ACTIVE

BeNice

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

76,6 k €

+24.5% YoY

Gross margin

107,9 k €

+14.9% YoY

Equity

-470,4 k €

+14.0% YoY

What does BeNice do?

BeNice is a Private limited company incorporated in 2010. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Aubel.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0822.263.159

Incorporation

14/01/2010

Legal form

Private limited company

Registered office

Bétel 206
4880 Aubel · WallonieSee on map

Contributed capital

520 000,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

ProfitablePositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 16 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010
Income statement
Gross margin	107,9 k €	+14.9%	93,9 k €	+3.9%	90,4 k €	-12.5%	103,3 k €	-3.7%	107,3 k €	+72.5%	62,2 k €	-43.3%	109,7 k €	-9.1%	120,7 k €	+11.1%	108,7 k €	+7.1%	101,5 k €	-9.1%	111,7 k €	+35.4%	82,5 k €	-12.5%	94,3 k €	+205%	30,9 k €	+136%	13,1 k €	-77.0%	57 k €
EBITDA	107 k €	+15.0%	93 k €	+3.7%	89,7 k €	-12.0%	101,9 k €	-2.0%	103,9 k €	+75.2%	59,3 k €	-45.4%	108,7 k €	-7.4%	117,3 k €	+8.8%	107,8 k €	+7.6%	100,2 k €	-9.2%	110,4 k €	+36.1%	81,1 k €	-12.7%	92,9 k €	+210%	30 k €	+162%	11,5 k €	-79.0%	54,6 k €
Operating result	104,6 k €	+20.6%	86,8 k €	-0.7%	87,4 k €	-11.8%	99,1 k €	+5.0%	94,4 k €	+69.7%	55,6 k €	-48.3%	107,7 k €	-8.0%	117,1 k €	+8.6%	107,8 k €	+12.8%	95,6 k €	-8.9%	104,9 k €	+39.9%	75 k €	-13.2%	86,4 k €	+266%	23,6 k €	+352%	5,2 k €	-89.7%	50,5 k €
Net result	76,6 k €	+24.5%	61,5 k €	-3.1%	63,5 k €	-12.1%	72,2 k €	+104%	-1,6 M €	-6192%	26,8 k €	-49.1%	52,6 k €	-25.1%	70,3 k €	+37.5%	51,1 k €	+25.0%	40,9 k €	-11.3%	46,1 k €	+89.9%	24,3 k €	-29.5%	34,4 k €	+648%	-6,3 k €	-47.2%	-4,3 k €	-113%	31,8 k €
Balance sheet
Equity	-470,4 k €	+14.0%	-547 k €	+10.1%	-608,5 k €	+9.4%	-672 k €	+9.7%	-744,2 k €	-184%	887,9 k €	+3.1%	861,1 k €	+6.5%	808,5 k €	+9.5%	738,2 k €	+7.4%	687 k €	+6.3%	646,1 k €	+7.7%	600 k €	+4.2%	575,7 k €	+6.4%	541,3 k €	-1.1%	547,5 k €	+1275%	39,8 k €
Total assets	42,8 k €	-5.6%	45,3 k €	+8.1%	41,9 k €	+24.0%	33,8 k €	-95.2%	709,5 k €	-48.5%	1,4 M €	+2.0%	1,4 M €	-1.1%	1,4 M €	+2.4%	1,3 M €	+1.2%	1,3 M €	-1.3%	1,3 M €	+0.2%	1,3 M €	-0.9%	1,3 M €	+28.5%	1 M €	-2.1%	1,1 M €	+1560%	64,5 k €
Cash	40,4 k €	+17.3%	34,4 k €	+81.2%	19 k €	-28.6%	26,6 k €	+44.3%	18,4 k €	+7.1%	17,2 k €	-43.9%	30,6 k €	-48.3%	59,2 k €	+78.9%	33,1 k €	+147%	13,4 k €	-52.8%	28,4 k €	+314%	6,9 k €	-71.2%	23,8 k €	+735%	2,9 k €	-86.2%	20,7 k €	-62.3%	55 k €
Debts	513,3 k €	-13.4%	592,4 k €	-8.9%	650,5 k €	-7.8%	705,8 k €	-51.4%	1,5 M €	+196%	491 k €	+0.0%	490,9 k €	-7.3%	529,7 k €	-11.3%	597,1 k €	-5.6%	632,6 k €	-8.5%	691,5 k €	-5.9%	734,4 k €	-4.7%	770,8 k €	+52.7%	504,7 k €	+0.4%	502,6 k €	+8194%	6,1 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Benoît Cabay

Director

Active

Ended mandates

Benoît CABAY

Manager · since 13 janvier 2010

Ended

Benoit CABAY

Mandate

Ended

Benoit CABAY

Manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	25/08/2026	20/08/2025	31/07/2024	19/07/2024	22/06/2022	09/08/2021
General meeting	21/08/2026	30/05/2025	31/05/2024	26/05/2023	27/05/2022	28/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

17 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	21/08/2026	25/08/2026	French	PDF
Abridged model	31/12/2024	30/05/2025	20/08/2025	French	PDF
Abridged model	31/12/2023	31/05/2024	31/07/2024	French	PDF
Abridged modelCorrection	31/12/2022	26/05/2023	19/07/2024	French	PDF
Abridged model	31/12/2022	26/05/2023	21/06/2023	French	PDF
Abridged model	31/12/2021	27/05/2022	22/06/2022	French	PDF
Micro model	31/12/2020	28/05/2021	09/08/2021	French	PDF
Micro model	31/12/2019	11/08/2020	25/09/2020	French	PDF
Micro model	31/12/2018	13/08/2019	02/09/2019	French	PDF
Micro model	31/12/2017	25/05/2018	22/08/2018	French	PDF
Micro model	31/12/2016	26/05/2017	26/07/2017	French	PDF
Abridged model	31/12/2015	27/05/2016	05/07/2016	French	PDF
Abridged model	31/12/2014	29/05/2015	29/06/2015	French	PDF
Abridged model	31/12/2013	19/09/2014	29/09/2014	French	PDF
Abridged model	31/12/2012	31/05/2013	27/08/2013	French	PDF
Abridged model	31/12/2011	25/05/2012	11/06/2012	French	PDF
Abridged model	31/12/2010	27/05/2011	19/07/2011	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Benoît Cabay

Director

Active

Ended mandates

Benoît CABAY

Manager · since 13 janvier 2010

Ended

Benoit CABAY

Mandate

Ended

Benoit CABAY

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates22/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Capital / shares17/08/2011
CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Other18/01/2010
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202576,6 k €↑
2024
Annual accounts 202461,5 k €↓
2023
Annual accounts 202363,5 k €↓
2022
Annual accounts 202272,2 k €↑
2021
Annual accounts 2021-1,6 M €↓
2020
Annual accounts 202026,8 k €↓
2019
Annual accounts 201952,6 k €↓
2018
Annual accounts 201870,3 k €↑
2017
Annual accounts 201751,1 k €↑
2016
Annual accounts 201640,9 k €↓
2015
Annual accounts 201546,1 k €↑
2014
Annual accounts 201424,3 k €↓
2013
Annual accounts 201334,4 k €↑
2012
Annual accounts 2012-6,3 k €↓
2011
Annual accounts 2011-4,3 k €↓
2010
Annual accounts 201031,8 k €
14/01/2010
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BeNice

Overview

What does BeNice do?

Trend over 16 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline