ACTIVE

Confinance

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Financial year 2025 · closed on 30/06/2025
Net result
16,1 k €
+21.2% YoY
Gross margin
24,4 k €
+2.8% YoY
Equity
42 k €
-8.5% YoY
Workforce
0,0 ETP

What does Confinance do?

Confinance is a Private limited company incorporated in 2011. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Tervuren.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0841.600.209
Incorporation
30/11/2011
Legal form
Private limited company
Registered office
Pachthofstraat 46
3080 Tervuren · FlandreSee on map
Contributed capital
6 200,00 €
Latest accounts
30/06/2025
Average workforce
0,0 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main70200Management consultancy activities70220Business and other management consultancy activities64200Activities of holding companies64210Activities of holding companies64999Other financial service activities, except insurance and pension funding n.e.c.+8
Signals
ProfitableLow riskGood liquidityPositive cashflowPositive EBITDA
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 8 financial years

20252024202320222018201720162015
Income statement
Gross margin24,4 k €23,8 k €30,2 k €83,8 k €44,8 k €49,6 k €70,9 k €36,7 k €
EBITDA19,4 k €18 k €27,3 k €77,2 k €40,1 k €47,1 k €68,1 k €32,6 k €
Operating result18,9 k €16,7 k €19,1 k €76,3 k €40,1 k €47,1 k €67,5 k €31,7 k €
Net result16,1 k €13,3 k €14,1 k €57,2 k €27 k €31,2 k €44,6 k €21,3 k €
Balance sheet
Equity42 k €45,9 k €52,6 k €88,5 k €114 k €114 k €82,7 k €38,1 k €
Total assets228,5 k €181,9 k €206,4 k €194,8 k €202,5 k €126,5 k €160,3 k €64 k €
Cash150,9 k €73,9 k €173,6 k €168,9 k €164,5 k €98,8 k €72,2 k €34 k €
Debts142,4 k €136 k €153,7 k €106,3 k €88,6 k €12,5 k €35,2 k €25,8 k €
Other
Workforce0,0 ETP0,0 ETP0,0 ETP–––––
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 13 ended

Active mandates

WAVECO

Director · since 01 juillet 2012 · 0859.975.967

Represented by VERHEYEN WANNES

Active
Radeko

Director · since 30 novembre 2011 · 0879.595.109

Represented by Raf DE KOKER

Active

Ended mandates

WAVECO

Director · since 01 juillet 2012 · 0859.975.967

Represented by VERHEYEN WANNES

Ended
WAVECO

Director · since 01 juillet 2012 · 0859.975.967

Represented by Wannes VERHEYEN

Ended
WAVECO

Manager · since 01 juillet 2012 · 0859.975.967

Represented by Wannes Verheyen

Ended
WAVECO

Manager · since 01 juillet 2012 · 0859.975.967

Represented by Wannes Verheyen Wannes

Ended
At this address

Other companies at this address

CompanyCBE no.
GROEP CONFINANCE● Active
0653.761.093
Radeko● Active
0879.595.109
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelMicro modelMicro model
Start of the financial year01/07/202401/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year30/06/202530/06/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date14/01/202630/01/202530/01/202425/01/202303/01/202221/01/2021
General meeting26/12/202527/12/202429/12/202330/12/202231/12/202128/12/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

13 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model30/06/202526/12/202514/01/2026DutchPDF
Abridged model30/06/202427/12/202430/01/2025DutchPDF
Abridged model30/06/202329/12/202330/01/2024DutchPDF
Abridged model30/06/202230/12/202225/01/2023DutchPDF
Micro model30/06/202131/12/202103/01/2022DutchPDF
Micro model30/06/202028/12/202021/01/2021DutchPDF
Micro model30/06/201927/12/201930/01/2020DutchPDF
Micro model30/06/201828/12/201831/01/2019DutchPDF
Micro model30/06/201729/12/201711/01/2018DutchPDF
Abridged model30/06/201630/12/201610/01/2017DutchPDF
Abridged model30/06/201528/12/201504/01/2016DutchPDF
Abridged model30/06/201426/12/201407/01/2015DutchPDF
Abridged model30/06/201327/12/201302/01/2014DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 13 ended

Active mandates

WAVECO

Director · since 01 juillet 2012 · 0859.975.967

Represented by VERHEYEN WANNES

Active
Radeko

Director · since 30 novembre 2011 · 0879.595.109

Represented by Raf DE KOKER

Active

Ended mandates

WAVECO

Director · since 01 juillet 2012 · 0859.975.967

Represented by VERHEYEN WANNES

Ended
WAVECO

Director · since 01 juillet 2012 · 0859.975.967

Represented by Wannes VERHEYEN

Ended
WAVECO

Manager · since 01 juillet 2012 · 0859.975.967

Represented by Wannes Verheyen

Ended
WAVECO

Manager · since 01 juillet 2012 · 0859.975.967

Represented by Wannes Verheyen Wannes

Ended
Shareholders

Ownership and network

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Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202516,1 k €↑
  2. 2024
    Annual accounts 202413,3 k €↓
  3. 2023
    Annual accounts 202314,1 k €↓
  4. 2022
    Annual accounts 202257,2 k €↑
  5. 2018
    Annual accounts 201827 k €↓
  6. 2017
    Annual accounts 201731,2 k €↓
  7. 2016
    Annual accounts 201644,6 k €↑
  8. 2015
    Annual accounts 201521,3 k €
  9. 30/11/2011
    IncorporationPrivate limited company