ACTIVE

BMA CONSULTING

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Financial year 2025 · closed on 31/12/2025

Net result

7,5 k €

+180.5% YoY

Gross margin

39,1 k €

+276.6% YoY

Equity

190,6 k €

+4.1% YoY

What does BMA CONSULTING do?

BMA CONSULTING is a Private limited company incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Sint-Genesius-Rode.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0862.315.746

Incorporation

22/12/2003

Legal form

Private limited company

Registered office

Rue Source d'Huile 3
1640 Sint-Genesius-Rode · FlandreSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 46180Agents specialised in the sale of other particular products 46180Agents specialised in the sale of other particular products

Joint committees (1)

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	39,1 k €	+277%	10,4 k €	+218%	-8,8 k €	-110%	86,7 k €	+73.9%	49,9 k €	-68.1%	156,3 k €	+168%	58,4 k €	+9.9%	53,2 k €	-71.9%	189,6 k €	+50.8%	125,8 k €	+68.2%	74,8 k €	+28.0%	58,4 k €	+10.6%	52,8 k €	-68.2%	166,1 k €	+5.9%	156,8 k €	+10.6%	141,8 k €	+275%	37,8 k €	+551%	-8,4 k €	-111%	77,5 k €	+12.9%	68,7 k €
EBITDA	32,1 k €	+352%	7,1 k €	+119%	-36,8 k €	-157%	65,2 k €	+148%	26,3 k €	-80.4%	134,1 k €	+315%	32,3 k €	+48.2%	21,8 k €	-87.0%	167,6 k €	+59.3%	105,2 k €	+102%	52 k €	+32.8%	39,2 k €	+23.5%	31,7 k €	-78.6%	148,5 k €	+11.6%	133,1 k €	+9.7%	121,4 k €	+383%	25,1 k €	+224%	-20,3 k €	-127%	74,3 k €	+10.3%	67,4 k €
Operating result	19,5 k €	+370%	-7,2 k €	+85.4%	-49,5 k €	-215%	42,9 k €	+1027%	3,8 k €	-96.5%	109,6 k €	+1906%	5,5 k €	+114%	-38,6 k €	-124%	158,7 k €	+56.5%	101,4 k €	+120%	46,2 k €	+54.8%	29,8 k €	+152%	11,8 k €	-91.0%	131,5 k €	+10.7%	118,7 k €	+12.7%	105,4 k €	+423%	20,1 k €	+181%	-24,8 k €	-136%	69,7 k €	+9.2%	63,8 k €
Net result	7,5 k €	+181%	-9,4 k €	+86.6%	-69,8 k €	-436%	20,8 k €	+1379%	1,4 k €	-98.2%	80 k €	+752%	-12,3 k €	+71.4%	-42,8 k €	-146%	93,7 k €	+62.6%	57,6 k €	+122%	25,9 k €	+229%	7,9 k €	+134%	3,4 k €	-96.1%	87,3 k €	+25.5%	69,6 k €	+3.0%	67,6 k €	+557%	10,3 k €	+140%	-25,9 k €	-163%	41,1 k €	+2.9%	39,9 k €
Balance sheet
Equity	190,6 k €	+4.1%	183,1 k €	-4.9%	192,5 k €	-26.6%	262,3 k €	+8.6%	241,5 k €	+0.6%	240,1 k €	+50.0%	160 k €	-7.1%	172,3 k €	-19.9%	215,2 k €	+77.1%	121,5 k €	-27.2%	166,8 k €	-8.3%	181,8 k €	+4.5%	174 k €	+2.0%	170,6 k €	+105%	83,2 k €	+510%	13,6 k €	0.0%	13,6 k €	+307%	3,4 k €	-88.6%	29,3 k €	-68.7%	93,5 k €
Total assets	635,7 k €	+6.7%	595,7 k €	-4.3%	622,3 k €	-14.6%	728,5 k €	-8.9%	800,1 k €	-12.1%	909,8 k €	+0.2%	907,9 k €	-6.1%	966,4 k €	+40.0%	690,3 k €	+238%	204 k €	+6.3%	191,9 k €	-13.4%	221,7 k €	+3.9%	213,4 k €	-8.2%	232,5 k €	+34.1%	173,4 k €	+57.0%	110,4 k €	+325%	26 k €	-38.4%	42,1 k €	-74.4%	164,8 k €	+28.2%	128,5 k €
Cash	38,5 k €	+1923041%	2 €	0.0%	2 €	0.0%	2 €	0.0%	2 €	-99.2%	243 €	-90.4%	2,5 k €	+170%	939 €	+746%	111 €	-94.7%	2,1 k €		–		–		–		3,4 k €	-46.0%	6,3 k €	-73.3%	23,7 k €	+4292%	539 €	-98.0%	27,3 k €	-46.9%	51,5 k €	+61.1%	32 k €
Debts	445 k €	+7.9%	412,6 k €	-4.0%	429,8 k €	-7.8%	466,3 k €	-8.9%	512 k €	-3.6%	530,8 k €	+2.3%	519,1 k €	+9.8%	473 k €	+644%	63,5 k €	-18.1%	77,5 k €	+209%	25,1 k €	-37.0%	39,9 k €	+3.1%	38,7 k €	-34.3%	58,8 k €	+8.6%	54,2 k €	-44.0%	96,7 k €	+685%	12,3 k €	-68.2%	38,8 k €	-71.4%	135,5 k €	+287%	35,1 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	-37.5%	0,8 ETP	+60.0%	0,5 ETP	0.0%	0,5 ETP		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 5 ended

Active mandates

Kristin Coenen

Director · since 04 mars 2025

Active

Bruno Christian Berghmans

Director · since 03 mars 2025

Active

Ended mandates

Alexandre Roumovic

Manager · since 01 juillet 2003

Ended

Patricia Goussens

Manager · since 01 juillet 2003

Ended

Alexandre ROUMOVIC

Manager

Ended

Bruno Berghmans

Mandate

Ended

At this address

Other companies at this address

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33● Active	0700.272.890
GULEC MOTORS● Active	0799.569.515
MEDI FISC● Active	0539.940.008
TAS MOTORS● Active	0793.963.707

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/08/2026	30/08/2025	30/08/2024	20/11/2023	12/12/2022	21/03/2022
General meeting	22/05/2026	23/05/2025	27/08/2024	09/10/2023	17/10/2022	28/10/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	22/05/2026	31/08/2026	Dutch	PDF
Micro model	31/12/2024	23/05/2025	30/08/2025	French	PDF
Micro model	31/12/2023	27/08/2024	30/08/2024	French	PDF
Micro model	31/12/2022	09/10/2023	20/11/2023	French	PDF
Micro model	31/12/2021	17/10/2022	12/12/2022	French	PDF
Micro model	31/12/2020	28/10/2021	21/03/2022	French	PDF
Micro model	31/12/2019	30/05/2020	30/11/2020	French	PDF
Micro model	31/12/2018	08/10/2019	08/10/2019	French	PDF
Micro model	31/12/2017	21/09/2018	09/10/2018	French	PDF
Micro model	31/12/2016	18/09/2017	18/09/2017	French	PDF
Abridged model	31/12/2015	30/09/2016	30/09/2016	French	PDF
Abridged model	31/12/2014	28/08/2015	28/08/2015	French	PDF
Abridged model	31/12/2013	02/09/2014	02/09/2014	French	PDF
Abridged model	31/12/2012	24/05/2013	27/08/2013	French	PDF
Abridged model	31/12/2011	25/05/2012	28/08/2012	French	PDF
Abridged model	31/12/2010	27/05/2011	31/10/2011	French	PDF
Abridged model	31/12/2009	15/11/2010	20/01/2011	French	PDF
Abridged model	31/12/2008	30/06/2009	31/08/2009	Dutch	PDF
Abridged model	31/12/2007	30/06/2008	21/10/2008	Dutch	PDF
Abridged model	31/12/2006	30/06/2007	31/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 5 ended

Active mandates

Kristin Coenen

Director · since 04 mars 2025

Active

Bruno Christian Berghmans

Director · since 03 mars 2025

Active

Ended mandates

Alexandre Roumovic

Manager · since 01 juillet 2003

Ended

Patricia Goussens

Manager · since 01 juillet 2003

Ended

Alexandre ROUMOVIC

Manager

Ended

Bruno Berghmans

Mandate

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates04/08/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates28/03/2025
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates07/10/2022
ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
PDF
Other06/10/2010
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - DIVERSEN
PDF
Registered office22/10/2008
MAATSCHAPPELIJKE ZETEL
PDF
Mandates01/07/2004
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Other31/12/2003
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 20257,5 k €↑
2024
Annual accounts 2024-9,4 k €↑
2023
Annual accounts 2023-69,8 k €↓
2022
Annual accounts 202220,8 k €↑
2021
Annual accounts 20211,4 k €↓
2020
Annual accounts 202080 k €↑
2019
Annual accounts 2019-12,3 k €↑
2018
Annual accounts 2018-42,8 k €↓
2017
Annual accounts 201793,7 k €↑
2016
Annual accounts 201657,6 k €↑
2015
Annual accounts 201525,9 k €↑
2014
Annual accounts 20147,9 k €↑
2013
Annual accounts 20133,4 k €↓
2012
Annual accounts 201287,3 k €↑
2011
Annual accounts 201169,6 k €↑
2010
Annual accounts 201067,6 k €↑
2009
Annual accounts 200910,3 k €↑
2008
Annual accounts 2008-25,9 k €↓
2007
Annual accounts 200741,1 k €↑
2006
Annual accounts 200639,9 k €
22/12/2003
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BMA CONSULTING

Overview

What does BMA CONSULTING do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline