ACTIVE

PHASE Insurance

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Financial year 2024 · Closed on 31/12/2024

Net result
48,4 k €
-81,7 %over 1 year
Gross margin
295 k €
-35,6 %over 1 year
Equity
452,6 k €
+1,9 %over 1 year

Identity

Source · BCE/KBO

PHASE Insurance is a Private limited company incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Berchem-Sainte-Agathe.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0864.175.869
Incorporation
19/03/2004
Legal form
Private limited company
Registered office
Rue des Chats 2
1082 Berchem-Sainte-Agathe · BruxellesSee on map
Contributed capital
372 000,00 €
Latest accounts
31/12/2024
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 19 filings

Trend over 19 financial years

20242023202220212020
Income statement
Gross margin295 k €457,9 k €354,2 k €325,4 k €324,3 k €
EBITDA101 k €341,8 k €343,2 k €283,1 k €163,6 k €
Operating result53,9 k €271,8 k €271,1 k €208,8 k €86 k €
Net result48,4 k €264,5 k €259,3 k €200,8 k €73,4 k €
Balance sheet
Equity452,6 k €444,2 k €439,7 k €430,4 k €429,6 k €
Total assets619,6 k €794,8 k €801,8 k €801,8 k €742,7 k €
Cash311,2 k €122,4 k €241,1 k €169,3 k €73,7 k €
Debts166,9 k €350,5 k €361,9 k €371,2 k €312,8 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2024

1 active · 6 ended

Active mandates

PHARI

Director · 0760.633.814

Represented by David Decuypere

Active

Ended mandates

Bernard Bosch

Manager

Ended
Bevamavibo

Manager · 0550.979.794

Represented by Bernard Bosch

Ended
Bevamavibo

Director · 0550.979.794

Represented by Bernard Bosch

Ended
Bevamavibo

Manager · 0550.979.794

Represented by Bernard Bosch

Ended

Full financial information

Source · NBB
202420232022202120202019
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202401/01/202301/01/202201/01/202101/01/202001/01/2019
Closing of the financial year31/12/202431/12/202331/12/202231/12/202131/12/202031/12/2019
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date15/05/202503/06/202419/06/202331/08/202228/06/202122/07/2020
General meeting05/05/202514/05/202415/06/202316/06/202223/06/202103/06/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 19 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202405/05/202515/05/2025DutchPDF
Micro model31/12/202314/05/202403/06/2024DutchPDF
Micro model31/12/202215/06/202319/06/2023DutchPDF
Micro model31/12/202116/06/202231/08/2022DutchPDF
Micro model31/12/202023/06/202128/06/2021DutchPDF
Micro model31/12/201903/06/202022/07/2020DutchPDF
Micro model31/12/201828/05/201919/06/2019DutchPDF
Micro model31/12/201721/06/201810/08/2018DutchPDF
Micro model31/12/201611/05/201701/06/2017DutchPDF
Abridged model31/12/201516/06/201621/06/2016DutchPDF
Abridged model31/12/201431/07/201519/08/2015DutchPDF
Abridged model31/12/201330/07/201414/08/2014DutchPDF
Abridged model31/12/201220/06/201301/08/2013DutchPDF
Abridged model31/12/201121/06/201225/07/2012DutchPDF
Abridged model31/12/201026/07/201122/08/2011DutchPDF
Abridged model31/12/200917/06/201017/08/2010DutchPDF
Abridged model31/12/200827/07/200912/08/2009DutchPDF
Abridged model31/12/200719/06/200830/06/2008DutchPDF
Abridged model31/12/200621/06/200720/08/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2024

1 active · 6 ended

Active mandates

PHARI

Director · 0760.633.814

Represented by David Decuypere

Active

Ended mandates

Bernard Bosch

Manager

Ended
Bevamavibo

Manager · 0550.979.794

Represented by Bernard Bosch

Ended
Bevamavibo

Director · 0550.979.794

Represented by Bernard Bosch

Ended
Bevamavibo

Manager · 0550.979.794

Represented by Bernard Bosch

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Registered office17/12/2025
    BENAMING - MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates28/02/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates22/03/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other22/07/2019
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM
    PDF
  • Capital / shares16/01/2015
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Mandates12/01/2015
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares07/02/2008
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Other29/03/2004
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2024
    Annual accounts 202448,4 k €↓
  2. 2023
    Annual accounts 2023264,5 k €↑
  3. 2022
    Annual accounts 2022259,3 k €↑
  4. 2021
    Annual accounts 2021200,8 k €↑
  5. 2020
    Annual accounts 202073,4 k €↓
  6. 2019
    Annual accounts 2019156 k €↑
  7. 2018
    Annual accounts 201893,2 k €↑
  8. 2017
    Annual accounts 201795,3 €↓
  9. 2016
    Annual accounts 201612,6 k €↑
  10. 2015
    Annual accounts 201512,6 k €↓
  11. 2014
    Annual accounts 201454,3 k €↑
  12. 2013
    Annual accounts 201310,9 k €↓
  13. 2012
    Annual accounts 201223,9 k €↑
  14. 2011
    Annual accounts 201116,4 k €↑
  15. 2010
    Annual accounts 201014 k €↑
  16. 2009
    Annual accounts 200912,9 k €↑
  17. 2008
    Annual accounts 2008-66,7 k €↓
  18. 2007
    Annual accounts 2007703,9 €↓
  19. 2006
    Annual accounts 20062,5 k €
  20. 19/03/2004
    IncorporationPrivate limited company