ACTIVE

ASSERTUS

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Financial year 2025 · closed on 31/12/2025
Net result
1,3 k €
-99.3% YoY
Gross margin
847,4 k €
+109.5% YoY
Equity
209,1 k €
+4.8% YoY
Workforce
7,8 ETP
+225.0% YoY

What does ASSERTUS do?

ASSERTUS is a Private limited company incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Stekene. It employs on average 7,8 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0866.266.814
Incorporation
09/07/2004
Legal form
Private limited company
Registered office
Polenlaan(STE) 45
9190 Stekene · FlandreSee on map
Contributed capital
4 321,56 €
Latest accounts
31/12/2025
Average workforce
7,8 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main68100Buying and selling of own real estate68110Buying and selling of own real estate
Joint committees (3)
  • 3070
  • 341
  • 3410
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 20 financial years

20252024202320222021202020192018201720162015201420132012201120102009200820072006
Income statement
Gross margin847,4 k €404,5 k €241,9 k €264,0 k €300,3 k €283,1 k €277,2 k €209,2 k €306,0 k €276,0 k €208,8 k €265,3 k €346,6 k €327,7 k €189,3 k €208,4 k €136,8 k €14,3 k €-3,7 k €-4,2 k €
EBITDA316,8 k €272,7 k €111,7 k €122,3 k €127,8 k €97,9 k €80,5 k €47,1 k €184,0 k €149,7 k €80,3 k €172,7 k €259,7 k €229,0 k €38,6 k €132,6 k €65,8 k €-6,3 k €-4,9 k €-4,9 k €
Operating result68,6 k €270,2 k €111,7 k €114,8 k €110,9 k €81,0 k €63,8 k €30,9 k €174,9 k €149,3 k €79,9 k €172,0 k €238,2 k €187,2 k €-3,4 k €81,4 k €14,7 k €-31,9 k €-4,9 k €-4,9 k €
Net result1,3 k €198,6 k €94,5 k €87,7 k €90,0 k €64,9 k €34,2 k €12,7 k €107,3 k €95,4 k €44,9 k €104,8 k €166,7 k €116,5 k €-27,9 k €41,0 k €14,6 k €-42,2 k €14,7 k €-6,1 k €
Balance sheet
Equity209,1 k €199,6 k €1,0 k €40,3 k €246,0 k €606,8 k €573,5 k €540,9 k €528,2 k €420,8 k €325,4 k €406,3 k €301,5 k €134,9 k €54,4 k €332,2 k €291,2 k €276,6 k €318,8 k €304,1 k €
Total assets2,6 M €263,7 k €123,5 k €350,8 k €561,5 k €668,7 k €622,0 k €622,7 k €585,6 k €485,7 k €411,5 k €503,0 k €502,8 k €360,5 k €240,7 k €404,8 k €330,7 k €379,6 k €667,1 k €669,2 k €
Cash75,0 k €179,1 k €123,5 k €91,1 k €69,2 k €408,0 k €254,6 k €172,4 k €162,5 k €104,5 k €35,8 k €127,4 k €163,7 k €54,6 k €4,8 k €55,6 k €118,6 k €129,5 k €1,7 k €371,8 €
Debts2,4 M €64,1 k €122,5 k €310,5 k €315,4 k €61,9 k €48,5 k €81,8 k €57,4 k €64,9 k €86,1 k €96,7 k €143,8 k €110,6 k €13,8 k €72,6 k €39,5 k €103,0 k €348,3 k €365,1 k €
Other
Workforce7,8 ETP2,4 ETP–––––––2,0 ETP2,0 ETP1,8 ETP1,3 ETP1,8 ETP1,8 ETP1,0 ETP1,0 ETP1,0 ETP––
Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 10 ended

Active mandates

SMERGEL

Director · since 08 janvier 2024 · 0798.258.629

Represented by Laurens Van de Mergel

Active

Ended mandates

Wim Van Duyse

Director · since 08 janvier 2024

Ended
PHILIPPE DE KORT

Manager · since 16 septembre 2011 · until 16 septembre 2017 · 0838.048.425

Represented by Philippe De Kort

Ended
PHILIPPE DE KORT

Manager · since 16 septembre 2011 · 0838.048.425

Represented by Philippe De Kort

Ended
Wim VAN DUYSE

Manager · since 01 juillet 2010

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date02/06/202613/02/202516/08/202419/05/202330/08/202207/07/2021
General meeting27/05/202606/02/202504/01/202412/05/202328/08/202203/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202527/05/202602/06/2026DutchPDF
Abridged model31/12/202406/02/202513/02/2025DutchPDF
Micro model31/12/202304/01/202416/08/2024DutchPDF
Micro model31/12/202212/05/202319/05/2023DutchPDF
Micro model31/12/202128/08/202230/08/2022DutchPDF
Micro model31/12/202003/06/202107/07/2021DutchPDF
Micro model31/12/201915/09/202015/09/2020DutchPDF
Micro model31/12/201829/06/201927/08/2019DutchPDF
Micro model31/12/201730/06/201817/08/2018DutchPDF
Abridged model31/12/201624/06/201731/08/2017DutchPDF
Abridged model31/12/201525/06/201629/07/2016DutchPDF
Abridged model31/12/201428/06/201509/07/2015DutchPDF
Abridged model31/12/201328/06/201401/07/2014DutchPDF
Abridged model31/12/201229/06/201319/07/2013DutchPDF
Abridged model31/12/201130/06/201203/07/2012DutchPDF
Abridged model31/12/201025/06/201127/06/2011DutchPDF
Abridged model31/12/200926/06/201013/07/2010DutchPDF
Abridged model31/12/200830/06/200925/02/2010DutchPDF
Abridged model31/12/200728/06/200817/07/2008DutchPDF
Abridged model31/12/200630/06/200723/07/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 10 ended

Active mandates

SMERGEL

Director · since 08 janvier 2024 · 0798.258.629

Represented by Laurens Van de Mergel

Active

Ended mandates

Wim Van Duyse

Director · since 08 janvier 2024

Ended
PHILIPPE DE KORT

Manager · since 16 septembre 2011 · until 16 septembre 2017 · 0838.048.425

Represented by Philippe De Kort

Ended
PHILIPPE DE KORT

Manager · since 16 septembre 2011 · 0838.048.425

Represented by Philippe De Kort

Ended
Wim VAN DUYSE

Manager · since 01 juillet 2010

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Restructuring15/04/2025
    KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring15/04/2025
    KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring24/02/2025
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring24/02/2025
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Other10/01/2025
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - DOEL
    PDF
  • Mandates01/03/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates14/02/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates10/01/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - BENAMING - DOEL - ONTSLAGEN - BENOEMINGEN
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20251,3 k €↓
  2. 2024
    Annual accounts 2024198,6 k €↑
  3. 2023
    Annual accounts 202394,5 k €↑
  4. 2023
    Name changeAssertus
  5. 2022
    Annual accounts 202287,7 k €↓
  6. 2021
    Annual accounts 202190,0 k €↑
  7. 2021
    Name changeZAKENKANTOOR VAN DUYSE
  8. 2020
    Annual accounts 202064,9 k €↑
  9. 2019
    Annual accounts 201934,2 k €↑
  10. 2018
    Annual accounts 201812,7 k €↓
  11. 2017
    Annual accounts 2017107,3 k €↑
  12. 2016
    Annual accounts 201695,4 k €↑
  13. 2015
    Annual accounts 201544,9 k €↓
  14. 2014
    Annual accounts 2014104,8 k €↓
  15. 2013
    Annual accounts 2013166,7 k €↑
  16. 2012
    Annual accounts 2012116,5 k €↑
  17. 2011
    Annual accounts 2011-27,9 k €↓
  18. 2010
    Annual accounts 201041,0 k €↑
  19. 2009
    Annual accounts 200914,6 k €↑
  20. 2008
    Annual accounts 2008-42,2 k €↓
  21. 2007
    Annual accounts 200714,7 k €↑
  22. 2006
    Annual accounts 2006-6,1 k €
  23. 09/07/2004
    IncorporationPrivate limited company