ACTIVE

BLUFINANCE

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Financial year 2025 · closed on 31/12/2025

Net result

56,8 k €

-32.1% YoY

Gross margin

102,6 k €

-17.7% YoY

Equity

454,8 k €

+1.5% YoY

What does BLUFINANCE do?

BLUFINANCE is a Private limited company incorporated in 2004. Its main activity is: Management consultancy activities. Its registered office is in Uccle.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0867.836.927

Incorporation

14/10/2004

Legal form

Private limited company

Registered office

Rue Roberts-Jones 68
1180 Uccle · BruxellesSee on map

Contributed capital

6 200,00 €

Latest accounts

31/12/2025

Activities (NACE)

70200Management consultancy activities· main 70220Business and other management consultancy activities 74142Specialised design activities

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	102,6 k €	-17.7%	124,7 k €	-30.1%	178,4 k €	+170%	66,2 k €	-56.3%	151,5 k €	+50.2%	100,9 k €	-12.2%	115 k €	+14.9%	100 k €	+73.1%	57,8 k €	+6.1%	54,5 k €	+12.1%	48,6 k €	-8.4%	53 k €	-4.4%	55,5 k €	+10.8%	50,1 k €	-28.7%	70,3 k €	+498%	11,8 k €	-64.0%	32,7 k €	-84.5%	211,2 k €	+648%	28,3 k €	+74.1%	16,2 k €
EBITDA	102,6 k €	-15.9%	122 k €	-31.4%	177,8 k €	+181%	63,3 k €	-58.1%	151,2 k €	+50.3%	100,5 k €	-12.3%	114,6 k €	+15.2%	99,5 k €	+73.1%	57,5 k €	+6.1%	54,1 k €	+12.4%	48,2 k €	-4.9%	50,7 k €	-4.2%	52,9 k €	+7.1%	49,4 k €	-28.9%	69,5 k €	+9164%	-767 €	-103%	30,6 k €	-48.8%	59,8 k €	+122%	27 k €	+75.4%	15,4 k €
Operating result	96,4 k €	-16.3%	115,2 k €	-32.8%	171,5 k €	+205%	56,3 k €	-61.2%	145,2 k €	+51.6%	95,8 k €	-13.3%	110,5 k €	+15.7%	95,5 k €	+74.6%	54,7 k €	+4.1%	52,5 k €	+25.6%	41,8 k €	-15.7%	49,6 k €	-4.6%	52 k €	+19.4%	43,5 k €	-31.9%	63,9 k €	+1525%	-4,5 k €	-125%	17,8 k €	-63.4%	48,7 k €	+335%	11,2 k €	+51.0%	7,4 k €
Net result	56,8 k €	-32.1%	83,6 k €	-28.4%	116,7 k €	+142%	48,2 k €	+209%	-44,2 k €	-174%	60,1 k €	-19.8%	74,9 k €	+52.0%	49,3 k €	+17.8%	41,8 k €	+25.5%	33,3 k €	-59.8%	83 k €	+202%	27,5 k €	+1.8%	27 k €	-41.0%	45,8 k €	-10.6%	51,2 k €	+6718%	751 €	+102%	-38,1 k €	-216%	32,9 k €	+342%	7,4 k €	+68.1%	4,4 k €
Balance sheet
Equity	454,8 k €	+1.5%	448 k €	+8.8%	411,9 k €	+20.2%	342,8 k €	+5.6%	324,6 k €	-19.7%	404,4 k €	+2.2%	395,5 k €	+14.4%	345,6 k €	+16.6%	296,4 k €	+8.0%	274,5 k €	+13.8%	241,2 k €	+52.4%	158,2 k €	+21.0%	130,7 k €	+26.0%	103,8 k €	+78.9%	58 k €	+80.7%	32,1 k €	+2.4%	31,3 k €	-54.9%	69,5 k €	+89.9%	36,6 k €	+25.6%	29,1 k €
Total assets	1,2 M €	-6.2%	1,2 M €	+74.1%	705,8 k €	+18.2%	597,3 k €	+1.3%	589,8 k €	-18.0%	719,3 k €	+15.4%	623,3 k €	+12.5%	553,8 k €	-2.1%	565,9 k €	-12.3%	645,4 k €	+26.5%	510,1 k €	+15.5%	441,7 k €	+2.5%	431,1 k €	-7.7%	467,2 k €	+48.1%	315,5 k €	+35.4%	232,9 k €	+5.5%	220,8 k €	-27.6%	305,1 k €	+124%	136,3 k €	+73.6%	78,5 k €
Cash	95,3 k €	+19.8%	79,5 k €	-5.8%	84,4 k €	+44.2%	58,5 k €	+0.8%	58,1 k €	-41.1%	98,6 k €	+14.0%	86,5 k €	-31.0%	125,4 k €	+42.5%	88 k €	+205%	28,9 k €	+44.4%	20 k €	+57.7%	12,7 k €	+676%	1,6 k €	-88.5%	14,3 k €	+27.4%	11,2 k €	+29.0%	8,7 k €	-54.8%	19,2 k €	-74.3%	74,8 k €	+43.3%	52,2 k €	+132%	22,5 k €
Debts	548,2 k €	-13.1%	630,5 k €	+338%	143,9 k €	+37.7%	104,5 k €	-9.3%	115,2 k €	-30.1%	164,9 k €	+112%	77,7 k €	+33.6%	58,2 k €	-51.3%	119,5 k €	-45.9%	220,9 k €	+85.8%	118,9 k €	-10.7%	133,1 k €	-11.5%	150,3 k €	-29.6%	213,5 k €	+98.6%	107,5 k €	+111%	50,8 k €	+28.9%	39,4 k €	-54.0%	85,6 k €	-14.1%	99,7 k €	+102%	49,4 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 1 ended

Active mandates

RAPHAEL ABOU

Manager

Active

Ended mandates

Raphäel ABOU

Manager · since 06 octobre 2004

Ended

At this address

Other companies at this address

Company	CBE no.
ATCH● Active	1030.061.113

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/06/2026	26/08/2025	27/08/2024	25/08/2023	30/08/2022	25/08/2021
General meeting	30/06/2026	14/04/2025	08/04/2024	10/04/2023	11/04/2022	12/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	30/06/2026	French	PDF
Abridged model	31/12/2024	14/04/2025	26/08/2025	French	PDF
Abridged model	31/12/2023	08/04/2024	27/08/2024	French	PDF
Abridged model	31/12/2022	10/04/2023	25/08/2023	French	PDF
Abridged model	31/12/2021	11/04/2022	30/08/2022	French	PDF
Abridged model	31/12/2020	12/04/2021	25/08/2021	French	PDF
Abridged model	31/12/2019	14/04/2020	28/10/2020	French	PDF
Abridged model	31/12/2018	08/04/2019	22/08/2019	French	PDF
Abridged model	31/12/2017	09/04/2018	27/08/2018	French	PDF
Abridged model	31/12/2016	10/04/2017	31/08/2017	French	PDF
Abridged model	31/12/2015	11/04/2016	26/08/2016	French	PDF
Abridged model	31/12/2014	07/04/2015	24/08/2015	French	PDF
Abridged model	31/12/2013	08/04/2014	28/08/2014	French	PDF
Abridged model	31/12/2012	08/04/2013	30/08/2013	French	PDF
Abridged model	31/12/2011	10/04/2012	17/09/2012	French	PDF
Abridged model	31/12/2010	11/04/2011	09/09/2011	French	PDF
Abridged model	31/12/2009	12/04/2010	31/08/2010	French	PDF
Abridged model	31/12/2008	13/04/2009	28/08/2009	French	PDF
Abridged model	31/12/2007	14/04/2008	27/08/2008	French	PDF
Abridged model	31/12/2006	09/04/2007	23/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 1 ended

Active mandates

RAPHAEL ABOU

Manager

Active

Ended mandates

Raphäel ABOU

Manager · since 06 octobre 2004

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates06/09/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Registered office13/09/2018
SIEGE SOCIAL
PDF
Registered office30/11/2009
SIEGE SOCIAL
PDF
Other22/10/2004
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202556,8 k €↓
2024
Annual accounts 202483,6 k €↓
2023
Annual accounts 2023116,7 k €↑
2022
Annual accounts 202248,2 k €↑
2021
Annual accounts 2021-44,2 k €↓
2020
Annual accounts 202060,1 k €↓
2019
Annual accounts 201974,9 k €↑
2018
Annual accounts 201849,3 k €↑
2017
Annual accounts 201741,8 k €↑
2016
Annual accounts 201633,3 k €↓
2015
Annual accounts 201583 k €↑
2014
Annual accounts 201427,5 k €↑
2013
Annual accounts 201327 k €↓
2012
Annual accounts 201245,8 k €↓
2011
Annual accounts 201151,2 k €↑
2010
Annual accounts 2010751 €↑
2009
Annual accounts 2009-38,1 k €↓
2008
Annual accounts 200832,9 k €↑
2007
Annual accounts 20077,4 k €↑
2006
Annual accounts 20064,4 k €
14/10/2004
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BLUFINANCE

Overview

What does BLUFINANCE do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline