ACTIVE

A B A FINANCES

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Financial year 2024 · closed on 31/12/2024

Net result

196,2 k €

+62.0% YoY

Revenue

688,8 k €

-3.7% YoY

Equity

992,7 k €

+24.6% YoY

Workforce

93 649,9 ETP

+2675611.4% YoY

What does A B A FINANCES do?

A B A FINANCES is a Private limited company incorporated in 2011. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Jette. It employs on average 93 649,9 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0834.268.591

Incorporation

04/03/2011

Legal form

Private limited company

Registered office

Avenue Charles Woeste 180
1090 Jette · BruxellesSee on map

Contributed capital

20 460,00 €

Latest accounts

31/12/2024

Average workforce

93 649,9 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 14 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011
Income statement
Revenue	688,8 k €	-3.7%	715 k €	+1.6%	703,8 k €	+6.9%	658,4 k €	+68.3%	391,2 k €	+10.3%	354,8 k €	+13.5%	312,5 k €	-15.3%	368,8 k €	+29.3%	285,2 k €	-1.7%	290,3 k €	+26.0%	230,3 k €	+14.1%	201,9 k €	+21.3%	166,5 k €	+291%	42,6 k €
EBITDA	419,6 k €	+32.2%	317,3 k €	-2.4%	325,1 k €	-7.2%	350,2 k €	+178%	125,9 k €	+82.5%	69 k €	+1.4%	68 k €	-29.1%	96 k €	+64.4%	58,4 k €	+171%	21,6 k €	-41.6%	37 k €	+29.3%	28,6 k €	-15.8%	34 k €	+149%	13,7 k €
Operating result	281,8 k €	+65.4%	170,4 k €	-16.3%	203,6 k €	-13.1%	234,3 k €	+121%	106,2 k €	+102%	52,6 k €	-2.4%	53,9 k €	-33.8%	81,4 k €	+44.1%	56,5 k €	+217%	17,8 k €	-46.6%	33,4 k €	+33.5%	25 k €	-18.8%	30,8 k €	+161%	11,8 k €
Net result	196,2 k €	+62.0%	121,1 k €	-22.3%	156 k €	-15.2%	183,9 k €	+119%	84,1 k €	+123%	37,8 k €	-12.8%	43,3 k €	-23.3%	56,5 k €	+79.2%	31,5 k €	+77.4%	17,8 k €	+38.4%	12,8 k €	-26.0%	17,4 k €	-3.7%	18 k €	+166%	6,8 k €
Balance sheet
Equity	992,7 k €	+24.6%	796,5 k €	+17.9%	675,4 k €	+30.0%	519,4 k €	+54.8%	335,5 k €	+33.5%	251,4 k €	+16.0%	216,7 k €	+20.8%	179,4 k €	+46.0%	122,9 k €	+34.5%	91,4 k €	+24.1%	73,6 k €	+21.1%	60,8 k €	+40.0%	43,4 k €	+71.0%	25,4 k €
Total assets	1,2 M €	+12.3%	1 M €	+8.0%	955,2 k €	+15.1%	829,8 k €	+76.4%	470,4 k €	+38.5%	339,6 k €	+12.4%	302,1 k €	-9.8%	335,1 k €	+58.5%	211,4 k €	+12.0%	188,8 k €	+3.9%	181,7 k €	+39.1%	130,6 k €	+79.5%	72,7 k €	+109%	34,7 k €
Cash	664,4 k €	+54.5%	429,9 k €	+6.5%	403,8 k €	+120%	183,5 k €	-51.1%	375,2 k €	+47.2%	255 k €	+22.0%	209 k €	-2.4%	214,2 k €	+13.7%	188,4 k €	+97.4%	95,5 k €	-18.9%	117,7 k €	+31.4%	89,6 k €	+100.0%	44,8 k €	+5461%	805,4 €
Debts	165,6 k €	-29.4%	234,8 k €	+74.1%	134,8 k €	-0.8%	136 k €	+0.8%	134,8 k €	+61.1%	83,7 k €	+3.3%	81 k €	-46.6%	151,8 k €	+78.2%	85,2 k €	-9.5%	94,1 k €	-12.9%	108,1 k €	+54.8%	69,8 k €	+138%	29,3 k €	+214%	9,3 k €
Other
Workforce	93 649,9 ETP	+2675611%	3,5 ETP	-18.6%	4,3 ETP		–		–		–		–		–		2,9 ETP	-6.5%	3,1 ETP	+3.3%	3,0 ETP		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 1 ended

Active mandates

VASSILIKI BALTA

Manager · since 20 octobre 2015

Active

Ended mandates

ANASTASSIOS BALTAS

Manager · since 02 mars 2011

Ended

At this address

Other companies at this address

Company	CBE no.
APOLLON & PARTNERS● Active	0438.000.035
CONNECT YOUR CITY● Active	0730.874.115
EFIA● Active	0462.452.943

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/09/2025	30/09/2024	31/08/2023	07/10/2022	16/09/2021	25/11/2020
General meeting	07/05/2025	02/05/2024	03/05/2023	04/05/2022	05/05/2021	15/07/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

14 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	07/05/2025	30/09/2025	French	PDF
Abridged model	31/12/2023	02/05/2024	30/09/2024	French	PDF
Abridged model	31/12/2022	03/05/2023	31/08/2023	French	PDF
Micro model	31/12/2021	04/05/2022	07/10/2022	French	PDF
Micro model	31/12/2020	05/05/2021	16/09/2021	French	PDF
Micro model	31/12/2019	15/07/2020	25/11/2020	French	PDF
Micro model	31/12/2018	02/05/2019	31/08/2019	French	PDF
Micro model	31/12/2017	02/05/2018	28/09/2018	French	PDF
Abridged model	31/12/2016	03/05/2017	29/09/2017	French	PDF
Abridged model	31/12/2015	04/05/2016	31/08/2016	French	PDF
Abridged model	31/12/2014	06/05/2015	31/08/2015	French	PDF
Abridged model	31/12/2013	07/05/2014	26/09/2014	French	PDF
Abridged model	31/12/2012	02/05/2013	21/08/2013	French	PDF
Abridged model	31/12/2011	02/05/2012	22/10/2012	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 1 ended

Active mandates

VASSILIKI BALTA

Manager · since 20 octobre 2015

Active

Ended mandates

ANASTASSIOS BALTAS

Manager · since 02 mars 2011

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates15/05/2024
DEMISSIONS, NOMINATIONS
PDF
Other27/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Mandates04/02/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates04/12/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates28/06/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates12/11/2015
DEMISSIONS, NOMINATIONS
PDF
Other25/03/2011
DIVERS
PDF
Other16/03/2011
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 2024196,2 k €↑
2023
Annual accounts 2023121,1 k €↓
2022
Annual accounts 2022156 k €↓
2021
Annual accounts 2021183,9 k €↑
2020
Annual accounts 202084,1 k €↑
2019
Annual accounts 201937,8 k €↓
2018
Annual accounts 201843,3 k €↓
2017
Annual accounts 201756,5 k €↑
2016
Annual accounts 201631,5 k €↑
2015
Annual accounts 201517,8 k €↑
2014
Annual accounts 201412,8 k €↓
2013
Annual accounts 201317,4 k €↓
2012
Annual accounts 201218 k €↑
2011
Annual accounts 20116,8 k €
04/03/2011
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

A B A FINANCES

Overview

What does A B A FINANCES do?

Trend over 14 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline