ACTIVE

Emile JACQUES Assurances

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Financial year 2025 · closed on 31/12/2025
Net result
112,5 k €
-17.5% YoY
Gross margin
563,3 k €
-6.4% YoY
Equity
200,9 k €
-15.7% YoY
Workforce
4,6 ETP
-14.8% YoY

What does Emile JACQUES Assurances do?

Emile JACQUES Assurances is a Private limited company incorporated in 2012. Its registered office is in Nandrin. It employs on average 4,6 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0844.010.856
Incorporation
13/02/2012
Legal form
Private limited company
Registered office
Rue de Dinant 19
4550 Nandrin · WallonieSee on map
Contributed capital
38 664,81 €
Latest accounts
31/12/2025
Average workforce
4,6 ETP
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 13 financial years

2025202420232022202120202019201820172016201520142013
Income statement
Gross margin563,3 k €602,1 k €517,7 k €464,8 k €525,7 k €342,3 k €345,8 k €265,9 k €222,9 k €213,7 k €190,3 k €189,6 k €230,5 k €
EBITDA218,3 k €223 k €157 k €114,3 k €163,5 k €58,7 k €86,9 k €64,7 k €32,9 k €82,8 k €61,7 k €55 k €105,8 k €
Operating result182,5 k €203,9 k €118 k €58,4 k €97,2 k €36,6 k €57,8 k €47,7 k €14,9 k €66,6 k €44,8 k €48,6 k €101,2 k €
Net result112,5 k €136,3 k €82,5 k €33,5 k €62,9 k €20,8 k €33 k €30,8 k €8,7 k €39,7 k €26,1 k €34,2 k €65,9 k €
Balance sheet
Equity200,9 k €238,5 k €102,1 k €46,3 k €67,8 k €89,5 k €138,7 k €115,7 k €134,8 k €146,2 k €196,4 k €270,4 k €236,2 k €
Total assets465,9 k €382,6 k €266,4 k €300,4 k €284,6 k €269,8 k €259,3 k €312,3 k €240,1 k €289,9 k €351,3 k €354,9 k €282,1 k €
Cash75,2 k €79,5 k €68,3 k €24,4 k €26,7 k €66 k €36,3 k €92,5 k €120,3 k €179,6 k €211,3 k €217,1 k €152,9 k €
Debts263,4 k €134,1 k €162,4 k €249 k €213,3 k €176,6 k €119,8 k €100,7 k €56,3 k €137,3 k €152,5 k €82,7 k €43,1 k €
Other
Workforce4,6 ETP5,4 ETP5,4 ETP5,6 ETP4,6 ETP4,6 ETP4,6 ETP3,7 ETP3,4 ETP3,3 ETP3,6 ETP3,4 ETP3,4 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 21 ended

Active mandates

Immobilière Emile JACQUES

Director · 0428.424.749

Represented by EMILE JACQUES

Active
JFBeckers Management

Director · 0768.653.338

Represented by JEAN-FRANCOIS BECKERS

Active
JVHerve Management

Director · 0768.653.140

Represented by JEAN-VINCENT HERVE

Active

Ended mandates

DYNAMIC FINANCES

Director · 0478.803.777

Ended
DYNAMIC FINANCES

Director · 0478.803.777

Ended
EMILE JACQUES

Director

Ended
EMILE JACQUES

Manager

Ended
At this address

Other companies at this address

CompanyCBE no.
H.B. Assurances● Active
0842.260.502
PRADEL● Active
0443.365.323
UTVA BUREAU EMILE JACQUES● Active
0660.604.444
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date05/06/202629/08/202530/08/202431/08/202331/08/202231/08/2021
General meeting05/05/202606/05/202507/05/202402/05/202303/05/202204/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

15 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202505/05/202605/06/2026FrenchPDF
Abridged model31/12/202406/05/202529/08/2025FrenchPDF
Abridged model31/12/202307/05/202430/08/2024FrenchPDF
Abridged model31/12/202202/05/202331/08/2023FrenchPDF
Abridged model31/12/202103/05/202231/08/2022FrenchPDF
Abridged model31/12/202004/05/202131/08/2021FrenchPDF
Abridged model31/12/201905/05/202029/10/2020FrenchPDF
Abridged modelCorrection31/12/201807/05/201930/10/2019FrenchPDF
Abridged model31/12/201807/05/201930/08/2019FrenchPDF
Abridged model31/12/201701/05/201830/08/2018FrenchPDF
Abridged model31/12/201602/05/201731/08/2017FrenchPDF
Abridged model31/12/201503/05/201611/08/2016FrenchPDF
Abridged model31/12/201405/05/201531/08/2015FrenchPDF
Abridged model31/12/201306/05/201427/08/2014FrenchPDF
Abridged model31/12/201228/06/201330/08/2013FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 21 ended

Active mandates

Immobilière Emile JACQUES

Director · 0428.424.749

Represented by EMILE JACQUES

Active
JFBeckers Management

Director · 0768.653.338

Represented by JEAN-FRANCOIS BECKERS

Active
JVHerve Management

Director · 0768.653.140

Represented by JEAN-VINCENT HERVE

Active

Ended mandates

DYNAMIC FINANCES

Director · 0478.803.777

Ended
DYNAMIC FINANCES

Director · 0478.803.777

Ended
EMILE JACQUES

Director

Ended
EMILE JACQUES

Manager

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates01/08/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates28/07/2021
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
    PDF
  • Restructuring18/06/2021
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Restructuring08/07/2019
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Registered office29/03/2016
    SIEGE SOCIAL
    PDF
  • Mandates27/08/2013
    OBJET - DEMISSIONS, NOMINATIONS
    PDF
  • Other12/03/2012
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025112,5 k €↓
  2. 2024
    Annual accounts 2024136,3 k €↑
  3. 2023
    Annual accounts 202382,5 k €↑
  4. 2022
    Annual accounts 202233,5 k €↓
  5. 2021
    Annual accounts 202162,9 k €↑
  6. 2020
    Annual accounts 202020,8 k €↓
  7. 2019
    Annual accounts 201933 k €↑
  8. 2018
    Annual accounts 201830,8 k €↑
  9. 2017
    Annual accounts 20178,7 k €↓
  10. 2016
    Annual accounts 201639,7 k €↑
  11. 2015
    Annual accounts 201526,1 k €↓
  12. 2014
    Annual accounts 201434,2 k €↓
  13. 2013
    Annual accounts 201365,9 k €
  14. 13/02/2012
    IncorporationPrivate limited company