ACTIVE

FINANCE & VERZEKERINGEN CHARLIER

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Financial year 2025 · closed on 31/12/2025
Net result
82,6 k €
+331.8% YoY
Gross margin
554,3 k €
+43.1% YoY
Equity
241,1 k €
+51.9% YoY

What does FINANCE & VERZEKERINGEN CHARLIER do?

FINANCE & VERZEKERINGEN CHARLIER is a Private limited company incorporated in 2011. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Overijse.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0839.800.165
Incorporation
20/09/2011
Legal form
Private limited company
Registered office
Terhulpensesteenweg 322
3090 Overijse · FlandreSee on map
Contributed capital
14 750,00 €
Latest accounts
31/12/2025
Activities (NACE)
66191Other activities auxiliary to financial services, except insurance and pension funding· main66191Other activities auxiliary to financial services, except insurance and pension funding66199Other activities auxiliary to financial services, except insurance and pension funding66199Other activities auxiliary to financial services, except insurance and pension funding
Joint committees (3)
  • 200
  • 341
  • 3410
Signals
ProfitableGood liquidityPositive cashflowPositive EBITDAHealthy social debts
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Health score
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✦ Verdict · Analyst summary
Financials

Trend over 6 financial years

202520242023202220212012
Income statement
Gross margin554,3 k €387,4 k €387,6 k €221,9 k €251,1 k €37,5 k €
EBITDA251,5 k €118,6 k €230,7 k €42,8 k €185,4 k €33,7 k €
Operating result140,1 k €21,8 k €136,9 k €-51,2 k €136,3 k €14,3 k €
Net result82,6 k €-35,6 k €98 k €-70,2 k €88,2 k €4,3 k €
Balance sheet
Equity241,1 k €158,8 k €194,4 k €96,4 k €189 k €6,8 k €
Total assets1,2 M €865 k €965,6 k €1 M €1,2 M €167,3 k €
Cash135,9 k €62 k €59,7 k €7,2 k €17,7 k €1,3 €
Debts953,5 k €706,3 k €770,3 k €906,6 k €961,6 k €160,5 k €
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Wim Charlier

Director · since 30 juin 2021

Active

Ended mandates

Wim Charlier

Director · since 30 juillet 2021

Ended
Wim Charlier

Manager · since 20 septembre 2011

Ended
Wim Charlier

Director

Ended
Annual accounts

Full financial information

202520242023202220212012
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202120/09/2011
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2012
Length of the financial year12 months12 months12 months12 months12 months16 months
Filing date26/06/202602/07/202502/10/202424/07/202323/06/202207/06/2013
General meeting02/06/202630/06/202503/06/202406/06/202307/06/202204/06/2013
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

6 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202502/06/202626/06/2026DutchPDF
Micro model31/12/202430/06/202502/07/2025DutchPDF
Micro model31/12/202303/06/202402/10/2024DutchPDF
Micro model31/12/202206/06/202324/07/2023DutchPDF
Micro model31/12/202107/06/202223/06/2022DutchPDF
Abridged model31/12/201204/06/201307/06/2013DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Wim Charlier

Director · since 30 juin 2021

Active

Ended mandates

Wim Charlier

Director · since 30 juillet 2021

Ended
Wim Charlier

Manager · since 20 septembre 2011

Ended
Wim Charlier

Director

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Other09/11/2021
    DOEL
    PDF
  • Mandates06/09/2021
    WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Other17/08/2017
    DOEL - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Other11/07/2014
    DOEL
    PDF
  • Other12/10/2011
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202582,6 k €↑
  2. 2024
    Annual accounts 2024-35,6 k €↓
  3. 2023
    Annual accounts 202398 k €↑
  4. 2022
    Annual accounts 2022-70,2 k €↓
  5. 2021
    Annual accounts 202188,2 k €↑
  6. 2021
    Name changeFinance & Verzekeringen Charlier
  7. 2012
    Annual accounts 20124,3 k €
  8. 2012
    Name changeCHARLIER WIM MARCEL
  9. 20/09/2011
    IncorporationPrivate limited company