LDBS INSURANCE
0827.765.138 · rovalta.com · 24/09/2026
ACTIVE
LDBS INSURANCE
Financial year 2025 · closed on 31/12/2025
Net result
87,4 k €
-34.1% YoY
Gross margin
1,5 M €
+1.6% YoY
Equity
3,2 M €
-10.3% YoY
Workforce
10,6 ETP
-7.0% YoY
Overview
What does LDBS INSURANCE do?
LDBS INSURANCE is a Public limited company incorporated in 2010. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Kapellen. It employs on average 10,6 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0827.765.138
Incorporation
13/07/2010
Legal form
Public limited company
Registered office
Antwerpsesteenweg 253
2950 Kapellen · FlandreSee on map
2950 Kapellen · FlandreSee on map
Contributed capital
3 019 572,00 €
Latest accounts
31/12/2025
Average workforce
10,6 ETP
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts
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Financials
Trend over 13 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||
| Gross margin | 1,5 M € | +1.6% | 1,5 M € | -2.3% | 1,6 M € | +20.8% | 1,3 M € | +12.0% | 1,2 M € | +30.3% | 885 k € | +14.8% | 771,1 k € | +8.0% | 713,8 k € | +155% | 279,5 k € | +0.5% | 278,2 k € | +15257% | -1,8 k € | -107% | 25,8 k € | +50.1% | 17,2 k € |
| EBITDA | 677 k € | +8.9% | 621,6 k € | +0.7% | 617 k € | +38.6% | 445,2 k € | -4.4% | 465,5 k € | +61.5% | 288,3 k € | +106% | 139,6 k € | -59.8% | 347,1 k € | +521% | 55,9 k € | -60.3% | 140,6 k € | +4316% | -3,3 k € | -114% | 23,5 k € | +49.9% | 15,7 k € |
| Operating result | 295,7 k € | +0.0% | 295,7 k € | +2.2% | 289,5 k € | +136% | 122,7 k € | -12.8% | 140,7 k € | +67.8% | 83,8 k € | +302% | -41,6 k € | -121% | 201,1 k € | +433% | -60,4 k € | -34.0% | -45,1 k € | -345% | -10,1 k € | -190% | 11,3 k € | +519% | -2,7 k € |
| Net result | 87,4 k € | -34.1% | 132,7 k € | -8.4% | 144,8 k € | +768% | 16,7 k € | -52.2% | 34,9 k € | +239% | 10,3 k € | +106% | -184,3 k € | -234% | 137,2 k € | +1422% | -10,4 k € | +87.6% | -83,6 k € | +0.0% | -83,7 k € | -1342% | -5,8 k € | +74.2% | -22,5 k € |
| Balance sheet | |||||||||||||||||||||||||
| Equity | 3,2 M € | -10.3% | 3,6 M € | +2.1% | 3,5 M € | +2.5% | 3,4 M € | +0.5% | 3,4 M € | +6.8% | 3,2 M € | +0.3% | 3,2 M € | -5.5% | 3,4 M € | +4.2% | 3,2 M € | -0.3% | 3,2 M € | +3167% | -105,6 k € | -381% | -22 k € | -35.9% | -16,2 k € |
| Total assets | 7,9 M € | +3.8% | 7,6 M € | +5.2% | 7,2 M € | -7.1% | 7,8 M € | -3.2% | 8 M € | +19.2% | 6,7 M € | +4.3% | 6,4 M € | +17.8% | 5,5 M € | -5.2% | 5,8 M € | +12.4% | 5,1 M € | +327% | 1,2 M € | +247% | 346,7 k € | -3.3% | 358,6 k € |
| Cash | 227,2 k € | +29.7% | 175,2 k € | +432% | 33 k € | -51.3% | 67,6 k € | +34.1% | 50,5 k € | -21.2% | 64 k € | +109% | 30,7 k € | +156% | 12 k € | +12.9% | 10,6 k € | -45.5% | 19,5 k € | -72.3% | 70,3 k € | +5635% | 1,2 k € | +487% | 209 € |
| Debts | 4,6 M € | +21.9% | 3,8 M € | +8.7% | 3,5 M € | -16.3% | 4,1 M € | -6.5% | 4,4 M € | +29.3% | 3,4 M € | +7.4% | 3,2 M € | +51.5% | 2,1 M € | -17.1% | 2,5 M € | +34.1% | 1,9 M € | +44.9% | 1,3 M € | +255% | 368,7 k € | -1.6% | 374,8 k € |
| Other | |||||||||||||||||||||||||
| Workforce | 10,6 ETP | -7.0% | 11,4 ETP | -5.8% | 12,1 ETP | -1.6% | 12,3 ETP | +3.4% | 11,9 ETP | +22.7% | 9,7 ETP | +5.4% | 9,2 ETP | +46.0% | 6,3 ETP | +50.0% | 4,2 ETP | +55.6% | 2,7 ETP | – | – | – | |||
Estimate
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 6 active · 29 ended
Active mandates
Active
Active
Active
Active
Active
Ended mandates
At this address
Other companies at this address
| Company | CBE no. |
|---|---|
One Consulting Services● Active | 0473.521.336 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 31/07/2026 | 19/07/2025 | 12/08/2024 | 31/08/2023 | 30/08/2022 | 31/08/2021 |
| General meeting | 30/06/2026 | 20/06/2025 | 21/06/2024 | 16/06/2023 | 17/06/2022 | 18/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
15 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 30/06/2026 | 31/07/2026 | Dutch | |
| Abridged model | 31/12/2024 | 20/06/2025 | 19/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 21/06/2024 | 12/08/2024 | Dutch | |
| Abridged model | 31/12/2022 | 16/06/2023 | 31/08/2023 | Dutch | |
| Abridged model | 31/12/2021 | 17/06/2022 | 30/08/2022 | Dutch | |
| Abridged model | 31/12/2020 | 18/06/2021 | 31/08/2021 | Dutch | |
| Abridged model | 31/12/2019 | 19/06/2020 | 14/09/2020 | Dutch | |
| Abridged model | 31/12/2018 | 21/06/2019 | 29/08/2019 | Dutch | |
| Abridged model | 31/12/2017 | 15/06/2018 | 23/08/2018 | Dutch | |
| Abridged model | 31/12/2016 | 16/06/2017 | 27/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 17/06/2016 | 30/08/2016 | Dutch | |
| Abridged model | 31/12/2014 | 19/06/2015 | 29/08/2015 | Dutch | |
| Abridged model | 31/12/2013 | 20/06/2014 | 28/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 21/06/2013 | 30/08/2013 | Dutch | |
| Abridged model | 31/12/2011 | 15/06/2012 | 24/07/2012 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 6 active · 29 ended
Active mandates
Active
Active
Active
Active
Active
Ended mandates
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Capital / shares10/02/2026KAPITAAL - AANDELEN
- Mandates23/01/2025ONTSLAGEN - BENOEMINGEN
- Capital / shares22/01/2025KAPITAAL - AANDELEN - DIVERSEN
- Mandates11/01/2023ONTSLAGEN - BENOEMINGEN
- Mandates19/11/2020ONTSLAGEN - BENOEMINGEN
- Mandates06/12/2017ONTSLAGEN - BENOEMINGEN
- Mandates08/11/2017ONTSLAGEN - BENOEMINGEN
- Other26/10/2017STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202587,4 k €↓
- 2024Annual accounts 2024132,7 k €↓
- 2023Annual accounts 2023144,8 k €↑
- 2022Annual accounts 202216,7 k €↓
- 2021Annual accounts 202134,9 k €↑
- 2018Annual accounts 201810,3 k €↑
- 2017Annual accounts 2017-184,3 k €↓
- 2016Annual accounts 2016137,2 k €↑
- 2016Name changeLDBS Insurance
- 2015Annual accounts 2015-10,4 k €↑
- 2014Annual accounts 2014-83,6 k €↑
- 2013Annual accounts 2013-83,7 k €↓
- 2012Annual accounts 2012-5,8 k €↑
- 2011Annual accounts 2011-22,5 k €
- 2011Name changeLDB INSURANCE
- 13/07/2010IncorporationPublic limited company