ACTIVE

FINESSMO

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Financial year 2025 · closed on 31/12/2025

Net result

136,2 k €

-3.8% YoY

Gross margin

256,5 k €

+0.7% YoY

Equity

773,2 k €

+21.4% YoY

What does FINESSMO do?

FINESSMO is a Private limited company incorporated in 2004. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Mortsel.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0865.175.167

Incorporation

07/05/2004

Legal form

Private limited company

Registered office

Floralaan 81
2640 Mortsel · FlandreSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (2)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	256,5 k €	+0.7%	254,7 k €	+5.3%	241,8 k €	-2.3%	247,6 k €	+66.4%	148,7 k €	+20.0%	124 k €	+29.8%	95,5 k €	-19.1%	118,1 k €	-17.3%	142,8 k €	+57.3%	90,8 k €	-32.2%	134 k €	+33.1%	100,7 k €	+48.6%	67,7 k €	-1.6%	68,8 k €	+2.8%	67 k €	+9.1%	61,4 k €	-15.4%	72,5 k €	+90.2%	38,1 k €	-60.0%	95,4 k €	+1.7%	93,8 k €
EBITDA	184,3 k €	-0.4%	184,9 k €	+6.7%	173,4 k €	-7.2%	186,8 k €	+94.9%	95,8 k €	+33.6%	71,7 k €	+81.8%	39,5 k €	-41.4%	67,4 k €	-28.3%	94 k €	+2282%	3,9 k €	-95.4%	86,2 k €	+82.8%	47,1 k €	+77.4%	26,6 k €	-16.1%	31,7 k €	-7.3%	34,2 k €	-25.1%	45,6 k €	-36.9%	72,3 k €	+104%	35,4 k €	-62.8%	95,2 k €	+1.7%	93,6 k €
Operating result	179,5 k €	-1.4%	182,1 k €	+6.7%	170,7 k €	-7.3%	184,1 k €	+94.3%	94,7 k €	+32.1%	71,7 k €	+83.2%	39,2 k €	-41.6%	67,1 k €	-28.4%	93,7 k €	+2477%	3,6 k €	-95.8%	85,9 k €	+90.6%	45,1 k €	+134%	19,2 k €	-20.5%	24,2 k €	-4.5%	25,3 k €	-30.6%	36,5 k €	-41.5%	62,3 k €	+148%	25,1 k €	-70.4%	84,8 k €	+0.4%	84,4 k €
Net result	136,2 k €	-3.8%	141,7 k €	+18.6%	119,5 k €	-13.4%	138 k €	+116%	64 k €	+30.7%	49 k €	+2007%	2,3 k €	-94.3%	41,2 k €	-70.1%	137,4 k €	+9952%	1,4 k €	-98.5%	90,7 k €	+98.0%	45,8 k €	+127%	20,2 k €	-7.0%	21,7 k €	+93.2%	11,2 k €	-68.1%	35,2 k €	-21.9%	45,1 k €	+127%	19,9 k €	-64.5%	56,1 k €	-0.7%	56,5 k €
Balance sheet
Equity	773,2 k €	+21.4%	637 k €	+0.7%	632,7 k €	+2.5%	617,1 k €	+28.8%	479,1 k €	+15.4%	415,1 k €	+13.4%	366,1 k €	+0.6%	363,7 k €	+12.8%	322,6 k €	-6.4%	344,6 k €	+0.4%	343,2 k €	+35.9%	252,5 k €	+22.2%	206,6 k €	-7.3%	222,9 k €	+0.8%	221,1 k €	-13.9%	256,9 k €	+26.8%	202,7 k €	+28.6%	157,5 k €	+26.4%	124,6 k €	+81.8%	68,6 k €
Total assets	794,6 k €	+21.1%	656,1 k €	+2.3%	641,6 k €	+2.6%	625,2 k €	+26.0%	496,2 k €	+17.8%	421,4 k €	+11.5%	378,1 k €	+0.2%	377,4 k €	+13.4%	332,9 k €	-4.9%	350,2 k €	-3.5%	363 k €	+40.7%	258,1 k €	-7.8%	280 k €	+12.9%	247,9 k €	+8.2%	229,1 k €	-18.1%	279,6 k €	+19.0%	234,9 k €	+6.6%	220,3 k €	+28.4%	171,5 k €	+34.1%	127,9 k €
Cash	103 k €	+187%	35,9 k €	+58.7%	22,6 k €	-71.3%	78,9 k €	+8.5%	72,7 k €	-2.2%	74,3 k €	-20.0%	92,9 k €	-0.6%	93,5 k €	-43.6%	165,9 k €	+1040%	14,6 k €	+422%	2,8 k €	-24.1%	3,7 k €	-82.5%	21 k €	+44.1%	14,6 k €	+142%	6 k €	-93.6%	94,7 k €	-20.2%	118,6 k €	+20.7%	98,2 k €	-8.9%	107,9 k €	+67.8%	64,3 k €
Debts	21,5 k €	+12.4%	19,1 k €	+116%	8,8 k €	+8.9%	8,1 k €	-52.7%	17,1 k €	+169%	6,4 k €	-47.2%	12,1 k €	-11.9%	13,7 k €	+32.5%	10,3 k €	+82.5%	5,7 k €	-71.5%	19,9 k €	+251%	5,6 k €	-92.3%	73,4 k €	+193%	25,1 k €	+216%	7,9 k €	-65.0%	22,7 k €	-29.7%	32,2 k €	-48.6%	62,7 k €	+33.8%	46,9 k €	-21.1%	59,4 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		0,8 ETP	0.0%	0,8 ETP	+14.3%	0,7 ETP	+16.7%	0,6 ETP	+20.0%	0,5 ETP	+66.7%	0,3 ETP		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 7 ended

Active mandates

Peter Judith Reyniers

Manager · since 27 avril 2004

Active

Ended mandates

Filip Van Wezenbeeck

Manager · since 27 avril 2004

Ended

Peter Judith Reyniers

Director · since 27 avril 2004

Ended

Peter Judith Reyniers

Administrator - manager · since 27 avril 2004

Ended

Peter Reyniers

Manager · since 27 avril 2004

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/08/2026	31/08/2025	31/08/2024	30/09/2023	31/08/2022	31/08/2021
General meeting	19/05/2026	20/05/2025	21/05/2024	16/05/2023	17/05/2022	18/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	19/05/2026	30/08/2026	Dutch	PDF
Micro model	31/12/2024	20/05/2025	31/08/2025	Dutch	PDF
Micro model	31/12/2023	21/05/2024	31/08/2024	Dutch	PDF
Micro model	31/12/2022	16/05/2023	30/09/2023	Dutch	PDF
Micro model	31/12/2021	17/05/2022	31/08/2022	Dutch	PDF
Micro model	31/12/2020	18/05/2021	31/08/2021	Dutch	PDF
Micro model	31/12/2019	19/05/2020	30/10/2020	Dutch	PDF
Micro model	31/12/2018	21/05/2019	29/08/2019	Dutch	PDF
Micro model	31/12/2017	15/05/2018	30/09/2018	Dutch	PDF
Micro model	31/12/2016	16/05/2017	31/08/2017	Dutch	PDF
Abridged model	31/12/2015	17/05/2016	30/09/2016	Dutch	PDF
Abridged model	31/12/2014	19/05/2015	30/11/2015	Dutch	PDF
Abridged model	31/12/2013	20/05/2014	31/10/2014	Dutch	PDF
Abridged model	31/12/2012	21/05/2013	30/09/2013	Dutch	PDF
Abridged model	31/12/2011	15/05/2012	30/08/2012	Dutch	PDF
Abridged model	31/12/2010	17/05/2011	09/01/2012	Dutch	PDF
Abridged model	31/12/2009	18/05/2010	28/10/2010	Dutch	PDF
Abridged model	31/12/2008	19/05/2009	04/11/2009	Dutch	PDF
Abridged model	31/12/2007	20/05/2008	28/08/2008	Dutch	PDF
Abridged model	31/12/2006	15/05/2007	24/08/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 7 ended

Active mandates

Peter Judith Reyniers

Manager · since 27 avril 2004

Active

Ended mandates

Filip Van Wezenbeeck

Manager · since 27 avril 2004

Ended

Peter Judith Reyniers

Director · since 27 avril 2004

Ended

Peter Judith Reyniers

Administrator - manager · since 27 avril 2004

Ended

Peter Reyniers

Manager · since 27 avril 2004

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates10/01/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares23/01/2018
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates10/02/2014
BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Registered office22/04/2005
MAATSCHAPPELIJKE ZETEL
PDF
Other21/05/2004
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025136,2 k €↓
2024
Annual accounts 2024141,7 k €↑
2023
Annual accounts 2023119,5 k €↓
2022
Annual accounts 2022138 k €↑
2021
Annual accounts 202164 k €↑
2020
Annual accounts 202049 k €↑
2019
Annual accounts 20192,3 k €↓
2018
Annual accounts 201841,2 k €↓
2017
Annual accounts 2017137,4 k €↑
2016
Annual accounts 20161,4 k €↓
2015
Annual accounts 201590,7 k €↑
2014
Annual accounts 201445,8 k €↑
2013
Annual accounts 201320,2 k €↓
2012
Annual accounts 201221,7 k €↑
2011
Annual accounts 201111,2 k €↓
2010
Annual accounts 201035,2 k €↓
2009
Annual accounts 200945,1 k €↑
2008
Annual accounts 200819,9 k €↓
2007
Annual accounts 200756,1 k €↓
2006
Annual accounts 200656,5 k €
07/05/2004
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

FINESSMO

Overview

What does FINESSMO do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline