ACTIVE

S.F. SERVICES

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

150,6 k €

+305.4% YoY

Gross margin

23,8 k €

-49.0% YoY

Equity

523 k €

+40.5% YoY

What does S.F. SERVICES do?

S.F. SERVICES is a Private limited company incorporated in 2004. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Charleroi.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0865.259.893

Incorporation

12/05/2004

Legal form

Private limited company

Registered office

Rue Constantin Meunier 64
6001 Charleroi · WallonieSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Contacts

1 public detail availableLog in to view

Signals

ProfitableSolid equityLow riskPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	23,8 k €	-49.0%	46,6 k €	+36.9%	34 k €	+21.1%	28,1 k €	-13.2%	32,4 k €	+35.4%	23,9 k €	+8.0%	22,2 k €	-15.6%	26,2 k €	+31.5%	20 k €	+0.2%	19,9 k €	+20.6%	16,5 k €	+14.6%	14,4 k €	+74.9%	8,2 k €	+31.2%	6,3 k €	-54.9%	13,9 k €	+137%	5,9 k €	+1161%	464,9 €	-57.5%	1,1 k €	+170%	-1,6 k €	-133%	4,7 k €
EBITDA	23,3 k €	-49.5%	46,1 k €	+38.3%	33,4 k €	+20.2%	27,7 k €	-13.4%	32 k €	+35.9%	23,6 k €	+8.1%	21,8 k €	-15.8%	25,9 k €	+32.1%	19,6 k €	+0.2%	19,6 k €	+21.1%	16,2 k €	+14.9%	14,1 k €	+78.2%	7,9 k €	+50.0%	5,3 k €	-59.4%	12,9 k €	+164%	4,9 k €	+1132%	-475,8 €	-190%	531,6 €	+122%	-2,5 k €	-166%	3,8 k €
Operating result	22 k €	-50.1%	44,1 k €	+35.3%	32,6 k €	+17.6%	27,7 k €	-13.4%	32 k €	+35.9%	23,6 k €	+8.1%	21,8 k €	-15.8%	25,9 k €	+32.1%	19,6 k €	+1.5%	19,3 k €	+22.7%	15,7 k €	+17.7%	13,4 k €	+85.8%	7,2 k €	+44.2%	5 k €	-37.5%	8 k €	+243%	2,3 k €	+176%	-3,1 k €	-48.4%	-2,1 k €	+61.2%	-5,3 k €	-679%	919 €
Net result	150,6 k €	+305%	37,2 k €	-75.3%	150,5 k €	+171%	55,5 k €	+37.2%	40,5 k €	+183%	14,3 k €	+24.8%	11,5 k €	-17.0%	13,8 k €	+14.1%	12,1 k €	+2.2%	11,8 k €	+35.4%	8,7 k €	+11.2%	7,9 k €	+40.3%	5,6 k €	-77.6%	25 k €	+685%	3,2 k €	+224%	-2,6 k €	+67.1%	-7,8 k €	-14.7%	-6,8 k €	+27.8%	-9,5 k €	-142%	-3,9 k €
Balance sheet
Equity	523 k €	+40.5%	372,3 k €	+11.1%	335,2 k €	+81.5%	184,7 k €	+43.0%	129,2 k €	+45.6%	88,7 k €	+19.2%	74,4 k €	+18.2%	62,9 k €	+28.2%	49,1 k €	+32.7%	37 k €	+47.1%	25,1 k €	+53.4%	16,4 k €	+92.3%	8,5 k €	+168%	3,2 k €	+115%	-21,8 k €	+12.7%	-25 k €	-11.5%	-22,4 k €	-53.6%	-14,6 k €	-87.8%	-7,8 k €	-563%	1,7 k €
Total assets	780,6 k €	+6.8%	730,6 k €	+6.6%	685,6 k €	+4.9%	653,4 k €	+287%	168,7 k €	+16.0%	145,5 k €	-0.0%	145,5 k €	-0.6%	146,4 k €	+1.5%	144,2 k €	-0.1%	144,3 k €	-4.7%	151,4 k €	+0.6%	150,6 k €	-2.2%	153,9 k €	+1730%	8,4 k €	-92.7%	115,2 k €	+28.5%	89,7 k €	-0.5%	90,1 k €	-7.1%	97 k €	-7.9%	105,3 k €	-8.0%	114,5 k €
Cash	147,4 k €	+405%	29,2 k €	+57.3%	18,6 k €	-84.8%	122,5 k €	+303%	30,4 k €	+365%	6,5 k €	+737%	780,1 €	-56.4%	1,8 k €	+1421%	117,7 €	+112%	55,5 €	-98.6%	3,9 k €	+48.6%	2,6 k €	-50.8%	5,3 k €	+26.4%	4,2 k €	-53.0%	8,9 k €	+312%	2,2 k €	+9872%	21,6 €	0.0%	21,6 €	-56.7%	49,8 €	-99.1%	5,4 k €
Debts	257,6 k €	-28.1%	358,2 k €	+2.4%	349,9 k €	-25.3%	468,7 k €	+1085%	39,5 k €	-30.3%	56,8 k €	-20.1%	71,1 k €	-14.5%	83,1 k €	-12.2%	94,6 k €	-11.8%	107,4 k €	-15.0%	126,3 k €	-5.9%	134,2 k €	-7.7%	145,4 k €	+2676%	5,2 k €	-96.2%	137 k €	+19.5%	114,7 k €	+1.9%	112,6 k €	+0.9%	111,6 k €	-1.3%	113,1 k €	+0.2%	112,8 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Marc Raymond

Director · since 29 novembre 2023

Active

Ended mandates

MARC OLIVIER RAYMOND

Director · since 01 juillet 2010

Ended

MARC OLIVIER RAYMOND

Manager · since 01 juillet 2010

Ended

SONIA FAES

Manager · since 07 mai 2004 · until 04 janvier 2010

Ended

SONIA FAES

Manager · since 07 mai 2004

Ended

At this address

Other companies at this address

Company	CBE no.
RAYMOND VANDERBECQ● Active	0821.982.057
SF UNIT● Active	0645.826.097

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/07/2026	15/07/2025	30/07/2024	23/06/2023	17/06/2022	30/08/2021
General meeting	26/05/2026	27/05/2025	28/05/2024	23/05/2023	24/05/2022	25/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	26/05/2026	30/07/2026	French	PDF
Micro model	31/12/2024	27/05/2025	15/07/2025	French	PDF
Micro model	31/12/2023	28/05/2024	30/07/2024	French	PDF
Micro model	31/12/2022	23/05/2023	23/06/2023	French	PDF
Micro model	31/12/2021	24/05/2022	17/06/2022	French	PDF
Micro model	31/12/2020	25/05/2021	30/08/2021	French	PDF
Micro model	31/12/2019	26/05/2020	22/07/2020	French	PDF
Micro model	31/12/2018	28/05/2019	06/08/2019	French	PDF
Micro model	31/12/2017	28/05/2018	16/08/2018	French	PDF
Micro model	31/12/2016	22/05/2017	28/08/2017	French	PDF
Abridged model	31/12/2015	23/05/2016	22/08/2016	French	PDF
Abridged model	31/12/2014	25/05/2015	24/08/2015	French	PDF
Abridged model	31/12/2013	26/05/2014	20/08/2014	French	PDF
Abridged model	31/12/2012	28/05/2013	02/12/2013	French	PDF
Abridged model	31/12/2011	22/05/2012	22/08/2012	French	PDF
Abridged model	31/12/2010	24/05/2011	31/08/2011	French	PDF
Abridged model	31/12/2009	25/05/2010	30/08/2010	French	PDF
Abridged model	31/12/2008	26/05/2009	31/08/2009	French	PDF
Abridged model	31/12/2007	27/05/2008	25/06/2009	French	PDF
Abridged model	31/12/2006	22/05/2007	16/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Marc Raymond

Director · since 29 novembre 2023

Active

Ended mandates

MARC OLIVIER RAYMOND

Director · since 01 juillet 2010

Ended

MARC OLIVIER RAYMOND

Manager · since 01 juillet 2010

Ended

SONIA FAES

Manager · since 07 mai 2004 · until 04 janvier 2010

Ended

SONIA FAES

Manager · since 07 mai 2004

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates28/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - OBJET - DEMISSIONS, NOMINATIONS
PDF
Mandates08/12/2014
DEMISSIONS, NOMINATIONS
PDF
Mandates12/07/2010
DEMISSIONS, NOMINATIONS
PDF
Other26/05/2004
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025150,6 k €↑
2024
Annual accounts 202437,2 k €↓
2023
Annual accounts 2023150,5 k €↑
2022
Annual accounts 202255,5 k €↑
2021
Annual accounts 202140,5 k €↑
2021
Name changeSF SERVICES
2020
Annual accounts 202014,3 k €↑
2019
Annual accounts 201911,5 k €↓
2018
Annual accounts 201813,8 k €↑
2017
Annual accounts 201712,1 k €↑
2016
Annual accounts 201611,8 k €↑
2015
Annual accounts 20158,7 k €↑
2014
Annual accounts 20147,9 k €↑
2013
Annual accounts 20135,6 k €↓
2012
Annual accounts 201225 k €↑
2011
Annual accounts 20113,2 k €↑
2010
Annual accounts 2010-2,6 k €↑
2009
Annual accounts 2009-7,8 k €↓
2008
Annual accounts 2008-6,8 k €↑
2007
Annual accounts 2007-9,5 k €↓
2006
Annual accounts 2006-3,9 k €
2006
Name changeS.F. SERVICES
12/05/2004
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

S.F. SERVICES

Overview

What does S.F. SERVICES do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline