ACTIVE

F.B. FINANCES

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Financial year 2025 · closed on 30/09/2025

Net result

326,6 k €

-26.8% YoY

Gross margin

1 M €

+1.3% YoY

Equity

1,2 M €

-15.9% YoY

Workforce

4,9 ETP

+11.4% YoY

What does F.B. FINANCES do?

F.B. FINANCES is a Private limited company incorporated in 2003. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Molenbeek-Saint-Jean. It employs on average 4,9 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0860.638.240

Incorporation

03/07/2003

Legal form

Private limited company

Registered office

Chaussée de Gand 387
1080 Molenbeek-Saint-Jean · BruxellesSee on map

Contributed capital

12 400,00 €

Latest accounts

30/09/2025

Average workforce

4,9 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	1 M €	+1.3%	1 M €	+17.9%	853,7 k €	+23.0%	694 k €	+19.0%	583,1 k €	+41.0%	413,7 k €	+620%	-79,5 k €	-118%	451 k €	-8.4%	492,2 k €	+13.4%	434,2 k €	-0.4%	436 k €	-4.2%	454,9 k €	+38.5%	328,4 k €	+27.7%	257,2 k €	-29.1%	362,8 k €	-6.3%	387,1 k €	+30.1%	297,6 k €	-4.2%	310,8 k €	-14.1%	361,7 k €	-4.8%	380 k €
EBITDA	641,4 k €	-8.0%	697,2 k €	+18.0%	590,8 k €	+21.7%	485,7 k €	+23.3%	393,8 k €	+54.4%	255 k €	+196%	-266,3 k €	-200%	267,4 k €	-12.3%	305 k €	+27.7%	238,8 k €	-9.7%	264,5 k €	+4.7%	252,7 k €	+22.7%	206 k €	+71.3%	120,3 k €	-29.0%	169,4 k €	-19.2%	209,8 k €	+65.0%	127,1 k €	-15.8%	150,9 k €	-23.9%	198,3 k €	-12.3%	226,2 k €
Operating result	558,2 k €	-10.3%	621,9 k €	+18.9%	522,9 k €	+22.2%	428 k €	+21.4%	352,6 k €	+56.7%	224,9 k €	+167%	-337,6 k €	-268%	201,2 k €	-15.2%	237,4 k €	+42.9%	166,1 k €	-19.8%	207,1 k €	+2.1%	202,9 k €	+59.1%	127,5 k €	+223%	39,5 k €	-52.9%	83,9 k €	-32.4%	124,1 k €	+111%	58,7 k €	-36.4%	92,3 k €	-32.6%	136,9 k €	-18.6%	168,2 k €
Net result	326,6 k €	-26.8%	446 k €	+22.7%	363,3 k €	+21.4%	299,3 k €	+22.6%	244,2 k €	-10.5%	273 k €	+192%	-298,3 k €	-297%	151,5 k €	-21.1%	192 k €	+38.1%	139 k €	-27.6%	192,1 k €	+32.7%	144,7 k €	+96.6%	73,6 k €	+52.7%	48,2 k €	+51.2%	31,9 k €	-61.6%	83 k €	+195%	28,1 k €	-35.0%	43,2 k €	-62.8%	116,4 k €	+13.8%	102,3 k €
Balance sheet
Equity	1,2 M €	-15.9%	1,4 M €	+48.4%	921,1 k €	+65.1%	557,8 k €	-9.0%	613,2 k €	-12.7%	702,3 k €	+63.6%	429,3 k €	-59.5%	1,1 M €	+16.7%	909,4 k €	+26.8%	717,4 k €	+24.0%	578,4 k €	+24.0%	466,3 k €	+16.1%	401,6 k €	-10.4%	448 k €	+12.1%	399,8 k €	+8.7%	367,9 k €	+29.1%	285 k €	-7.1%	306,8 k €	-26.3%	416,6 k €	+38.0%	301,8 k €
Total assets	1,5 M €	-16.4%	1,8 M €	+36.3%	1,3 M €	+25.7%	1,1 M €	+15.9%	921,3 k €	+4.7%	879,7 k €	-1.1%	889,6 k €	-31.5%	1,3 M €	+16.4%	1,1 M €	+11.2%	1 M €	+6.5%	941,8 k €	+23.5%	762,4 k €	+8.3%	704,1 k €	+8.6%	648,4 k €	-0.0%	648,7 k €	-12.1%	737,7 k €	+71.7%	429,6 k €	-13.8%	498,6 k €	-22.8%	646,2 k €	+9.4%	590,8 k €
Cash	128,6 k €	-4.4%	134,6 k €	+17.8%	114,2 k €	+211%	36,7 k €	-42.6%	63,9 k €	-61.5%	166,1 k €	+86.3%	89,2 k €	+2135%	4 k €	+16.6%	3,4 k €	+334%	788,9 €	-62.6%	2,1 k €	+12.2%	1,9 k €	-93.9%	30,8 k €	+35.8%	22,7 k €	-27.3%	31,2 k €	-10.6%	34,9 k €	-62.0%	91,7 k €	-39.0%	150,4 k €	+734%	18 k €	+432%	3,4 k €
Debts	377,6 k €	-18.0%	460,7 k €	+9.6%	420,2 k €	-17.5%	509,6 k €	+65.4%	308,1 k €	+77.5%	173,5 k €	-62.2%	458,8 k €	+94.6%	235,8 k €	+18.8%	198,5 k €	-30.0%	283,5 k €	-21.7%	362 k €	+22.4%	295,7 k €	-2.2%	302,4 k €	+50.9%	200,4 k €	-19.5%	248,9 k €	-32.2%	367,3 k €	+155%	144,1 k €	-24.8%	191,8 k €	-11.9%	217,6 k €	-24.7%	289 k €
Other
Workforce	4,9 ETP	+11.4%	4,4 ETP	-2.2%	4,5 ETP	+28.6%	3,5 ETP	0.0%	3,5 ETP	0.0%	3,5 ETP	0.0%	3,5 ETP	-5.4%	3,7 ETP	0.0%	3,7 ETP	-9.8%	4,1 ETP	0.0%	4,1 ETP	0.0%	4,1 ETP	+17.1%	3,5 ETP	+2.9%	3,4 ETP	-30.6%	4,9 ETP	+11.4%	4,4 ETP	+10.0%	4,0 ETP	0.0%	4,0 ETP	0.0%	4,0 ETP	0.0%	4,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 5 ended

Active mandates

FRANK BAUDONCQ

Director · since 03 juillet 2003

Active

Ended mandates

Frank BAUDONCQ

Director · since 17 juillet 2020

Ended

FRANCK ALBERT BAUDONCQ

Manager

Ended

FRANCK BAUDONCQ

Mandate

Ended

Frank BAUDONCQ

Director

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	07/04/2026	25/03/2025	11/04/2024	28/03/2023	23/03/2022	03/05/2021
General meeting	03/03/2026	04/03/2025	03/03/2024	05/03/2023	01/03/2022	27/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/09/2025	03/03/2026	07/04/2026	French	PDF
Abridged model	30/09/2024	04/03/2025	25/03/2025	French	PDF
Abridged model	30/09/2023	03/03/2024	11/04/2024	French	PDF
Abridged model	30/09/2022	05/03/2023	28/03/2023	French	PDF
Abridged modelCorrection	30/09/2021	01/03/2022	23/03/2022	French	PDF
Abridged model	30/09/2021	01/03/2022	02/03/2022	French	PDF
Abridged model	30/09/2020	27/04/2021	03/05/2021	French	PDF
Abridged model	30/09/2019	03/03/2020	18/03/2020	French	PDF
Abridged model	30/09/2018	05/03/2019	28/03/2019	French	PDF
Abridged model	30/09/2017	06/03/2018	28/03/2018	French	PDF
Abridged model	30/09/2016	07/03/2017	24/03/2017	French	PDF
Abridged model	30/09/2015	01/03/2016	18/03/2016	French	PDF
Abridged model	30/09/2014	03/03/2015	27/04/2015	French	PDF
Abridged model	30/09/2013	04/03/2014	28/03/2014	French	PDF
Abridged model	30/09/2012	05/03/2013	26/04/2013	French	PDF
Abridged model	30/09/2011	06/03/2012	26/04/2012	French	PDF
Abridged model	30/09/2010	01/03/2011	28/04/2011	French	PDF
Abridged model	30/09/2009	31/03/2010	29/04/2010	French	PDF
Abridged model	30/09/2008	31/03/2009	29/04/2009	French	PDF
Abridged model	30/09/2007	28/03/2008	24/04/2008	French	PDF
Abridged model	30/09/2006	31/03/2007	30/05/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 5 ended

Active mandates

FRANK BAUDONCQ

Director · since 03 juillet 2003

Active

Ended mandates

Frank BAUDONCQ

Director · since 17 juillet 2020

Ended

FRANCK ALBERT BAUDONCQ

Manager

Ended

FRANCK BAUDONCQ

Mandate

Ended

Frank BAUDONCQ

Director

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates30/07/2020
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Registered office17/12/2003
MAATSCHAPPELIJKE ZETEL
PDF
Other03/07/2003
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025326,6 k €↓
2024
Annual accounts 2024446 k €↑
2024
Name changeFB FINANCES
2023
Annual accounts 2023363,3 k €↑
2022
Annual accounts 2022299,3 k €↑
2022
Name changeF.B. FINANCES
2021
Annual accounts 2021244,2 k €↓
2020
Annual accounts 2020273 k €↑
2019
Annual accounts 2019-298,3 k €↓
2018
Annual accounts 2018151,5 k €↓
2017
Annual accounts 2017192 k €↑
2016
Annual accounts 2016139 k €↓
2015
Annual accounts 2015192,1 k €↑
2014
Annual accounts 2014144,7 k €↑
2013
Annual accounts 201373,6 k €↑
2012
Annual accounts 201248,2 k €↑
2011
Annual accounts 201131,9 k €↓
2010
Annual accounts 201083 k €↑
2009
Annual accounts 200928,1 k €↓
2008
Annual accounts 200843,2 k €↓
2007
Annual accounts 2007116,4 k €↑
2006
Annual accounts 2006102,3 k €
03/07/2003
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

F.B. FINANCES

Overview

What does F.B. FINANCES do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline