ACTIVE

AGO-advies

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Financial year 2025 · closed on 31/12/2025

Net result

400,6 k €

-11.4% YoY

Gross margin

1,7 M €

+33.0% YoY

Equity

978,1 k €

+11.5% YoY

Workforce

11,5 ETP

+53.3% YoY

What does AGO-advies do?

AGO-advies is a Private limited company incorporated in 2010. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Oudenaarde. It employs on average 11,5 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0823.700.046

Incorporation

05/03/2010

Legal form

Private limited company

Registered office

Ronde van Vlaanderenplein 5
9700 Oudenaarde · FlandreSee on map

Contributed capital

30 800,00 €

Latest accounts

31/12/2025

Average workforce

11,5 ETP

Activities (NACE)

66199Other activities auxiliary to financial services, except insurance and pension funding· main 66199Other activities auxiliary to financial services, except insurance and pension funding 66220Activities of insurance agents and brokers 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 16 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010
Income statement
Gross margin	1,7 M €	+33.0%	1,3 M €	+9.8%	1,2 M €	+19.2%	983 k €	+15.2%	853 k €	+17.3%	727,1 k €	+24.8%	582,7 k €	+17.0%	498 k €	-0.1%	498,5 k €	+36.6%	365 k €	+19.1%	306,4 k €	-13.5%	354,2 k €	+31.9%	268,5 k €	+9.2%	245,8 k €	+17.2%	209,8 k €	+40.5%	149,3 k €
EBITDA	802,5 k €	+7.3%	748,2 k €	+51.2%	494,7 k €	+33.4%	371 k €	-0.9%	374,3 k €	+25.2%	298,9 k €	+34.8%	221,7 k €	+17.6%	188,5 k €	-27.3%	259,1 k €	+19.7%	216,5 k €	-11.3%	244,2 k €	-4.2%	255 k €	+40.4%	181,6 k €	+10.4%	164,5 k €	+33.4%	123,3 k €	+39.0%	88,7 k €
Operating result	587 k €	-8.8%	643,9 k €	+68.8%	381,5 k €	+26.6%	301,3 k €	+53.4%	196,5 k €	+19.7%	164,2 k €	+93.6%	84,8 k €	+52.9%	55,5 k €	-59.1%	135,7 k €	+23.9%	109,5 k €	-16.9%	131,7 k €	-7.9%	143 k €	+68.5%	84,8 k €	+14.5%	74,1 k €	+110%	35,3 k €	+32.7%	26,6 k €
Net result	400,6 k €	-11.4%	452,1 k €	+69.6%	266,5 k €	+17.3%	227,3 k €	+84.9%	122,9 k €	+12.8%	109 k €	+112%	51,5 k €	+60.2%	32,1 k €	-65.9%	94,2 k €	+44.6%	65,1 k €	-9.4%	71,9 k €	-8.4%	78,5 k €	+103%	38,7 k €	+33.8%	28,9 k €	+2544%	1,1 k €	-71.0%	3,8 k €
Balance sheet
Equity	978,1 k €	+11.5%	877,4 k €	+40.3%	625,4 k €	+74.3%	358,9 k €	+8.2%	331,6 k €	+0.9%	328,7 k €	+4.5%	314,5 k €	-8.3%	343 k €	+10.3%	310,9 k €	+1.4%	306,6 k €	+27.0%	241,5 k €	+42.4%	169,6 k €	+86.1%	91,2 k €	+73.9%	52,4 k €	+123%	23,5 k €	+4.9%	22,4 k €
Total assets	2,4 M €	+71.1%	1,4 M €	+15.0%	1,2 M €	+5.9%	1,2 M €	-7.3%	1,2 M €	+5.0%	1,2 M €	+125%	526 k €	-10.0%	584,5 k €	+6.0%	551,5 k €	+9.5%	503,5 k €	-19.9%	628,4 k €	-11.5%	710,3 k €	+8.7%	653,2 k €	-4.1%	680,8 k €	-11.3%	767,6 k €	+4.8%	732,3 k €
Cash	764,7 k €	-14.5%	894,5 k €	+31.1%	682,5 k €	+41.2%	483,2 k €	-12.2%	550,6 k €	+32.0%	417,2 k €	+247%	120,1 k €	+96.3%	61,2 k €	+330%	14,2 k €	-20.7%	17,9 k €	-66.2%	53 k €	+829%	5,7 k €	-69.8%	18,9 k €	+28.6%	14,7 k €	-21.4%	18,7 k €	+196%	6,3 k €
Debts	1,4 M €	+179%	501,1 k €	-10.9%	562,1 k €	-26.4%	763,4 k €	-6.7%	818,6 k €	+1.3%	807,8 k €	+283%	211 k €	-12.4%	241 k €	+0.4%	240,1 k €	+22.0%	196,8 k €	-46.6%	368,8 k €	-31.0%	534,7 k €	-4.9%	562,1 k €	-10.4%	627,5 k €	-15.6%	743,8 k €	+4.8%	709,7 k €
Other
Workforce	11,5 ETP	+53.3%	7,5 ETP	-1.3%	7,6 ETP	-7.3%	8,2 ETP	+9.3%	7,5 ETP	+19.0%	6,3 ETP	+6.8%	5,9 ETP	+13.5%	5,2 ETP	+44.4%	3,6 ETP	+16.1%	3,1 ETP	+10.7%	2,8 ETP	+75.0%	1,6 ETP	0.0%	1,6 ETP	-5.9%	1,7 ETP	-15.0%	2,0 ETP	+42.9%	1,4 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 19 ended

Active mandates

WYCHUYSE

Director · 0822.707.676

Represented by Sidney Wychuyse

Active

ZAKENKANTOOR LEUS

Director · 0847.427.632

Represented by Bart Leus

Active

Ended mandates

ZAKENKANTOOR LEUS

Director · since 01 juillet 2015 · 0847.427.632

Represented by Bart Leus

Ended

ZAKENKANTOOR LEUS

Director · since 01 juillet 2015 · 0847.427.632

Represented by Bart LEUS

Ended

GUY RENNEBOOG - VERCRUYSSEN

Director · until 30 juin 2015 · 0471.911.037

Represented by Guy Renneboog

Ended

GUY RENNEBOOG - VERCRUYSSEN

Manager · 0471.911.037

Represented by GUY RENNEBOOG

Ended

At this address

Other companies at this address

Company	CBE no.
AGO GROUP● Active	0655.820.562

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/08/2026	29/08/2025	30/08/2024	11/08/2023	08/07/2022	29/09/2021
General meeting	05/08/2026	27/08/2025	01/08/2024	23/06/2023	03/06/2022	14/09/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

16 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	05/08/2026	27/08/2026	Dutch	PDF
Abridged model	31/12/2024	27/08/2025	29/08/2025	Dutch	PDF
Abridged model	31/12/2023	01/08/2024	30/08/2024	Dutch	PDF
Abridged model	31/12/2022	23/06/2023	11/08/2023	Dutch	PDF
Abridged model	31/12/2021	03/06/2022	08/07/2022	Dutch	PDF
Abridged model	31/12/2020	14/09/2021	29/09/2021	Dutch	PDF
Abridged model	31/12/2019	15/09/2020	10/10/2020	Dutch	PDF
Abridged model	31/12/2018	18/09/2019	09/10/2019	Dutch	PDF
Abridged model	31/12/2017	03/08/2018	30/08/2018	Dutch	PDF
Abridged model	31/12/2016	11/08/2017	30/08/2017	Dutch	PDF
Abridged model	31/12/2015	19/08/2016	31/08/2016	Dutch	PDF
Abridged model	31/12/2014	29/10/2015	30/10/2015	Dutch	PDF
Abridged model	31/12/2013	19/11/2014	18/12/2014	Dutch	PDF
Abridged model	31/12/2012	17/12/2013	23/12/2013	Dutch	PDF
Abridged model	31/12/2011	16/11/2012	20/12/2012	Dutch	PDF
Abridged model	31/12/2010	29/08/2011	30/08/2011	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 19 ended

Active mandates

WYCHUYSE

Director · 0822.707.676

Represented by Sidney Wychuyse

Active

ZAKENKANTOOR LEUS

Director · 0847.427.632

Represented by Bart Leus

Active

Ended mandates

ZAKENKANTOOR LEUS

Director · since 01 juillet 2015 · 0847.427.632

Represented by Bart Leus

Ended

ZAKENKANTOOR LEUS

Director · since 01 juillet 2015 · 0847.427.632

Represented by Bart LEUS

Ended

GUY RENNEBOOG - VERCRUYSSEN

Director · until 30 juin 2015 · 0471.911.037

Represented by Guy Renneboog

Ended

GUY RENNEBOOG - VERCRUYSSEN

Manager · 0471.911.037

Represented by GUY RENNEBOOG

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates05/04/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates04/08/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates21/03/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates19/01/2022
ONTSLAGEN - BENOEMINGEN
PDF
Restructuring28/07/2020
BENAMING - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring22/05/2020
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates02/10/2015
ONTSLAGEN - BENOEMINGEN
PDF
Registered office24/02/2015
MAATSCHAPPELIJKE ZETEL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025400,6 k €↓
2024
Annual accounts 2024452,1 k €↑
2023
Annual accounts 2023266,5 k €↑
2022
Annual accounts 2022227,3 k €↑
2021
Annual accounts 2021122,9 k €↑
2020
Annual accounts 2020109 k €↑
2019
Annual accounts 201951,5 k €↑
2018
Annual accounts 201832,1 k €↓
2017
Annual accounts 201794,2 k €↑
2016
Annual accounts 201665,1 k €↓
2015
Annual accounts 201571,9 k €↓
2014
Annual accounts 201478,5 k €↑
2013
Annual accounts 201338,7 k €↑
2012
Annual accounts 201228,9 k €↑
2011
Annual accounts 20111,1 k €↓
2010
Annual accounts 20103,8 k €
05/03/2010
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

AGO-advies

Overview

What does AGO-advies do?

Trend over 16 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline