ACTIVE

J.V.D.

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Financial year 2025 · closed on 31/12/2025
Net result
291,4 k €
-50.7% YoY
Gross margin
289,8 k €
+437.4% YoY
Equity
2,2 M €
+15.0% YoY

What does J.V.D. do?

J.V.D. is a Public limited company incorporated in 2010. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Deinze.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0830.420.859
Incorporation
19/10/2010
Legal form
Public limited company
Registered office
Gaversesteenweg 250
9800 Deinze · FlandreSee on map
Contributed capital
822 772,97 €
Latest accounts
31/12/2025
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers63920Other information service activities63990Other information service activities n.e.c.
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 15 financial years

202520242023202220212020201920182017201620152014201320122011
Income statement
Gross margin289,8 k €53,9 k €92,1 k €88,8 k €71,1 k €92,9 k €70 k €20,4 k €36,3 k €34,3 k €46,9 k €40,6 k €15,2 k €12,3 k €9,2 k €
EBITDA287,7 k €53,8 k €91,9 k €87,8 k €70,3 k €91,4 k €68,9 k €19,1 k €35 k €32,9 k €45,9 k €39,7 k €14,2 k €11,9 k €8,4 k €
Operating result287,1 k €53,2 k €91,3 k €87,2 k €70,1 k €90,5 k €62,8 k €13,1 k €29 k €26,9 k €45,9 k €39,7 k €14,2 k €11,9 k €3,8 k €
Net result291,4 k €590,8 k €64,1 k €62,3 k €49,6 k €151,4 k €130,1 k €101 k €106,6 k €103 k €118,5 k €28,1 k €10,4 k €7,9 k €2,1 k €
Balance sheet
Equity2,2 M €1,9 M €1,3 M €1,3 M €1,2 M €2,5 M €2,4 M €2,3 M €2,2 M €2,6 M €2,5 M €2,8 M €2,8 M €2,8 M €2,8 M €
Total assets2,3 M €2,1 M €1,4 M €1,4 M €1,4 M €2,8 M €2,8 M €2,8 M €2,9 M €3 M €2,9 M €2,9 M €2,8 M €2,8 M €2,8 M €
Cash528,4 k €376,8 k €33,8 k €17,3 k €7,2 k €811,8 €9,1 k €27,7 k €78 k €145,3 k €126,1 k €66,3 k €45,9 k €18,2 k €30,4 k €
Debts79,5 k €109,2 k €99,2 k €151,7 k €198,8 k €238,1 k €407,5 k €560 k €708,6 k €460,1 k €470,8 k €15,9 k €24,6 k €11,3 k €33,2 k €
Other
Workforce–0,0 ETP0,0 ETP––––––––––––
Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 14 ended

Active mandates

Viviane De Smedt

Director · since 30 juin 2026 · until 06 juin 2031

Active
Delphine Desmet

Managing director · since 31 décembre 2025 · until 06 juin 2031

Active
Johan Desmet

Director · since 31 décembre 2025 · until 06 juin 2031

Active

Ended mandates

Delphine DESMET

Director · since 02 août 2021 · until 03 juin 2027

Ended
Johan DESMET

Managing director · since 02 août 2021 · until 03 juin 2027

Ended
Delphine DESMET

Director · since 31 décembre 2019 · until 31 décembre 2025

Ended
Delphine DESMET

Managing director · since 31 décembre 2019 · until 31 décembre 2025

Ended
At this address

Other companies at this address

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IMMO JODEVI● Active
0771.450.797
JCI WAREGEM● Active
0417.293.703
LORENS DE VRIENDT● Active
0537.908.847
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date08/07/202630/06/202524/06/202405/06/202307/06/202201/04/2021
General meeting30/06/202627/06/202507/06/202402/06/202303/06/202201/03/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

15 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202530/06/202608/07/2026DutchPDF
Abridged model31/12/202427/06/202530/06/2025DutchPDF
Abridged model31/12/202307/06/202424/06/2024DutchPDF
Abridged model31/12/202202/06/202305/06/2023DutchPDF
Abridged model31/12/202103/06/202207/06/2022DutchPDF
Abridged model31/12/202001/03/202101/04/2021DutchPDF
Abridged model31/12/201930/06/202030/06/2020DutchPDF
Abridged model31/12/201807/06/201911/06/2019DutchPDF
Abridged model31/12/201701/06/201804/06/2018DutchPDF
Abridged model31/12/201602/06/201719/06/2017DutchPDF
Abridged model31/12/201503/06/201606/06/2016DutchPDF
Abridged model31/12/201405/06/201508/06/2015DutchPDF
Abridged model31/12/201306/06/201412/06/2014DutchPDF
Abridged model31/12/201207/06/201310/06/2013DutchPDF
Abridged model31/12/201101/06/201205/06/2012DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 14 ended

Active mandates

Viviane De Smedt

Director · since 30 juin 2026 · until 06 juin 2031

Active
Delphine Desmet

Managing director · since 31 décembre 2025 · until 06 juin 2031

Active
Johan Desmet

Director · since 31 décembre 2025 · until 06 juin 2031

Active

Ended mandates

Delphine DESMET

Director · since 02 août 2021 · until 03 juin 2027

Ended
Johan DESMET

Managing director · since 02 août 2021 · until 03 juin 2027

Ended
Delphine DESMET

Director · since 31 décembre 2019 · until 31 décembre 2025

Ended
Delphine DESMET

Managing director · since 31 décembre 2019 · until 31 décembre 2025

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates27/07/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office03/11/2025
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Restructuring09/08/2021
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring23/04/2021
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates20/01/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares26/01/2018
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Mandates20/06/2016
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares07/05/2015
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025291,4 k €↓
  2. 2024
    Annual accounts 2024590,8 k €↑
  3. 2023
    Annual accounts 202364,1 k €↑
  4. 2022
    Annual accounts 202262,3 k €↑
  5. 2021
    Annual accounts 202149,6 k €↓
  6. 2020
    Annual accounts 2020151,4 k €↑
  7. 2019
    Annual accounts 2019130,1 k €↑
  8. 2018
    Annual accounts 2018101 k €↓
  9. 2017
    Annual accounts 2017106,6 k €↑
  10. 2016
    Annual accounts 2016103 k €↓
  11. 2015
    Annual accounts 2015118,5 k €↑
  12. 2014
    Annual accounts 201428,1 k €↑
  13. 2013
    Annual accounts 201310,4 k €↑
  14. 2012
    Annual accounts 20127,9 k €↑
  15. 2011
    Annual accounts 20112,1 k €
  16. 19/10/2010
    IncorporationPublic limited company