Finactor
0828.580.532 · rovalta.com · 21/09/2026
ACTIVE
Finactor
Financial year 2025 · closed on 31/12/2025
Net result
40 k €
+38.1% YoY
Gross margin
66,4 k €
+29.6% YoY
Equity
40 k €
+14.3% YoY
Overview
What does Finactor do?
Finactor is a Private limited company incorporated in 2010. Its main activity is: Management consultancy activities. Its registered office is in Lokeren.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0828.580.532
Incorporation
19/08/2010
Legal form
Private limited company
Registered office
Nachtegaallaan 29
9160 Lokeren · FlandreSee on map
9160 Lokeren · FlandreSee on map
Contributed capital
9 300,00 €
Latest accounts
31/12/2025
Activities (NACE)
Joint committees (1)
- 218
Contacts
3 public details availableLog in to view
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
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Financials
Trend over 15 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||
| Gross margin | 66,4 k € | +29.6% | 51,3 k € | +10.2% | 46,5 k € | -42.4% | 80,7 k € | +46.7% | 55 k € | -0.4% | 55,2 k € | +133% | 23,7 k € | -30.6% | 34,1 k € | +1158% | 2,7 k € | -86.8% | 20,6 k € | +191% | 7,1 k € | -51.4% | 14,6 k € | +39.1% | 10,5 k € | -40.8% | 17,7 k € | +82.6% | 9,7 k € |
| EBITDA | 64,8 k € | +30.9% | 49,5 k € | +10.0% | 45 k € | -43.3% | 79,3 k € | +47.6% | 53,8 k € | +1.7% | 52,9 k € | +136% | 22,4 k € | -31.5% | 32,8 k € | +1509% | 2 k € | -89.8% | 19,9 k € | +237% | 5,9 k € | -57.4% | 13,9 k € | +907% | -1,7 k € | -110% | 17 k € | +95.3% | 8,7 k € |
| Operating result | 55,7 k € | +37.3% | 40,6 k € | +13.4% | 35,8 k € | -50.7% | 72,6 k € | +61.2% | 45 k € | +4.0% | 43,3 k € | +272% | 11,6 k € | -57.1% | 27,1 k € | +1781% | -1,6 k € | -110% | 15,8 k € | +466% | 2,8 k € | -72.9% | 10,3 k € | +349% | -4,1 k € | -135% | 11,8 k € | +132% | 5,1 k € |
| Net result | 40 k € | +38.1% | 29 k € | +13.3% | 25,6 k € | -45.4% | 46,9 k € | +38.3% | 33,9 k € | +9.7% | 30,9 k € | +277% | 8,2 k € | -49.4% | 16,2 k € | +807% | -2,3 k € | -125% | 9,1 k € | +1385% | 613,5 € | -88.3% | 5,3 k € | +206% | -5 k € | -178% | 6,4 k € | +572% | 947 € |
| Balance sheet | |||||||||||||||||||||||||||||
| Equity | 40 k € | +14.3% | 35 k € | +12.8% | 31 k € | +1.9% | 30,5 k € | -21.1% | 38,6 k € | +11.2% | 34,7 k € | +20.5% | 28,8 k € | -29.1% | 40,6 k € | +66.7% | 24,3 k € | -8.6% | 26,6 k € | +52.0% | 17,5 k € | +3.6% | 16,9 k € | +45.1% | 11,7 k € | -29.8% | 16,6 k € | +62.1% | 10,2 k € |
| Total assets | 105,8 k € | +70.4% | 62,1 k € | -23.3% | 80,9 k € | -42.5% | 140,7 k € | +73.1% | 81,3 k € | -21.9% | 104,1 k € | +6.3% | 97,9 k € | +37.8% | 71 k € | -42.2% | 122,8 k € | +50.2% | 81,8 k € | +174% | 29,8 k € | -74.4% | 116,6 k € | +48.4% | 78,6 k € | +159% | 30,4 k € | +55.7% | 19,5 k € |
| Cash | 91,2 k € | +173% | 33,4 k € | -28.9% | 46,9 k € | -43.9% | 83,5 k € | +155% | 32,8 k € | -55.9% | 74,4 k € | +98.9% | 37,4 k € | +9.3% | 34,2 k € | -65.3% | 98,7 k € | +57.2% | 62,8 k € | +254% | 17,7 k € | -81.3% | 94,9 k € | +42.8% | 66,5 k € | +143% | 27,3 k € | +390% | 5,6 k € |
| Debts | 65,8 k € | +143% | 27,1 k € | -45.7% | 49,9 k € | -54.8% | 110,3 k € | +158% | 42,7 k € | -38.4% | 69,4 k € | +0.4% | 69,1 k € | +127% | 30,5 k € | -69.1% | 98,5 k € | +78.8% | 55,1 k € | +353% | 12,2 k € | -87.8% | 99,6 k € | +49.1% | 66,8 k € | +389% | 13,7 k € | +49.2% | 9,2 k € |
| Other | |||||||||||||||||||||||||||||
| Workforce | – | – | – | – | – | – | – | – | – | – | – | – | 0,3 ETP | – | – | ||||||||||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 1 ended
Active mandates
Hans Certyn
ActiveEnded mandates
Hans Certyn
EndedAt this address
Other companies at this address
| Company | CBE no. |
|---|---|
Certinvest● Active | 0896.704.424 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 27/07/2026 | 22/07/2025 | 22/07/2024 | 09/06/2023 | 30/08/2022 | 22/07/2021 |
| General meeting | 04/05/2026 | 30/06/2025 | 31/05/2024 | 16/05/2023 | 30/06/2022 | 30/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
15 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 04/05/2026 | 27/07/2026 | Dutch | |
| Micro model | 31/12/2024 | 30/06/2025 | 22/07/2025 | Dutch | |
| Micro model | 31/12/2023 | 31/05/2024 | 22/07/2024 | Dutch | |
| Micro model | 31/12/2022 | 16/05/2023 | 09/06/2023 | Dutch | |
| Abridged model | 31/12/2021 | 30/06/2022 | 30/08/2022 | Dutch | |
| Abridged model | 31/12/2020 | 30/06/2021 | 22/07/2021 | Dutch | |
| Abridged model | 31/12/2019 | 30/06/2020 | 31/07/2020 | Dutch | |
| Abridged model | 31/12/2018 | 28/06/2019 | 25/07/2019 | Dutch | |
| Abridged model | 31/12/2017 | 25/05/2018 | 24/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 26/05/2017 | 04/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 17/06/2016 | 04/07/2016 | Dutch | |
| Abridged model | 31/12/2014 | 29/05/2015 | 28/07/2015 | Dutch | |
| Abridged model | 31/12/2013 | 30/05/2014 | 20/06/2014 | Dutch | |
| Abridged model | 31/12/2012 | 28/06/2013 | 17/07/2013 | Dutch | |
| Abridged model | 31/12/2011 | 29/06/2012 | 19/07/2012 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 1 active · 1 ended
Active mandates
Hans Certyn
ActiveEnded mandates
Hans Certyn
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202540 k €↑
- 2024Annual accounts 202429 k €↑
- 2023Annual accounts 202325,6 k €↓
- 2022Annual accounts 202246,9 k €↑
- 2021Annual accounts 202133,9 k €↑
- 2020Annual accounts 202030,9 k €↑
- 2019Annual accounts 20198,2 k €↓
- 2018Annual accounts 201816,2 k €↑
- 2017Annual accounts 2017-2,3 k €↓
- 2016Annual accounts 20169,1 k €↑
- 2015Annual accounts 2015613,5 €↓
- 2014Annual accounts 20145,3 k €↑
- 2013Annual accounts 2013-5 k €↓
- 2012Annual accounts 20126,4 k €↑
- 2011Annual accounts 2011947 €
- 19/08/2010IncorporationPrivate limited company