ACTIVE

STOIC PATRIMOINE

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Financial year 2025 · closed on 30/09/2025

Net result

-11 k €

-44.0% YoY

Gross margin

119,1 k €

+2.3% YoY

Equity

426,8 k €

-2.5% YoY

What does STOIC PATRIMOINE do?

STOIC PATRIMOINE is a Private limited company incorporated in 2010. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Mons.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0825.762.978

Incorporation

21/04/2010

Legal form

Private limited company

Registered office

Rue du Curoir (C.) 15
7033 Mons · WallonieSee on map

Contributed capital

52 000,00 €

Latest accounts

30/09/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

Good liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 15 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011
Income statement
Gross margin	119,1 k €	+2.3%	116,4 k €	-38.2%	188,3 k €	+66.2%	113,3 k €	-70.2%	380,6 k €	+57.7%	241,3 k €	+58.6%	152,2 k €	+7.3%	141,9 k €	+43.2%	99,1 k €	-4.5%	103,7 k €	+31.0%	79,2 k €	+15.7%	68,5 k €	-10.7%	76,6 k €	+89.4%	40,5 k €	-22.9%	52,5 k €
EBITDA	101,8 k €	+0.9%	100,9 k €	-41.3%	171,7 k €	+96.5%	87,4 k €	-76.9%	377,9 k €	+69.5%	222,9 k €	+66.5%	133,8 k €	-1.5%	135,9 k €	+45.4%	93,4 k €	-7.1%	100,6 k €	+31.3%	76,6 k €	+15.9%	66,1 k €	-4.9%	69,5 k €	+74.8%	39,8 k €	-18.7%	48,9 k €
Operating result	21,3 k €	-6.7%	22,9 k €	-75.8%	94,5 k €	+1283%	6,8 k €	-97.7%	294,8 k €	+172%	108,2 k €	+147%	43,7 k €	-9.0%	48,1 k €	+1152%	3,8 k €	-90.3%	39,4 k €	-17.2%	47,6 k €	-28.0%	66,1 k €	-4.9%	69,5 k €	+130%	30,2 k €	-12.6%	34,5 k €
Net result	-11 k €	-44.0%	-7,6 k €	-115%	51,3 k €	+232%	-39 k €	-117%	225,9 k €	+6296%	-3,6 k €	-181%	4,5 k €	-42.2%	7,7 k €	+132%	-24 k €	-295%	12,3 k €	-40.2%	20,6 k €	-75.9%	85,2 k €	+169%	31,6 k €	+253%	8,9 k €	-24.2%	11,8 k €
Balance sheet
Equity	426,8 k €	-2.5%	437,8 k €	-1.7%	445,4 k €	+13.7%	391,9 k €	-37.9%	630,9 k €	+55.8%	405 k €	+92.4%	210,6 k €	+2.2%	206,1 k €	+3.9%	198,4 k €	-10.8%	222,4 k €	+5.9%	210,1 k €	+10.8%	189,5 k €	+81.6%	104,4 k €	+43.5%	72,7 k €	+14.0%	63,8 k €
Total assets	1,8 M €	-5.5%	1,9 M €	-5.6%	2 M €	-13.1%	2,3 M €	-6.4%	2,5 M €	+9.1%	2,3 M €	+36.9%	1,7 M €	-3.7%	1,7 M €	-2.9%	1,8 M €	+47.2%	1,2 M €	+29.2%	944,3 k €	+120%	430,1 k €	+4.3%	412,5 k €	-9.4%	455,1 k €	+5.6%	430,9 k €
Cash	3,8 k €	-65.6%	11 k €	-55.7%	24,8 k €	-87.8%	202,3 k €	+23.8%	163,4 k €	+292%	41,7 k €	+32083%	129,5 €	-96.9%	4,2 k €	+18.0%	3,6 k €	-43.7%	6,3 k €	-37.0%	10 k €	-73.7%	38,1 k €	+39.8%	27,3 k €	+79.3%	15,2 k €	-20.8%	19,2 k €
Debts	1,3 M €	-6.4%	1,4 M €	-6.6%	1,5 M €	-18.9%	1,9 M €	+3.9%	1,8 M €	-1.1%	1,8 M €	+26.8%	1,5 M €	-5.0%	1,5 M €	-3.8%	1,6 M €	+60.2%	996,4 k €	+35.9%	733,1 k €	+225%	225,6 k €	-23.0%	293,1 k €	-19.8%	365,3 k €	-0.4%	366,9 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 1 ended

Active mandates

Mathieu Coton

Director

Active

Ended mandates

Mathieu Coton

Manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/04/2026	14/04/2025	29/04/2024	28/04/2023	04/05/2022	22/04/2021
General meeting	18/03/2026	19/03/2025	20/03/2024	15/03/2023	16/03/2022	17/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

15 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	30/09/2025	18/03/2026	27/04/2026	French	PDF
Micro model	30/09/2024	19/03/2025	14/04/2025	French	PDF
Micro model	30/09/2023	20/03/2024	29/04/2024	French	PDF
Micro model	30/09/2022	15/03/2023	28/04/2023	French	PDF
Micro model	30/09/2021	16/03/2022	04/05/2022	French	PDF
Micro model	30/09/2020	17/03/2021	22/04/2021	French	PDF
Abridged model	30/09/2019	18/03/2020	03/04/2020	French	PDF
Abridged model	30/09/2018	20/03/2019	25/04/2019	French	PDF
Abridged model	30/09/2017	21/03/2018	27/04/2018	French	PDF
Abridged model	30/09/2016	15/03/2017	28/03/2017	French	PDF
Abridged model	30/09/2015	16/03/2016	31/03/2016	French	PDF
Abridged model	30/09/2014	18/03/2015	30/03/2015	French	PDF
Abridged model	30/09/2013	19/03/2014	11/04/2014	French	PDF
Abridged model	30/09/2012	20/03/2013	30/04/2013	French	PDF
Abridged model	30/09/2011	21/03/2012	23/05/2012	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 1 ended

Active mandates

Mathieu Coton

Director

Active

Ended mandates

Mathieu Coton

Manager

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Restructuring02/12/2020
DENOMINATION - DEMISSIONS, NOMINATIONS - MODIFICATION FORME JURIDIQUE - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring24/07/2020
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates13/07/2020
DEMISSIONS, NOMINATIONS
PDF
Registered office08/01/2018
SIEGE SOCIAL
PDF
Other20/05/2010
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-11 k €↓
2024
Annual accounts 2024-7,6 k €↓
2023
Annual accounts 202351,3 k €↑
2022
Annual accounts 2022-39 k €↓
2021
Annual accounts 2021225,9 k €↑
2020
Annual accounts 2020-3,6 k €↓
2019
Annual accounts 20194,5 k €↓
2018
Annual accounts 20187,7 k €↑
2017
Annual accounts 2017-24 k €↓
2016
Annual accounts 201612,3 k €↓
2015
Annual accounts 201520,6 k €↓
2014
Annual accounts 201485,2 k €↑
2013
Annual accounts 201331,6 k €↑
2012
Annual accounts 20128,9 k €↓
2011
Annual accounts 201111,8 k €
21/04/2010
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

STOIC PATRIMOINE

Overview

What does STOIC PATRIMOINE do?

Trend over 15 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline