ACTIVE

CAMIRE

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Financial year 2025 · closed on 31/12/2025

Net result

458 k €

+22.0% YoY

Gross margin

861,1 k €

+16.6% YoY

Equity

260,7 k €

+3.2% YoY

Workforce

3,8 ETP

+5.6% YoY

What does CAMIRE do?

CAMIRE is a Private limited company incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Liège. It employs on average 3,8 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0865.805.073

Incorporation

07/06/2004

Legal form

Private limited company

Registered office

Place Reine-Astrid 12
4000 Liège · WallonieSee on map

Contributed capital

65 240,13 €

Latest accounts

31/12/2025

Average workforce

3,8 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 69201Accounting, bookkeeping and auditing activities; tax consultancy 69209Accounting, bookkeeping and auditing activities; tax consultancy 74124Specialised design activities

Joint committees (2)

Signals

ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	861,1 k €	+16.6%	738,7 k €	+20.8%	611,4 k €	+47.5%	414,5 k €	+44.8%	286,4 k €	-12.4%	326,8 k €	+8.1%	302,4 k €	+57.0%	192,6 k €	-18.4%	236,2 k €	-7.3%	254,8 k €	-6.5%	272,6 k €	+12.5%	242,3 k €	+0.4%	241,3 k €	+14.3%	211,2 k €	-2.8%	217,3 k €	+0.8%	215,6 k €	+8.2%	199,3 k €	+22.2%	163,2 k €	-9.3%	180 k €	+41.7%	127 k €
EBITDA	674,7 k €	+23.3%	547,1 k €	+27.5%	429,2 k €	+63.6%	262,3 k €	+29.5%	202,5 k €	-19.4%	251,2 k €	+16.0%	216,5 k €	+86.6%	116 k €	-26.5%	157,8 k €	-10.5%	176,3 k €	+18.6%	148,7 k €	+22.9%	121 k €	+2.4%	118,2 k €	+10.4%	107 k €	+8.2%	99 k €	-9.3%	109,1 k €	-16.3%	130,4 k €	+50.3%	86,8 k €	-20.5%	109,1 k €	+55.6%	70,1 k €
Operating result	640,7 k €	+25.4%	511,1 k €	+28.3%	398,4 k €	+64.5%	242,2 k €	+25.7%	192,6 k €	-20.6%	242,6 k €	+17.5%	206,6 k €	+95.6%	105,6 k €	-27.6%	145,9 k €	-7.7%	158 k €	+32.4%	119,3 k €	+56.2%	76,4 k €	+27.6%	59,9 k €	+53.0%	39,1 k €	+24.0%	31,6 k €	-21.7%	40,3 k €	-37.1%	64,1 k €	+152%	25,4 k €	-47.4%	48,3 k €	+1027%	4,3 k €
Net result	458 k €	+22.0%	375,5 k €	+29.5%	289,9 k €	+61.6%	179,4 k €	+26.0%	142,4 k €	-21.5%	181,4 k €	+27.3%	142,5 k €	+63.7%	87 k €	-10.5%	97,2 k €	-4.7%	102 k €	+33.0%	76,7 k €	+42.6%	53,8 k €	+48.7%	36,2 k €	+47.4%	24,5 k €	+82.2%	13,5 k €	-2.0%	13,7 k €	-31.8%	20,2 k €	+376%	4,2 k €	-80.5%	21,7 k €	+257%	-13,8 k €
Balance sheet
Equity	260,7 k €	+3.2%	252,7 k €	-15.0%	297,2 k €	+43.3%	207,4 k €	-18.0%	253 k €	-31.7%	370,3 k €	+55.0%	239 k €	+1.0%	236,6 k €	-32.3%	349,5 k €	+38.5%	252,3 k €	+68.2%	150 k €	+105%	73,3 k €	-52.0%	152,9 k €	+31.0%	116,7 k €	+26.6%	92,2 k €	+17.1%	78,7 k €	+21.2%	65 k €	+45.0%	44,8 k €	+10.4%	40,6 k €	+115%	18,9 k €
Total assets	999,9 k €	+4.8%	954,2 k €	+15.2%	828,4 k €	+65.3%	501,1 k €	-20.3%	628,9 k €	+37.0%	459 k €	+10.7%	414,6 k €	-16.7%	497,8 k €	+25.7%	396,1 k €	+12.9%	350,7 k €	+62.0%	216,5 k €	-30.4%	311,1 k €	-6.1%	331,5 k €	+22.0%	271,6 k €	-15.5%	321,4 k €	-0.1%	321,6 k €	-18.7%	395,4 k €	-2.6%	405,9 k €	-3.6%	420,8 k €	-0.5%	423,1 k €
Cash	60 k €	+53.6%	39,1 k €	-86.2%	283,1 k €	-7.3%	305,4 k €	-30.9%	442 k €	+27.8%	345,8 k €	+5.5%	328 k €	-20.7%	413,5 k €	+28.2%	322,6 k €	+40.5%	229,6 k €	+85.3%	123,9 k €	-33.7%	186,9 k €	+16.2%	160,8 k €	+101%	79,9 k €	+191%	27,4 k €	+77938%	35,2 €	-99.9%	68,3 k €	+8.2%	63,2 k €	+8.4%	58,2 k €	+1040%	5,1 k €
Debts	738,6 k €	+6.1%	695,9 k €	+31.0%	531,2 k €	+80.9%	293,7 k €	-21.8%	375,8 k €	+325%	88,4 k €	-49.7%	175,5 k €	-32.8%	261,2 k €	+461%	46,6 k €	-51.7%	96,3 k €	+49.2%	64,5 k €	-71.3%	224,6 k €	+29.7%	173,2 k €	+16.3%	148,9 k €	-34.3%	226,6 k €	-5.0%	238,4 k €	-27.0%	326,5 k €	-9.3%	359,9 k €	-3.3%	372,3 k €	-7.9%	404,2 k €
Other
Workforce	3,8 ETP	+5.6%	3,6 ETP	+9.1%	3,3 ETP	+13.8%	2,9 ETP	+61.1%	1,8 ETP	0.0%	1,8 ETP		–		–		–		–		2,8 ETP	0.0%	2,8 ETP	0.0%	2,8 ETP	0.0%	2,8 ETP	-12.5%	3,2 ETP	+28.0%	2,5 ETP	+31.6%	1,9 ETP	-24.0%	2,5 ETP	0.0%	2,5 ETP	+25.0%	2,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 3 ended

Active mandates

CATHERINE JUPRELLE

Director · since 29 décembre 2021 · 0860.149.676

Active

BELBOOM-CHARLIER Conseils

Director · since 04 septembre 2017 · 0677.421.868

Active

Ended mandates

BELBOOM-CHARLIER Conseils

Manager · since 04 septembre 2017 · 0677.421.868

Ended

MICHEL BELBOOM

Manager · since 10 juillet 2006

Ended

GUY CHARLIER

Manager · since 07 juin 2004

Ended

At this address

Other companies at this address

Company	CBE no.
BCG● Active	0683.489.714
BELBOOM-CHARLIER Conseils● Active	0677.421.868

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	16/06/2026	01/07/2025	18/06/2024	20/06/2023	27/07/2022	06/07/2021
General meeting	15/06/2026	16/06/2025	17/06/2024	19/06/2023	20/06/2022	21/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	15/06/2026	16/06/2026	French	PDF
Abridged model	31/12/2024	16/06/2025	01/07/2025	French	PDF
Abridged model	31/12/2023	17/06/2024	18/06/2024	French	PDF
Abridged model	31/12/2022	19/06/2023	20/06/2023	French	PDF
Abridged model	31/12/2021	20/06/2022	27/07/2022	French	PDF
Abridged model	31/12/2020	21/06/2021	06/07/2021	French	PDF
Micro model	31/12/2019	15/06/2020	17/06/2020	French	PDF
Micro model	31/12/2018	17/06/2019	18/06/2019	French	PDF
Micro model	31/12/2017	18/06/2018	19/06/2018	French	PDF
Micro model	31/12/2016	19/06/2017	20/06/2017	French	PDF
Abridged model	31/12/2015	20/06/2016	21/06/2016	French	PDF
Abridged model	31/12/2014	15/06/2015	16/06/2015	French	PDF
Abridged model	31/12/2013	16/06/2014	29/07/2014	French	PDF
Abridged model	31/12/2012	17/06/2013	28/06/2013	French	PDF
Abridged model	31/12/2011	18/06/2012	06/08/2012	French	PDF
Abridged model	31/12/2010	20/06/2011	28/07/2011	French	PDF
Abridged model	31/12/2009	21/06/2010	16/07/2010	French	PDF
Abridged model	31/12/2008	15/06/2009	18/06/2009	French	PDF
Abridged model	31/12/2007	16/06/2008	20/06/2008	French	PDF
Abridged model	31/12/2006	18/06/2007	13/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 3 ended

Active mandates

CATHERINE JUPRELLE

Director · since 29 décembre 2021 · 0860.149.676

Active

BELBOOM-CHARLIER Conseils

Director · since 04 septembre 2017 · 0677.421.868

Active

Ended mandates

BELBOOM-CHARLIER Conseils

Manager · since 04 septembre 2017 · 0677.421.868

Ended

MICHEL BELBOOM

Manager · since 10 juillet 2006

Ended

GUY CHARLIER

Manager · since 07 juin 2004

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates31/12/2021
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS
PDF
Restructuring25/11/2021
DENOMINATION - SIEGE SOCIAL - OBJET - CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - DIVERS
PDF
Mandates21/11/2017
DEMISSIONS, NOMINATIONS
PDF
Mandates19/09/2006
SIEGE SOCIAL - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Other24/06/2004
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025458 k €↑
2024
Annual accounts 2024375,5 k €↑
2023
Annual accounts 2023289,9 k €↑
2022
Annual accounts 2022179,4 k €↑
2021
Annual accounts 2021142,4 k €↓
2021
Name changeCAMIRE SRL
2020
Annual accounts 2020181,4 k €↑
2019
Annual accounts 2019142,5 k €↑
2018
Annual accounts 201887 k €↓
2017
Annual accounts 201797,2 k €↓
2016
Annual accounts 2016102 k €↑
2015
Annual accounts 201576,7 k €↑
2014
Annual accounts 201453,8 k €↑
2013
Annual accounts 201336,2 k €↑
2012
Annual accounts 201224,5 k €↑
2011
Annual accounts 201113,5 k €↓
2010
Annual accounts 201013,7 k €↓
2009
Annual accounts 200920,2 k €↑
2008
Annual accounts 20084,2 k €↓
2007
Annual accounts 200721,7 k €↑
2006
Annual accounts 2006-13,8 k €
2006
Name changeGUY CHARLIER
07/06/2004
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

CAMIRE

Overview

What does CAMIRE do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline