ACTIVE

URBAN CONCEPT

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Financial year 2025 · closed on 31/12/2025

Net result

86,1 k €

+52.3% YoY

Gross margin

206,5 k €

+21.8% YoY

Equity

341,7 k €

+14.0% YoY

Workforce

0,8 ETP

What does URBAN CONCEPT do?

URBAN CONCEPT is a Private limited company incorporated in 2003. Its main activity is: Real estate agencies. Its registered office is in Bruxelles. It employs on average 0,8 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0860.485.317

Incorporation

15/09/2003

Legal form

Private limited company

Registered office

Avenue de la Brise 46
1020 Bruxelles · BruxellesSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Average workforce

0,8 ETP

Activities (NACE)

68310Real estate agencies· main 68311Real estate agencies 70311Activities of head offices; management consultancy activities

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	206,5 k €	+21.8%	169,5 k €	-15.9%	201,5 k €	-3.7%	209,3 k €	+47.0%	142,4 k €	-21.3%	180,8 k €	+4.0%	173,9 k €	-39.5%	287,6 k €	+6.7%	269,5 k €	+40.2%	192,2 k €	+12.3%	171,1 k €	+53.7%	111,3 k €	+17.8%	94,5 k €	-22.0%	121,1 k €	+54.0%	78,6 k €	-30.9%	113,8 k €	+77.2%	64,2 k €	+47.3%	43,6 k €	+1089%	-4,4 k €	+70.3%	-14,8 k €
EBITDA	150,9 k €	+39.5%	108,2 k €	-5.7%	114,7 k €	-19.7%	142,9 k €	+92.1%	74,4 k €	-29.2%	105,1 k €	+65.3%	63,6 k €	-67.0%	192,6 k €	+11.0%	173,4 k €	+78.1%	97,4 k €	+31.1%	74,3 k €	+86.9%	39,7 k €	-42.5%	69,1 k €	-21.0%	87,5 k €	+48.7%	58,8 k €	-43.6%	104,3 k €	+90.7%	54,7 k €	+75.4%	31,2 k €	+259%	-19,5 k €	+12.9%	-22,4 k €
Operating result	129 k €	+47.7%	87,3 k €	-6.8%	93,6 k €	-22.7%	121,2 k €	+127%	53,3 k €	-38.1%	86,1 k €	+111%	40,8 k €	-74.9%	162,3 k €	+4.8%	154,9 k €	+99.5%	77,6 k €	+38.4%	56,1 k €	+168%	20,9 k €	-56.4%	48 k €	-30.4%	69 k €	+55.2%	44,5 k €	-27.1%	61 k €	+23.9%	49,3 k €	+113%	23,2 k €	+328%	-10,2 k €	+78.7%	-47,8 k €
Net result	86,1 k €	+52.3%	56,6 k €	-6.1%	60,2 k €	-28.0%	83,6 k €	+154%	32,9 k €	-30.4%	47,3 k €	+164%	17,9 k €	-83.7%	109,7 k €	+21.8%	90 k €	+123%	40,4 k €	+40.1%	28,8 k €	+331%	6,7 k €	-74.1%	25,7 k €	-36.4%	40,5 k €	+72.3%	23,5 k €	-38.5%	38,2 k €	-21.7%	48,8 k €	+112%	23 k €	+263%	-14,1 k €	+72.9%	-52,2 k €
Balance sheet
Equity	341,7 k €	+14.0%	299,8 k €	+14.5%	261,9 k €	+10.8%	236,3 k €	+9.3%	216,2 k €	-12.9%	248,3 k €	+23.6%	201 k €	+9.8%	183,1 k €	+52.1%	120,4 k €	-6.2%	128,3 k €	+45.9%	88 k €	+11.1%	79,2 k €	-31.5%	115,5 k €	+28.7%	89,7 k €	+82.1%	49,3 k €	+91.0%	25,8 k €	+308%	-12,4 k €	+79.8%	-61,2 k €	+27.3%	-84,2 k €	-2.1%	-82,5 k €
Total assets	599,8 k €	+8.2%	554,3 k €	-2.8%	570 k €	-4.0%	593,6 k €	-1.6%	603,1 k €	+2.1%	590,6 k €	+9.9%	537,5 k €	-8.5%	587,3 k €	+50.2%	391 k €	+1.8%	384,2 k €	+17.9%	325,8 k €	+1.4%	321,4 k €	-9.5%	355 k €	+12.2%	316,4 k €	+12.4%	281,4 k €	+8.3%	259,9 k €	+431%	48,9 k €	+6.3%	46 k €	+33.6%	34,5 k €	+8.5%	31,7 k €
Cash	228,7 k €		–		209,2 k €	-14.9%	245,9 k €	+4.5%	235,3 k €	+16.0%	202,9 k €	+65.7%	122,4 k €	-5.3%	129,3 k €	-26.7%	176,3 k €	-5.4%	186,4 k €	+64.0%	113,6 k €	+43.8%	79 k €	-33.2%	118,4 k €	+6.2%	111,4 k €	+63.9%	68 k €	+73.4%	39,2 k €	+20.3%	32,6 k €	-20.3%	40,9 k €	+242%	12 k €	+1646%	684,8 €
Debts	258,1 k €	+1.9%	253,4 k €	-17.5%	307 k €	-13.8%	356,2 k €	-7.7%	385,9 k €	+12.7%	342,3 k €	+1.7%	336,6 k €	-16.7%	404,2 k €	+49.4%	270,6 k €	+5.8%	255,9 k €	+7.6%	237,8 k €	-1.8%	242,2 k €	+6.5%	227,5 k €	+0.4%	226,7 k €	-2.4%	232,1 k €	-0.9%	234,1 k €	+282%	61,3 k €	-42.8%	107,2 k €	-9.7%	118,7 k €	+3.9%	114,2 k €
Other
Workforce	0,8 ETP		–		–		1,7 ETP	-5.6%	1,8 ETP	-18.2%	2,2 ETP	-53.2%	4,7 ETP	0.0%	4,7 ETP		–		–		4,9 ETP	+28.9%	3,8 ETP	+90.0%	2,0 ETP	-25.9%	2,7 ETP	+108%	1,3 ETP	+117%	0,6 ETP	-40.0%	1,0 ETP	0.0%	1,0 ETP	-16.7%	1,2 ETP	+200%	0,4 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 5 ended

Active mandates

Cédric De Man

Director · since 12 octobre 2007

Active

Ended mandates

Cédric De Man

Manager · since 12 octobre 2007

Ended

Sébastien Fontaine

Manager · until 12 octobre 2007

Ended

Sébastien Fontaine

Manager

Ended

Sonia Sanders

Manager · until 12 octobre 2007

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Micro model	Micro model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	20/05/2026	22/05/2025	16/05/2024	04/06/2023	02/05/2022	06/05/2021
General meeting	20/05/2026	02/05/2025	02/05/2024	02/05/2023	02/05/2022	02/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	20/05/2026	20/05/2026	French	PDF
Micro model	31/12/2024	02/05/2025	22/05/2025	French	PDF
Micro model	31/12/2023	02/05/2024	16/05/2024	French	PDF
Abridged model	31/12/2022	02/05/2023	04/06/2023	French	PDF
Abridged model	31/12/2021	02/05/2022	02/05/2022	French	PDF
Abridged model	31/12/2020	02/05/2021	06/05/2021	French	PDF
Abridged model	31/12/2019	02/05/2020	19/05/2020	French	PDF
Abridged model	31/12/2018	02/05/2019	14/05/2019	French	PDF
Micro model	31/12/2017	02/05/2018	03/05/2018	French	PDF
Micro model	31/12/2016	02/05/2017	05/05/2017	French	PDF
Abridged model	31/12/2015	02/05/2016	20/05/2016	French	PDF
Abridged model	31/12/2014	02/05/2015	27/05/2015	French	PDF
Abridged model	31/12/2013	02/05/2014	13/05/2014	French	PDF
Abridged model	31/12/2012	02/05/2013	06/06/2013	French	PDF
Abridged model	31/12/2011	02/05/2012	09/07/2012	French	PDF
Abridged model	31/12/2010	02/05/2011	16/05/2011	French	PDF
Abridged model	31/12/2009	03/05/2010	06/07/2010	French	PDF
Abridged model	31/12/2008	22/06/2009	20/07/2009	French	PDF
Abridged model	31/12/2007	02/05/2008	27/05/2008	French	PDF
Abridged model	31/12/2006	02/05/2007	08/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 5 ended

Active mandates

Cédric De Man

Director · since 12 octobre 2007

Active

Ended mandates

Cédric De Man

Manager · since 12 octobre 2007

Ended

Sébastien Fontaine

Manager · until 12 octobre 2007

Ended

Sébastien Fontaine

Manager

Ended

Sonia Sanders

Manager · until 12 octobre 2007

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates24/06/2020
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates31/10/2007
DEMISSIONS, NOMINATIONS
PDF
Mandates04/03/2005
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Other22/09/2003
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202586,1 k €↑
2024
Annual accounts 202456,6 k €↓
2023
Annual accounts 202360,2 k €↓
2022
Annual accounts 202283,6 k €↑
2021
Annual accounts 202132,9 k €↓
2020
Annual accounts 202047,3 k €↑
2019
Annual accounts 201917,9 k €↓
2018
Annual accounts 2018109,7 k €↑
2017
Annual accounts 201790 k €↑
2016
Annual accounts 201640,4 k €↑
2015
Annual accounts 201528,8 k €↑
2014
Annual accounts 20146,7 k €↓
2013
Annual accounts 201325,7 k €↓
2012
Annual accounts 201240,5 k €↑
2011
Annual accounts 201123,5 k €↓
2010
Annual accounts 201038,2 k €↓
2009
Annual accounts 200948,8 k €↑
2008
Annual accounts 200823 k €↑
2007
Annual accounts 2007-14,1 k €↑
2006
Annual accounts 2006-52,2 k €
15/09/2003
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

URBAN CONCEPT

Overview

What does URBAN CONCEPT do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline