ACTIVE

ASSUGROUP

Financial year 2025 · closed on 31/12/2025
Net result
342 k €
-4.8% YoY
Gross margin
984,7 k €
-4.1% YoY
Equity
661,7 k €
-2.5% YoY
Workforce
5,7 ETP
-5.0% YoY

What does ASSUGROUP do?

ASSUGROUP is a Private limited company incorporated in 2011. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Waterloo. It employs on average 5,7 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0832.963.150
Incorporation
17/01/2011
Legal form
Private limited company
Registered office
Avenue des Dauphins 38
1410 Waterloo · WallonieSee on map
Contributed capital
140 000,00 €
Latest accounts
31/12/2025
Average workforce
5,7 ETP
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 15 financial years

202520242023202220212020201920182017201620152014201320122011
Income statement
Gross margin984,7 k €1 M €764,7 k €700,4 k €469,5 k €328,7 k €252,1 k €119 k €92,8 k €127,3 k €37,4 k €41,8 k €14,5 k €-30,1 k €-5,8 k €
EBITDA708,5 k €756,7 k €525,4 k €498,8 k €355,8 k €255,8 k €182,4 k €72,4 k €47 k €88 k €18,3 k €39 k €14 k €-30,1 k €-5,8 k €
Operating result470,6 k €501,1 k €294,4 k €264,5 k €171,3 k €146,8 k €74,6 k €16,1 k €1,9 k €32,1 k €-36,9 k €6 k €5,4 k €-38,7 k €-6,8 k €
Net result342 k €359,1 k €197,4 k €176,9 k €98,5 k €91,3 k €45,2 k €3,6 k €-8,1 k €25,9 k €-40 k €5,3 k €4,4 k €-39,6 k €-6,8 k €
Balance sheet
Equity661,7 k €678,8 k €694 k €496,6 k €319,7 k €221,2 k €129,9 k €84,7 k €81,1 k €89,2 k €63,3 k €103,3 k €98 k €-27,8 k €5,6 k €
Total assets1,7 M €1,7 M €1,8 M €1,8 M €1,4 M €1,4 M €742,9 k €348,5 k €389,6 k €380,4 k €388,5 k €255,5 k €168 k €33,3 k €8 k €
Cash277,2 k €111,2 k €414,8 k €195,9 k €140,8 k €18,1 k €43,1 k €66,9 k €60,5 k €55 k €18,7 k €8,1 k €128,7 k €546,9 €2,5 k €
Debts1,1 M €1,1 M €1,1 M €1,3 M €1 M €1,1 M €611,2 k €262 k €308,5 k €291,2 k €325,2 k €152,2 k €70 k €61,1 k €2,4 k €
Other
Workforce5,7 ETP6,0 ETP4,5 ETP4,3 ETP3,0 ETP2,0 ETP1,7 ETP1,3 ETP1,5 ETP1,1 ETP0,6 ETP0,1 ETP0,1 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 2 ended

Active mandates

Fabian Guisset

Director · since 11 janvier 2011

Active

Ended mandates

Laurence Trouman

Director · since 09 mars 2021

Ended
Fabian GUISSET

Manager · since 11 janvier 2011

Ended
At this address

Other companies at this address

CompanyCBE no.
0838.640.026
G-PropertiesActive
0769.395.882
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date30/07/202621/08/202526/08/202429/08/202331/08/202228/09/2021
General meeting30/06/202619/06/202520/06/202415/06/202316/06/202217/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

15 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202630/07/2026FrenchPDF
Abridged model31/12/202419/06/202521/08/2025FrenchPDF
Abridged model31/12/202320/06/202426/08/2024FrenchPDF
Abridged model31/12/202215/06/202329/08/2023FrenchPDF
Abridged model31/12/202116/06/202231/08/2022FrenchPDF
Abridged model31/12/202017/06/202128/09/2021FrenchPDF
Abridged model31/12/201918/06/202025/08/2020FrenchPDF
Abridged model31/12/201813/06/201927/08/2019FrenchPDF
Abridged model31/12/201714/06/201820/09/2018FrenchPDF
Abridged model31/12/201615/06/201731/08/2017FrenchPDF
Abridged model31/12/201516/06/201630/08/2016FrenchPDF
Abridged model31/12/201418/06/201527/08/2015FrenchPDF
Abridged model31/12/201319/06/201429/08/2014FrenchPDF
Abridged model31/12/201220/06/201326/06/2013FrenchPDF
Abridged model31/12/201121/06/201207/08/2012FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 2 ended

Active mandates

Fabian Guisset

Director · since 11 janvier 2011

Active

Ended mandates

Laurence Trouman

Director · since 09 mars 2021

Ended
Fabian GUISSET

Manager · since 11 janvier 2011

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates27/10/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates14/12/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/04/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Restructuring31/12/2015
    CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Restructuring08/10/2015
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Mandates09/01/2014
    DENOMINATION - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates19/03/2012
    SIEGE SOCIAL - ADRESSE AUTRE QUE SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
    PDF
  • Other01/02/2011
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025342 k €
  2. 2024
    Annual accounts 2024359,1 k €
  3. 2023
    Annual accounts 2023197,4 k €
  4. 2022
    Annual accounts 2022176,9 k €
  5. 2021
    Annual accounts 202198,5 k €
  6. 2020
    Annual accounts 202091,3 k €
  7. 2019
    Annual accounts 201945,2 k €
  8. 2018
    Annual accounts 20183,6 k €
  9. 2017
    Annual accounts 2017-8,1 k €
  10. 2016
    Annual accounts 201625,9 k €
  11. 2015
    Annual accounts 2015-40 k €
  12. 2014
    Annual accounts 20145,3 k €
  13. 2013
    Annual accounts 20134,4 k €
  14. 2012
    Annual accounts 2012-39,6 k €
  15. 2011
    Annual accounts 2011-6,8 k €
  16. 17/01/2011
    IncorporationPrivate limited company