · until 25 mars 2024

Ended

Matty Martens

Director · since 26 mars 2018 · until 25 mars 2024

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates13/11/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates24/09/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/12/2023
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares22/06/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN
PDF
Mandates20/10/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates17/04/2018
BENAMING - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM
PDF
Capital / shares28/12/2017
KAPITAAL - AANDELEN
PDF
Mandates04/12/2015
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025450 k €↑
2024
Annual accounts 202451,4 k €↓
2023
Annual accounts 2023105,8 k €↓
2022
Annual accounts 2022345,7 k €↑
2021
Annual accounts 202169,9 k €↓
2020
Annual accounts 2020127,1 k €↓
2019
Annual accounts 2019150,4 k €↑
2018
Annual accounts 2018116,2 k €↑
2017
Annual accounts 2017105,7 k €↑
2017
Name changeB-sure NV
2016
Annual accounts 201678,5 k €↑
2015
Annual accounts 201562,2 k €↓
2014
Annual accounts 2014109,4 k €↑
2013
Annual accounts 201322,9 k €↑
2012
Annual accounts 201216,7 k €
2012
Name changeB-Sure Life
16/12/2009
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

B-Sure

Overview

What does B-Sure do?

Trend over 14 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline