ACTIVE

VBL VERZEKERINGEN

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Financial year 2025 · Closed on 31/12/2025

Net result
151,1 k €
-37,0 %over 1 year
Gross margin
605 k €
-5,6 %over 1 year
Equity
237,9 k €
-19,6 %over 1 year
Workforce
4,2 ETP
+16,7 %over 1 year

Identity

Source · BCE/KBO

VBL VERZEKERINGEN is a Private limited company incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Lille. It employs on average 4,2 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0865.321.756
Incorporation
14/05/2004
Legal form
Private limited company
Registered office
Lilsesteenweg 5 box 1
2275 Lille · FlandreSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Average workforce
4,2 ETP
Joint committees (2)
  • 306
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin605 k €640,7 k €563,5 k €560,3 k €449,3 k €
EBITDA291,7 k €407,1 k €414,3 k €411,3 k €307,9 k €
Operating result209,3 k €326,3 k €342 k €342,9 k €231,3 k €
Net result151,1 k €239,7 k €252 k €252,1 k €164,9 k €
Balance sheet
Equity237,9 k €295,9 k €172,1 k €128,6 k €132,3 k €
Total assets710,1 k €666,1 k €681,5 k €681,3 k €588 k €
Cash241 k €292,4 k €268,5 k €255 k €127,7 k €
Debts462,3 k €369,3 k €509,4 k €552,7 k €455,7 k €
Other
Workforce4,2 ETP3,6 ETP2,5 ETP2,5 ETP2,3 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 29 ended

Active mandates

Fetima

Director · since 22 août 2023 · 0676.840.858

Represented by Roel Van Ballaer

Active
STELA

Director · since 22 août 2023 · 0841.626.042

Represented by Gert Lauwers

Active
Domien Leys

Director · since 01 janvier 2022

Active

Ended mandates

Domien Leys

Bestuurder · since 01 janvier 2022

Ended
Fetima

Director · since 01 juillet 2017 · 0676.840.858

Represented by Roel Van Ballaer

Ended
Fetima

Manager · since 01 juillet 2017 · 0676.840.858

Represented by Roel VAN BALLAER

Ended
Fetima

Manager · since 01 juillet 2017 · 0676.840.858

Represented by Roel VAN BALLAER

Ended

Other companies at this address

Lilsesteenweg 5 2275 Lille
CompanyCBE no.
Verzekeringen VBL● Active
0660.584.747

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date25/03/202601/07/202503/06/202408/06/202315/07/202209/06/2021
General meeting23/03/202614/06/202501/06/202403/06/202304/06/202205/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202523/03/202625/03/2026DutchPDF
Abridged model31/12/202414/06/202501/07/2025DutchPDF
Abridged model31/12/202301/06/202403/06/2024DutchPDF
Abridged model31/12/202203/06/202308/06/2023DutchPDF
Abridged model31/12/202104/06/202215/07/2022DutchPDF
Abridged model31/12/202005/06/202109/06/2021DutchPDF
Abridged model31/12/201908/06/202019/06/2020DutchPDF
Micro model31/12/201803/06/201906/06/2019DutchPDF
Micro model31/12/201704/06/201807/06/2018DutchPDF
Abridged model31/12/201603/06/201712/06/2017DutchPDF
Abridged model31/12/201530/06/201619/08/2016DutchPDF
Abridged model31/12/201430/06/201524/07/2015DutchPDF
Abridged model31/12/201307/06/201401/07/2014DutchPDF
Abridged model31/12/201227/07/201321/08/2013DutchPDF
Abridged model31/12/201131/07/201229/08/2012DutchPDF
Abridged model31/12/201004/06/201105/07/2011DutchPDF
Abridged model31/12/200905/06/201007/06/2010DutchPDF
Abridged model31/12/200806/06/200912/06/2009DutchPDF
Abridged model31/12/200707/06/200809/06/2008DutchPDF
Abridged model31/12/200630/06/200702/07/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 29 ended

Active mandates

Fetima

Director · since 22 août 2023 · 0676.840.858

Represented by Roel Van Ballaer

Active
STELA

Director · since 22 août 2023 · 0841.626.042

Represented by Gert Lauwers

Active
Domien Leys

Director · since 01 janvier 2022

Active

Ended mandates

Domien Leys

Bestuurder · since 01 janvier 2022

Ended
Fetima

Director · since 01 juillet 2017 · 0676.840.858

Represented by Roel Van Ballaer

Ended
Fetima

Manager · since 01 juillet 2017 · 0676.840.858

Represented by Roel VAN BALLAER

Ended
Fetima

Manager · since 01 juillet 2017 · 0676.840.858

Represented by Roel VAN BALLAER

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates05/05/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office14/03/2025
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates15/09/2023
    WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates11/02/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates27/09/2019
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates11/08/2017
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates01/03/2017
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates07/01/2016
    BENAMING - MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL - DOEL - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025151,1 k €↓
  2. 2024
    Annual accounts 2024239,7 k €↓
  3. 2023
    Annual accounts 2023252 k €↓
  4. 2023
    Name changeVBL VERZEKERINGEN
  5. 2022
    Annual accounts 2022252,1 k €↑
  6. 2021
    Annual accounts 2021164,9 k €↑
  7. 2021
    Name changeVAN BALLAER - LAUWERS
  8. 2018
    Annual accounts 2018134,5 k €↑
  9. 2017
    Annual accounts 201792,4 k €↑
  10. 2016
    Annual accounts 201645,3 k €↑
  11. 2015
    Annual accounts 201537,1 k €↓
  12. 2014
    Annual accounts 201454,3 k €↑
  13. 2013
    Annual accounts 201331,4 k €↑
  14. 2012
    Annual accounts 201226,9 k €↓
  15. 2011
    Annual accounts 201146 k €↑
  16. 2010
    Annual accounts 201023,8 k €↓
  17. 2009
    Annual accounts 200940,1 k €↑
  18. 2008
    Annual accounts 200818,6 k €↑
  19. 2007
    Annual accounts 200713,9 k €↓
  20. 2006
    Annual accounts 200615,6 k €
  21. 14/05/2004
    IncorporationPrivate limited company