ACTIVE

FINFORMA

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Financial year 2025 · closed on 31/12/2025
Net result
60,7 k €
+2441.4% YoY
Gross margin
179,1 k €
+4.5% YoY
Equity
138,6 k €
+77.9% YoY
Workforce
2,1 ETP
+23.5% YoY

What does FINFORMA do?

FINFORMA is a Private limited company incorporated in 2012. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Maaseik. It employs on average 2,1 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0847.997.655
Incorporation
08/08/2012
Legal form
Private limited company
Registered office
Prinsenhof 5
3680 Maaseik · FlandreSee on map
Contributed capital
9 200,00 €
Latest accounts
31/12/2025
Average workforce
2,1 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 11 financial years

20252024202320222021201920182016201520142013
Income statement
Gross margin179,1 k €171,4 k €145,3 k €90,3 k €48,9 k €30,9 k €9,3 k €3,8 k €7,9 k €4,2 k €3,8 k €
EBITDA89,1 k €100,7 k €97,2 k €56 k €15 k €18,8 k €5,1 k €3,3 k €7,5 k €3,8 k €1,9 k €
Operating result83 k €5,7 k €27,2 k €25,2 k €13,7 k €17,1 k €3,2 k €1 k €5,2 k €3,3 k €-4,9 k €
Net result60,7 k €2,4 k €18,5 k €18,1 k €8,6 k €12,1 k €1,3 k €1,7 k €34,5 €2,8 k €-5,8 k €
Balance sheet
Equity138,6 k €77,9 k €75,5 k €57,1 k €39 k €26 k €13,8 k €8 k €6,3 k €6,3 k €3,4 k €
Total assets200,3 k €109,2 k €111,9 k €194,9 k €211,3 k €177,7 k €105,4 k €31,8 k €28,8 k €19,1 k €20,5 k €
Cash115,5 €0,7 €0 €141,2 €––0 €15,8 €557,8 €335,8 €96,6 €
Debts61,7 k €31,3 k €36,4 k €137,9 k €172,2 k €151,6 k €91,2 k €19,3 k €22,5 k €11,8 k €17,1 k €
Other
Workforce2,1 ETP1,7 ETP0,8 ETP0,8 ETP0,8 ETP0,7 ETP–––––
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Stijn Vanmanshoven

Director · since 20 avril 2021

Active

Ended mandates

Stijn Vanmanshoven

Director · since 08 août 2012

Ended
Stijn VANMANSHOVEN

Manager · since 08 août 2012

Ended
HYPOTHEEKARCHITECT

Manager · 0878.957.580

Represented by Ethel Vandebril

Ended
Stijn Vanmanshoven

Manager

Ended
At this address

Other companies at this address

CompanyCBE no.
HYPOTHEEKARCHITECT● Active
0878.957.580
ROY FASHION● Active
0898.905.829
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date18/08/202631/07/202525/07/202420/07/202323/06/202220/07/2021
General meeting30/06/202630/06/202528/06/202416/06/202317/06/202218/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

13 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202618/08/2026DutchPDF
Abridged model31/12/202430/06/202531/07/2025DutchPDF
Abridged model31/12/202328/06/202425/07/2024DutchPDF
Abridged model31/12/202216/06/202320/07/2023DutchPDF
Abridged model31/12/202117/06/202223/06/2022DutchPDF
Abridged model31/12/202018/06/202120/07/2021DutchPDF
Abridged model31/12/201923/09/202029/09/2020DutchPDF
Abridged model31/12/201830/04/201906/05/2019DutchPDF
Abridged model31/12/201729/08/201806/09/2018DutchPDF
Micro model31/12/201616/11/201713/12/2017DutchPDF
Abridged model31/12/201517/06/201627/09/2016DutchPDF
Abridged model31/12/201419/06/201527/10/2015DutchPDF
Abridged model31/12/201320/06/201428/08/2014DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Stijn Vanmanshoven

Director · since 20 avril 2021

Active

Ended mandates

Stijn Vanmanshoven

Director · since 08 août 2012

Ended
Stijn VANMANSHOVEN

Manager · since 08 août 2012

Ended
HYPOTHEEKARCHITECT

Manager · 0878.957.580

Represented by Ethel Vandebril

Ended
Stijn Vanmanshoven

Manager

Ended
Shareholders

Ownership and network

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Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202560,7 k €↑
  2. 2024
    Annual accounts 20242,4 k €↓
  3. 2023
    Annual accounts 202318,5 k €↑
  4. 2022
    Annual accounts 202218,1 k €↑
  5. 2021
    Annual accounts 20218,6 k €↓
  6. 2019
    Annual accounts 201912,1 k €↑
  7. 2018
    Annual accounts 20181,3 k €↓
  8. 2016
    Annual accounts 20161,7 k €↑
  9. 2015
    Annual accounts 201534,5 €↓
  10. 2014
    Annual accounts 20142,8 k €↑
  11. 2013
    Annual accounts 2013-5,8 k €
  12. 08/08/2012
    IncorporationPrivate limited company