ACTIVE

SRL BERNARD DEUSE

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

22 k €

+158.4% YoY

Gross margin

91,8 k €

+10.7% YoY

Equity

121,7 k €

+22.1% YoY

What does SRL BERNARD DEUSE do?

SRL BERNARD DEUSE is a Private limited company incorporated in 2011. Its main activity is: Non-life insurance. Its registered office is in Oupeye.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0841.560.914

Incorporation

06/12/2011

Legal form

Private limited company

Registered office

Rue du Poncay 15
4680 Oupeye · WallonieSee on map

Contributed capital

20 460,00 €

Latest accounts

31/12/2025

Activities (NACE)

65122Non-life insurance· main 65122Non-life insurance 66220Activities of insurance agents and brokers 66220Activities of insurance agents and brokers

Joint committees (2)

307
3070

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 14 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012
Income statement
Gross margin	91,8 k €	+10.7%	82,9 k €	+23.6%	67,1 k €	+41.2%	47,5 k €	+2859%	1,6 k €	+108%	-19,4 k €	-255%	-5,5 k €	-132%	16,8 k €	-44.3%	30,2 k €	-57.2%	70,6 k €	+5.4%	67 k €	+6.0%	63,2 k €	+28.0%	49,4 k €	-14.6%	57,8 k €
EBITDA	36,6 k €	+127%	16,1 k €	-43.5%	28,5 k €	-38.8%	46,5 k €	+4722%	965,4 €	+105%	-20 k €	-222%	-6,2 k €	-138%	16,2 k €	-45.3%	29,6 k €	-57.3%	69,3 k €	+4.0%	66,6 k €	+7.2%	62,2 k €	+28.2%	48,5 k €	-13.5%	56,1 k €
Operating result	31,3 k €	+136%	13,3 k €	-53.0%	28,3 k €	-35.1%	43,6 k €	+298%	-22 k €	+48.0%	-42,3 k €	-29.8%	-32,6 k €	-221%	-10,1 k €	-386%	3,6 k €	-91.4%	41,1 k €	+7.8%	38,1 k €	+9.4%	34,9 k €	+61.9%	21,5 k €	-26.8%	29,4 k €
Net result	22 k €	+158%	8,5 k €	-66.8%	25,7 k €	-39.8%	42,7 k €	+285%	-23 k €	+44.8%	-41,8 k €	-27.1%	-32,9 k €	-228%	-10 k €	-1496%	718,3 €	-97.5%	28,2 k €	+7.5%	26,2 k €	+9.2%	24 k €	+57.7%	15,2 k €	-12.7%	17,5 k €
Balance sheet
Equity	121,7 k €	+22.1%	99,7 k €	+9.3%	91,2 k €	+39.2%	65,5 k €	+187%	22,8 k €	-50.2%	45,9 k €	-47.7%	87,7 k €	-27.3%	120,5 k €	-7.7%	130,6 k €	+0.6%	129,8 k €	+27.8%	101,6 k €	+34.8%	75,4 k €	+46.8%	51,4 k €	+42.5%	36,1 k €
Total assets	157,1 k €	+39.4%	112,7 k €	-3.1%	116,4 k €	+53.3%	75,9 k €	+156%	29,6 k €	-40.5%	49,7 k €	-45.4%	91 k €	-26.1%	123,3 k €	-7.4%	133,1 k €	-2.1%	136 k €	-26.4%	184,7 k €	-8.9%	202,7 k €	+0.3%	202 k €	-11.9%	229,4 k €
Cash	22,8 k €	+45.1%	15,7 k €	-72.6%	57,3 k €	+3.7%	55,3 k €	+2084%	2,5 k €	-33.9%	3,8 k €	-63.1%	10,4 k €	-15.9%	12,3 k €	+164%	4,7 k €	-9.0%	5,1 k €		–		33,2 k €	+326%	7,8 k €	-70.8%	26,7 k €
Debts	35,4 k €	+172%	13 k €	-48.3%	25,2 k €	+143%	10,4 k €	+53.3%	6,8 k €	+75.3%	3,9 k €	+14.6%	3,4 k €	+23.3%	2,7 k €	+5.8%	2,6 k €	-58.1%	6,1 k €	-92.6%	83,1 k €	-34.8%	127,3 k €	-15.5%	150,7 k €	-22.1%	193,3 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

LUCALEX

Director · since 07 juillet 2023 · 0803.312.329

Represented by Pascal Gosin

Active

Ended mandates

Bernard DEUSE

Manager · since 01 janvier 2012

Ended

Bernard DEUSE

Administrator - manager · since 16 décembre 2011

Ended

Bernard DEUSE

Administrator - manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	28/07/2026	25/08/2025	30/07/2024	24/06/2023	02/07/2022	24/06/2021
General meeting	26/06/2026	27/06/2025	28/06/2024	15/06/2023	15/06/2022	15/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

14 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	26/06/2026	28/07/2026	French	PDF
Micro model	31/12/2024	27/06/2025	25/08/2025	French	PDF
Micro model	31/12/2023	28/06/2024	30/07/2024	French	PDF
Micro model	31/12/2022	15/06/2023	24/06/2023	French	PDF
Micro model	31/12/2021	15/06/2022	02/07/2022	French	PDF
Micro model	31/12/2020	15/06/2021	24/06/2021	French	PDF
Micro model	31/12/2019	15/06/2020	25/06/2020	French	PDF
Micro model	31/12/2018	15/06/2019	20/06/2019	French	PDF
Micro model	31/12/2017	15/06/2018	19/07/2018	French	PDF
Micro model	31/12/2016	15/06/2017	20/06/2017	French	PDF
Abridged model	31/12/2015	15/06/2016	29/07/2016	French	PDF
Abridged model	31/12/2014	17/06/2015	14/08/2015	French	PDF
Abridged model	31/12/2013	15/06/2014	07/08/2014	French	PDF
Abridged model	31/12/2012	15/06/2013	08/07/2013	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

LUCALEX

Director · since 07 juillet 2023 · 0803.312.329

Represented by Pascal Gosin

Active

Ended mandates

Bernard DEUSE

Manager · since 01 janvier 2012

Ended

Bernard DEUSE

Administrator - manager · since 16 décembre 2011

Ended

Bernard DEUSE

Administrator - manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates21/09/2023
MODIFICATION FORME JURIDIQUE - DENOMINATION
PDF
Mandates20/07/2023
DEMISSIONS, NOMINATIONS
PDF
Other16/12/2011
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202522 k €↑
2024
Annual accounts 20248,5 k €↓
2023
Annual accounts 202325,7 k €↓
2023
Name changeBernard Deuse
2022
Annual accounts 202242,7 k €↑
2021
Annual accounts 2021-23 k €↑
2021
Name changeDEUSE BERANRD
2020
Annual accounts 2020-41,8 k €↓
2019
Annual accounts 2019-32,9 k €↓
2018
Annual accounts 2018-10 k €↓
2017
Annual accounts 2017718,3 €↓
2016
Annual accounts 201628,2 k €↑
2015
Annual accounts 201526,2 k €↑
2014
Annual accounts 201424 k €↑
2013
Annual accounts 201315,2 k €↓
2012
Annual accounts 201217,5 k €
06/12/2011
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

SRL BERNARD DEUSE

Overview

What does SRL BERNARD DEUSE do?

Trend over 14 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline