ACTIVE

ANJER VERZEKERINGEN OOSTENDE

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Financial year 2025 · closed on 31/12/2025

Net result

573,3 k €

+38.5% YoY

Gross margin

994 k €

+23.5% YoY

Equity

380,7 k €

+16.8% YoY

Workforce

4,3 ETP

+2.4% YoY

What does ANJER VERZEKERINGEN OOSTENDE do?

ANJER VERZEKERINGEN OOSTENDE is a Private limited company incorporated in 2011. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Oostende. It employs on average 4,3 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0840.889.535

Incorporation

04/11/2011

Legal form

Private limited company

Registered office

Gistelsesteenweg 417
8400 Oostende · FlandreSee on map

Contributed capital

6 200,00 €

Latest accounts

31/12/2025

Average workforce

4,3 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (3)

200
307
3070

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 14 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012
Income statement
Gross margin	994 k €	+23.5%	805,2 k €	-20.7%	1 M €	+19.3%	850,7 k €	-4.4%	889,6 k €	+23.7%	718,9 k €	+9.4%	657,2 k €	+27.4%	516 k €	-13.3%	595,1 k €	+23.9%	480,1 k €	+1.1%	474,9 k €	+15.9%	409,7 k €	-12.8%	469,7 k €	+52.0%	309 k €
EBITDA	661,7 k €	+31.2%	504,3 k €	-32.6%	748,3 k €	+34.2%	557,6 k €	-5.0%	586,8 k €	+16.4%	504 k €	+1.0%	498,9 k €	+34.3%	371,6 k €	-7.7%	402,6 k €	+1.2%	397,6 k €	+7.8%	368,9 k €	+12.6%	327,6 k €	-17.9%	398,9 k €	+59.1%	250,6 k €
Operating result	625,7 k €	+35.5%	461,6 k €	-30.3%	662,5 k €	+43.8%	460,9 k €	-6.6%	493,2 k €	+14.6%	430,5 k €	+2.0%	422 k €	+155%	165,7 k €	-22.1%	212,8 k €	-6.4%	227,3 k €	+50.9%	150,6 k €	-22.6%	194,7 k €	-26.5%	264,8 k €	+129%	115,9 k €
Net result	573,3 k €	+38.5%	414 k €	-32.1%	610 k €	+41.5%	431,1 k €	-1.9%	439,5 k €	+14.7%	383,2 k €	+10.0%	348,2 k €	+153%	137,7 k €	-20.0%	172,1 k €	-12.3%	196,2 k €	+56.9%	125,1 k €	-24.1%	164,9 k €	-29.1%	232,7 k €	+174%	84,8 k €
Balance sheet
Equity	380,7 k €	+16.8%	326,1 k €	-15.4%	385,4 k €	+20.9%	318,6 k €	+2.2%	311,7 k €	+8.4%	287,5 k €	-12.3%	328 k €	+52.7%	214,7 k €	+9.0%	197,1 k €	+12.6%	174,9 k €	+20.5%	145,2 k €	+1.1%	143,6 k €	+26.3%	113,7 k €	+86.4%	61 k €
Total assets	1,1 M €	+14.1%	980,3 k €	-18.4%	1,2 M €	+7.2%	1,1 M €	-8.1%	1,2 M €	+0.8%	1,2 M €	+5.5%	1,1 M €	+12.2%	1 M €	-4.9%	1,1 M €	-3.2%	1,1 M €	+4.2%	1,1 M €	-2.8%	1,1 M €	-6.1%	1,2 M €	+14.6%	1 M €
Cash	266,8 k €	-43.9%	475,7 k €	+138%	199,8 k €	-63.2%	543,5 k €	+14.6%	474,4 k €	-18.2%	579,8 k €	+61.4%	359,3 k €	+56.9%	229 k €	+68.9%	135,6 k €	+53.7%	88,2 k €	-17.3%	106,8 k €	-12.7%	122,3 k €	-36.5%	192,6 k €	+9.1%	176,5 k €
Debts	736,3 k €	+12.6%	654 k €	-19.8%	815,6 k €	+1.7%	801,7 k €	-11.6%	907,1 k €	-1.6%	921,8 k €	+12.8%	816,8 k €	+1.6%	803,9 k €	-8.3%	876,3 k €	-6.2%	934,6 k €	+1.6%	920,3 k €	-3.3%	952,1 k €	-9.6%	1,1 M €	+10.9%	950,5 k €
Other
Workforce	4,3 ETP	+2.4%	4,2 ETP	0.0%	4,2 ETP	+2.4%	4,1 ETP	-12.8%	4,7 ETP	-2.1%	4,8 ETP	+71.4%	2,8 ETP	+7.7%	2,6 ETP	-27.8%	3,6 ETP	+56.5%	2,3 ETP	+15.0%	2,0 ETP	0.0%	2,0 ETP	+33.3%	1,5 ETP	+50.0%	1,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 20 ended

Active mandates

FortAssur

Director · since 03 avril 2020 · 0745.788.062

Represented by Nico Fortie

Active

ARNE DESPIERRE

Director · since 04 novembre 2011 · 0840.276.653

Represented by Arne Despierre

Active

Tom Missault

Director · since 04 novembre 2011 · 0840.445.216

Represented by Tom Missault

Active

Ended mandates

FortAssur

Director · since 03 avril 2020 · 0745.788.062

Represented by Nico FORTIE

Ended

FortAssur

Director · since 03 avril 2020 · 0745.788.062

Represented by Nico Fortie

Ended

MXM Invest CommV

Manager · since 02 janvier 2018 · 0686.971.222

Represented by Maxime BONNY

Ended

ARNE DESPIERRE

Manager · since 04 novembre 2011 · 0840.276.653

Represented by Arne Despierre

Ended

At this address

Other companies at this address

Company	CBE no.
LOANCONSULT● Active	0798.638.513

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	15/05/2026	05/06/2025	09/07/2024	15/06/2023	21/06/2022	08/06/2021
General meeting	15/04/2026	23/05/2025	02/05/2024	01/04/2023	31/05/2022	29/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

14 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	15/04/2026	15/05/2026	Dutch	PDF
Abridged model	31/12/2024	23/05/2025	05/06/2025	Dutch	PDF
Abridged model	31/12/2023	02/05/2024	09/07/2024	Dutch	PDF
Abridged model	31/12/2022	01/04/2023	15/06/2023	Dutch	PDF
Abridged model	31/12/2021	31/05/2022	21/06/2022	Dutch	PDF
Abridged model	31/12/2020	29/05/2021	08/06/2021	Dutch	PDF
Abridged model	31/12/2019	20/03/2020	27/03/2020	Dutch	PDF
Abridged model	31/12/2018	30/06/2019	29/08/2019	Dutch	PDF
Abridged model	31/12/2017	30/06/2018	27/07/2018	Dutch	PDF
Abridged model	31/12/2016	24/06/2017	24/07/2017	Dutch	PDF
Abridged model	31/12/2015	30/06/2016	26/07/2016	Dutch	PDF
Abridged model	31/12/2014	27/06/2015	17/07/2015	Dutch	PDF
Abridged model	31/12/2013	28/06/2014	17/07/2014	Dutch	PDF
Abridged model	31/12/2012	28/06/2013	30/07/2013	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 20 ended

Active mandates

FortAssur

Director · since 03 avril 2020 · 0745.788.062

Represented by Nico Fortie

Active

ARNE DESPIERRE

Director · since 04 novembre 2011 · 0840.276.653

Represented by Arne Despierre

Active

Tom Missault

Director · since 04 novembre 2011 · 0840.445.216

Represented by Tom Missault

Active

Ended mandates

FortAssur

Director · since 03 avril 2020 · 0745.788.062

Represented by Nico FORTIE

Ended

FortAssur

Director · since 03 avril 2020 · 0745.788.062

Represented by Nico Fortie

Ended

MXM Invest CommV

Manager · since 02 janvier 2018 · 0686.971.222

Represented by Maxime BONNY

Ended

ARNE DESPIERRE

Manager · since 04 novembre 2011 · 0840.276.653

Represented by Arne Despierre

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates22/12/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DIVERSEN - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/05/2020
ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
PDF
Mandates21/01/2020
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/03/2018
ONTSLAGEN - BENOEMINGEN
PDF
Registered office04/06/2015
MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL
PDF
Other21/11/2011
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025573,3 k €↑
2024
Annual accounts 2024414 k €↓
2023
Annual accounts 2023610 k €↑
2022
Annual accounts 2022431,1 k €↓
2022
Name changeANJER VERZEK OOSTENDE
2021
Annual accounts 2021439,5 k €↑
2021
Name changeANJER VERZEKERINGEN OOSTENDE
2020
Annual accounts 2020383,2 k €↑
2019
Annual accounts 2019348,2 k €↑
2018
Annual accounts 2018137,7 k €↓
2017
Annual accounts 2017172,1 k €↓
2016
Annual accounts 2016196,2 k €↑
2015
Annual accounts 2015125,1 k €↓
2014
Annual accounts 2014164,9 k €↓
2013
Annual accounts 2013232,7 k €↑
2012
Annual accounts 201284,8 k €
04/11/2011
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ANJER VERZEKERINGEN OOSTENDE

Overview

What does ANJER VERZEKERINGEN OOSTENDE do?

Trend over 14 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline