NORMAL SITUATION

SMETS CONSULTING, INSURANCE & FINANCE

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Financial year 2025 · closed on 31/12/2025
Net result
-25,5 k €
-146.2% YoY
Gross margin
-23,3 k €
-135.0% YoY
Equity
295,6 k €
-8.0% YoY

Company — Normal situation.

What does SMETS CONSULTING, INSURANCE & FINANCE do?

SMETS CONSULTING, INSURANCE & FINANCE is a company registered in Belgium.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0846.512.367
Legal form
Private limited company
Contributed capital
9 000,00 €
Latest accounts
31/12/2025
Signals
Solid equityGood liquidity
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 13 financial years

2025202420232022202120192018201720162015201420132012
Income statement
Gross margin-23,3 k €66,8 k €31,5 k €77,8 k €91,6 k €80,3 k €19,4 k €77,3 k €62,7 k €51,8 k €-4,3 k €-4 k €-2 k €
EBITDA-26,4 k €65,7 k €27,9 k €76,7 k €90,1 k €78 k €18,9 k €77,1 k €62,5 k €51,6 k €-4,4 k €-4,1 k €-2 k €
Operating result-26,4 k €62,7 k €24,8 k €75,1 k €86,5 k €67,7 k €10,6 k €60,5 k €47,1 k €41,2 k €-4,4 k €-4,8 k €-2 k €
Net result-25,5 k €55,3 k €9 k €44 k €51,6 k €30,2 k €-2 k €29,9 k €29 k €26,3 k €-5,8 k €-4,8 k €-2,1 k €
Balance sheet
Equity295,6 k €321,1 k €265,8 k €256,7 k €212,7 k €109,8 k €79,6 k €81,6 k €51,7 k €22,7 k €-3,6 k €2,1 k €6,9 k €
Total assets296,8 k €354,9 k €335,7 k €414,8 k €740,5 k €763 k €781,3 k €789,1 k €677,3 k €62,5 k €557,9 €2,2 k €7,3 k €
Cash296,8 k €345,7 k €30,3 k €67,6 k €16,4 k €11,5 k €23,4 k €26,8 k €30 k €20,8 k €314,3 €879,5 €6,9 k €
Debts1,3 k €33,8 k €69,9 k €158 k €527,8 k €653,2 k €701,7 k €707,5 k €625,6 k €39,8 k €4,2 k €108,9 €343,4 €
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 7 ended

Active mandates

Heidi Beyers

Director · since 01 janvier 2018

Active
Jan Smets

Director · since 18 novembre 2014

Active

Ended mandates

Heidi Beyers

Manager · since 01 janvier 2018

Ended
Jan Smets

Manager · since 18 novembre 2014

Ended
Bart De Vos

Manager · until 18 novembre 2014

Ended
Bart De Vos

Manager

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelAbridged modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date03/02/202624/07/202529/07/202427/07/202319/07/202220/07/2021
General meeting03/02/202630/06/202530/06/202430/06/202317/06/202218/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

14 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202503/02/202603/02/2026DutchPDF
Micro model31/12/202430/06/202524/07/2025DutchPDF
Abridged model31/12/202330/06/202429/07/2024DutchPDF
Micro model31/12/202230/06/202327/07/2023DutchPDF
Micro model31/12/202117/06/202219/07/2022DutchPDF
Micro model31/12/202018/06/202120/07/2021DutchPDF
Micro model31/12/201919/06/202030/06/2020DutchPDF
Micro model31/12/201821/06/201926/07/2019DutchPDF
Micro model31/12/201715/06/201824/07/2018DutchPDF
Micro model31/12/201616/06/201725/07/2017DutchPDF
Abridged model31/12/201517/06/201620/06/2016DutchPDF
Abridged model31/12/201419/05/201519/05/2015DutchPDF
Abridged model31/12/201320/06/201423/06/2014DutchPDF
Abridged model31/12/201221/06/201322/07/2013DutchPDF
Estimate

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 7 ended

Active mandates

Heidi Beyers

Director · since 01 janvier 2018

Active
Jan Smets

Director · since 18 novembre 2014

Active

Ended mandates

Heidi Beyers

Manager · since 01 janvier 2018

Ended
Jan Smets

Manager · since 18 novembre 2014

Ended
Bart De Vos

Manager · until 18 novembre 2014

Ended
Bart De Vos

Manager

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Dissolution05/05/2026
    RUBRIEK EINDE (STOPZETTING, INTREKKING STOPZETTING, NIETIGHEID, GER. AK., GERECHTELIJKE REORGANISATIE, ENZ...
    PDF
  • Mandates21/12/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates09/02/2018
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other21/02/2017
    DOEL
    PDF
  • Other09/12/2014
    BENAMING - DOEL
    PDF
  • Mandates08/12/2014
    MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Other21/06/2012
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-25,5 k €↓
  2. 2024
    Annual accounts 202455,3 k €↑
  3. 2023
    Annual accounts 20239 k €↓
  4. 2022
    Annual accounts 202244 k €↓
  5. 2021
    Annual accounts 202151,6 k €↑
  6. 2019
    Annual accounts 201930,2 k €↑
  7. 2018
    Annual accounts 2018-2 k €↓
  8. 2017
    Annual accounts 201729,9 k €↑
  9. 2016
    Annual accounts 201629 k €↑
  10. 2015
    Annual accounts 201526,3 k €↑
  11. 2014
    Annual accounts 2014-5,8 k €↓
  12. 2013
    Annual accounts 2013-4,8 k €↓
  13. 2012
    Annual accounts 2012-2,1 k €