ACTIVE

LIBRASSUR (SRL)

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Financial year 2025 · closed on 31/12/2025

Net result

225,5 k €

+2.2% YoY

Gross margin

531 k €

+7.7% YoY

Equity

846,7 k €

+21.0% YoY

What does LIBRASSUR do?

LIBRASSUR is a Private limited company incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Libramont-Chevigny.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0862.300.108

Incorporation

19/12/2003

Legal form

Private limited company

Registered office

Libramont,Dessous la Ville 43
6800 Libramont-Chevigny · WallonieSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

3070

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008
Income statement
Gross margin	531 k €	+7.7%	493 k €	+26.0%	391,3 k €	+23.4%	317 k €	+59.1%	199,2 k €	+20.6%	165,1 k €	+8.9%	151,7 k €	-4.1%	158,1 k €	+2.4%	154,3 k €	+17.5%	131,4 k €	+7.3%	122,4 k €	-8.0%	133 k €	+13.4%	117,3 k €	+18.2%	99,3 k €	+15.9%	85,7 k €	+19.2%	71,9 k €	-52.4%	150,8 k €	+49.3%	101 k €
EBITDA	367,2 k €	+1.9%	360,4 k €	+35.6%	265,9 k €	+31.4%	202,4 k €	+49.7%	135,2 k €	+13.1%	119,5 k €	+28.8%	92,8 k €	-9.1%	102,1 k €	-11.5%	115,3 k €	+24.9%	92,4 k €	+7.2%	86,1 k €	-13.5%	99,6 k €	+23.9%	80,4 k €	+12.9%	71,2 k €	-0.9%	71,8 k €	+19.5%	60,1 k €	-2.0%	61,3 k €	+299%	15,4 k €
Operating result	328,8 k €	+3.1%	318,8 k €	+43.4%	222,3 k €	+36.4%	162,9 k €	+34.3%	121,3 k €	+8.9%	111,3 k €	+32.9%	83,8 k €	-9.5%	92,6 k €	-12.4%	105,7 k €	+21.8%	86,8 k €	+4.9%	82,7 k €	-13.8%	95,9 k €	+25.0%	76,7 k €	+22.9%	62,4 k €	-2.5%	64 k €	+19.8%	53,5 k €	-12.6%	61,2 k €	+527%	9,8 k €
Net result	225,5 k €	+2.2%	220,7 k €	+45.6%	151,6 k €	+35.8%	111,6 k €	+36.9%	81,5 k €	+3.8%	78,5 k €	+31.7%	59,6 k €	-9.9%	66,2 k €	-3.8%	68,8 k €	+25.1%	55 k €	+10.1%	50 k €	-21.4%	63,6 k €	+27.0%	50,1 k €	+15.5%	43,3 k €	+37.4%	31,5 k €	+56.1%	20,2 k €	-70.2%	67,8 k €	+1146%	5,4 k €
Balance sheet
Equity	846,7 k €	+21.0%	699,7 k €	+29.9%	538,7 k €	+9.7%	491,1 k €	+13.0%	434,5 k €	+1.9%	426,6 k €	+22.6%	348 k €	+12.8%	308,5 k €	+17.6%	262,3 k €	+35.6%	193,5 k €	+39.7%	138,5 k €	+7.8%	128,5 k €	+22.5%	104,9 k €	+10.6%	94,8 k €	+9.6%	86,5 k €	-0.5%	87 k €	-5.2%	91,8 k €	+263%	25,3 k €
Total assets	975,9 k €	+21.4%	803,9 k €	+23.1%	652,9 k €	+20.8%	540,3 k €	+12.2%	481,7 k €	+5.4%	456,8 k €	+23.5%	369,8 k €	+6.3%	348 k €	+22.7%	283,7 k €	+29.3%	219,3 k €	+4.2%	210,4 k €	+8.3%	194,3 k €	+18.4%	164,1 k €	+1.3%	162 k €	-4.1%	169 k €	+6.5%	158,6 k €	+45.4%	109,1 k €	+65.7%	65,8 k €
Cash	629,2 k €	+35.2%	465,3 k €	+40.0%	332,5 k €	+40.6%	236,5 k €	+59.0%	148,7 k €	-59.2%	364,8 k €	+34.8%	270,7 k €	+6.2%	254,8 k €	+33.4%	191 k €	+24.5%	153,4 k €	+24.9%	122,8 k €	+58.9%	77,3 k €	+57.4%	49,1 k €	+55.7%	31,5 k €	-47.9%	60,6 k €	+20.1%	50,4 k €	+202%	16,7 k €	+356%	3,7 k €
Debts	129,2 k €	+24.0%	104,2 k €	-8.7%	114,2 k €	+132%	49,2 k €	+4.2%	47,2 k €	+56.0%	30,3 k €	+39.0%	21,8 k €	-44.9%	39,5 k €	+85.1%	21,4 k €	-17.3%	25,8 k €	-64.1%	71,9 k €	+9.3%	65,8 k €	+11.1%	59,2 k €	-11.8%	67,1 k €	-18.6%	82,5 k €	+15.1%	71,7 k €	+314%	17,3 k €	-57.3%	40,5 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	+100%	0,5 ETP	0.0%	0,5 ETP	-16.7%	0,6 ETP	-40.0%	1,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 14 ended

Active mandates

Michel OGER

Director

Active

Ended mandates

Yvan GUILLAUME

Director · since 16 décembre 2003

Ended

Yvan GUILLAUME

Associate · since 16 décembre 2003

Ended

Anne Catherine BOURCY

Director

Ended

Anne Catherine BOURCY

Associate

Ended

At this address

Other companies at this address

Company	CBE no.
LIBRAFISC● Active	0806.745.040
LIBRASERVICE● Active	0860.151.656

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	11/06/2026	13/06/2025	12/08/2024	30/08/2023	30/09/2022	27/08/2021
General meeting	01/06/2026	02/06/2025	07/06/2024	07/06/2023	07/06/2022	07/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

23 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	01/06/2026	11/06/2026	French	PDF
Micro model	31/12/2024	02/06/2025	13/06/2025	French	PDF
Micro model	31/12/2023	07/06/2024	12/08/2024	French	PDF
Micro model	31/12/2022	07/06/2023	30/08/2023	French	PDF
Micro model	31/12/2021	07/06/2022	30/09/2022	French	PDF
Micro model	31/12/2020	07/06/2021	27/08/2021	French	PDF
Micro model	31/12/2019	08/06/2020	16/10/2020	French	PDF
Micro model	31/12/2018	07/06/2019	22/08/2019	French	PDF
Micro model	31/12/2017	07/06/2018	28/08/2018	French	PDF
Micro model	31/12/2016	07/06/2017	26/09/2017	French	PDF
Abridged model	31/12/2015	06/06/2016	30/08/2016	French	PDF
Abridged model	31/12/2014	08/06/2015	14/08/2015	French	PDF
Abridged model	31/12/2013	07/06/2014	18/09/2014	French	PDF
Abridged model	31/12/2012	07/06/2013	20/08/2013	French	PDF
Abridged modelCorrection	31/12/2011	07/06/2012	13/09/2012	French	PDF
Abridged model	31/12/2011	07/06/2012	03/09/2012	French	PDF
Abridged model	31/12/2010	07/06/2011	26/08/2011	French	PDF
Abridged model	31/12/2009	07/06/2010	01/10/2010	French	PDF
Abridged model	31/12/2008	08/06/2009	25/01/2010	French	PDF
Abridged model	31/12/2007	04/07/2008	28/08/2008	French	PDF
Abridged model	31/12/2006	07/06/2007	11/07/2008	French	PDF
Abridged model	31/12/2005	07/06/2006	13/06/2007	French	PDF
Abridged model	31/12/2004	07/06/2005	13/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 14 ended

Active mandates

Michel OGER

Director

Active

Ended mandates

Yvan GUILLAUME

Director · since 16 décembre 2003

Ended

Yvan GUILLAUME

Associate · since 16 décembre 2003

Ended

Anne Catherine BOURCY

Director

Ended

Anne Catherine BOURCY

Associate

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates09/06/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - OBJET - DEMISSIONS, NOMINATIONS
PDF
Mandates27/04/2010
DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Other30/12/2003
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025225,5 k €↑
2024
Annual accounts 2024220,7 k €↑
2023
Annual accounts 2023151,6 k €↑
2022
Annual accounts 2022111,6 k €↑
2021
Annual accounts 202181,5 k €↑
2020
Annual accounts 202078,5 k €↑
2019
Annual accounts 201959,6 k €↓
2018
Annual accounts 201866,2 k €↓
2017
Annual accounts 201768,8 k €↑
2016
Annual accounts 201655 k €↑
2015
Annual accounts 201550 k €↓
2014
Annual accounts 201463,6 k €↑
2013
Annual accounts 201350,1 k €↑
2012
Annual accounts 201243,3 k €↑
2011
Annual accounts 201131,5 k €↑
2010
Annual accounts 201020,2 k €↓
2009
Annual accounts 200967,8 k €↑
2008
Annual accounts 20085,4 k €
19/12/2003
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

LIBRASSUR (SRL)

Overview

What does LIBRASSUR do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline