ACTIVE

HP CONSEIL

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Financial year 2024 · closed on 31/12/2024

Net result

15,7 k €

-18.4% YoY

Gross margin

184,2 k €

-5.1% YoY

Equity

372,7 k €

+4.4% YoY

Workforce

1,5 ETP

+66.7% YoY

What does HP CONSEIL do?

HP CONSEIL is a Private company with limited liability incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Wavre. It employs on average 1,5 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0869.972.511

Incorporation

15/11/2004

Legal form

Private company with limited liability

Registered office

Chaussée de Louvain 9
1300 Wavre · WallonieSee on map

Contributed capital

6 250,00 €

Latest accounts

31/12/2024

Average workforce

1,5 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	184,2 k €	-5.1%	194,1 k €	-28.4%	271,1 k €	-8.3%	295,8 k €	-6.4%	316 k €	+8.2%	292,1 k €	+29.4%	225,7 k €	+44.1%	156,7 k €	-2.6%	160,8 k €	-4.0%	167,5 k €	+4.2%	160,7 k €	+18.0%	136,2 k €	+6.1%	128,4 k €	+23.3%	104,1 k €	+47.2%	70,7 k €	+19.8%	59,1 k €	-38.8%	96,4 k €	+83.1%	52,7 k €
EBITDA	104,5 k €	-11.8%	118,5 k €	-38.3%	192,2 k €	-13.1%	221,1 k €	-1.9%	225,4 k €	+5.0%	214,6 k €	+13.2%	189,5 k €	+53.4%	123,5 k €	-8.3%	134,8 k €	-4.8%	141,6 k €	+5.0%	134,9 k €	+23.2%	109,5 k €	+2.8%	106,5 k €	+36.8%	77,8 k €	+59.9%	48,7 k €	+20.6%	40,4 k €	-45.1%	73,5 k €	+132%	31,7 k €
Operating result	41,2 k €	-25.7%	55,5 k €	-57.1%	129,4 k €	-18.2%	158,2 k €	+0.0%	158,2 k €	+8.8%	145,4 k €	+7.5%	135,2 k €	+130%	58,8 k €	-10.7%	65,8 k €	-12.3%	75 k €	+2.1%	73,5 k €	+38.2%	53,2 k €	+0.4%	52,9 k €	+165%	-81,5 k €	-399%	27,3 k €	+86.1%	14,6 k €	-69.6%	48,2 k €	+426%	9,2 k €
Net result	15,7 k €	-18.4%	19,3 k €	-78.0%	87,4 k €	-11.3%	98,5 k €	+970%	9,2 k €	-89.3%	86,2 k €	-2.8%	88,7 k €	+95.7%	45,3 k €	+55.1%	29,2 k €	+13.0%	25,8 k €	+14.1%	22,6 k €	+31.5%	17,2 k €	+199%	5,8 k €	+107%	-82,7 k €	-804%	11,7 k €	+185%	4,1 k €	-88.3%	35,1 k €	+1311%	2,5 k €
Balance sheet
Equity	372,7 k €	+4.4%	357 k €	+5.7%	337,7 k €	+34.9%	250,3 k €	+64.9%	151,8 k €	+6.5%	142,6 k €	+153%	56,4 k €	+633%	7,7 k €	-65.6%	22,4 k €	-37.9%	36 k €	+54.0%	23,4 k €	+2977%	760,6 €	+105%	-16,5 k €	+25.9%	-22,2 k €	-137%	60,5 k €	+24.1%	48,7 k €	+9.2%	44,6 k €	+370%	9,5 k €
Total assets	850,6 k €	-6.6%	910,6 k €	-17.2%	1,1 M €	+3.5%	1,1 M €	+0.0%	1,1 M €	-5.5%	1,1 M €	-9.7%	1,2 M €	-0.2%	1,2 M €	+31.5%	947,8 k €	-1.6%	963,5 k €	+1.3%	950,8 k €	-0.5%	955,6 k €	-1.9%	974,1 k €	+1.9%	955,7 k €	+407%	188,3 k €	+88.3%	100 k €	-14.8%	117,3 k €	+23.9%	94,7 k €
Cash	20,2 k €	-65.4%	58,3 k €	-66.6%	174,5 k €	+34.5%	129,7 k €	-26.6%	176,8 k €	+34.6%	131,4 k €	+31.5%	99,9 k €	+584%	14,6 k €	-59.7%	36,3 k €	+15.9%	31,3 k €	+187%	10,9 k €	-33.3%	16,4 k €	+310%	4 k €	-85.1%	26,7 k €	-37.8%	42,9 k €	+70.0%	25,3 k €	+34.0%	18,8 k €	+1217%	1,4 k €
Debts	461,3 k €	-13.2%	531,4 k €	-28.1%	738,5 k €	-6.8%	792,1 k €	-11.1%	891,2 k €	-7.3%	961,9 k €	-18.8%	1,2 M €	-4.2%	1,2 M €	+33.7%	925,4 k €	-0.2%	927,5 k €	+0.0%	927,4 k €	-2.9%	954,9 k €	-3.6%	990,5 k €	+1.3%	977,9 k €	+665%	127,8 k €	+149%	51,3 k €	-29.5%	72,7 k €	-14.4%	85 k €
Other
Workforce	1,5 ETP	+66.7%	0,9 ETP	-40.0%	1,5 ETP	-55.9%	3,4 ETP	0.0%	3,4 ETP	+70.0%	2,0 ETP	+186%	0,7 ETP		–		–		0,7 ETP	+40.0%	0,5 ETP	-16.7%	0,6 ETP	+20.0%	0,5 ETP	-16.7%	0,6 ETP	-60.0%	1,5 ETP	+150%	0,6 ETP	-40.0%	1,0 ETP	+25.0%	0,8 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 2 ended

Active mandates

HARRY LECOMTE

Director

Active

PASCAL DEMAIFFE

Director

Active

Ended mandates

HARRY LECOMTE

Manager

Ended

PASCAL DEMAIFFE

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
Conseils, Concept, Création, Communication et Développement● Active	0892.575.588

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	09/10/2025	21/10/2024	09/10/2023	27/09/2022	29/10/2021	20/10/2020
General meeting	09/10/2025	21/10/2024	09/10/2023	26/09/2022	21/05/2021	22/05/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2024	09/10/2025	09/10/2025	French	PDF
Abridged model	31/12/2023	21/10/2024	21/10/2024	French	PDF
Abridged model	31/12/2022	09/10/2023	09/10/2023	French	PDF
Abridged model	31/12/2021	26/09/2022	27/09/2022	French	PDF
Abridged model	31/12/2020	21/05/2021	29/10/2021	French	PDF
Abridged model	31/12/2019	22/05/2020	20/10/2020	French	PDF
Abridged model	31/12/2018	21/05/2019	12/07/2019	French	PDF
Micro model	31/12/2017	08/05/2018	27/06/2018	French	PDF
Micro model	31/12/2016	09/05/2017	07/10/2017	French	PDF
Abridged model	31/12/2015	10/05/2016	26/09/2016	French	PDF
Abridged model	31/12/2014	12/05/2015	29/09/2015	French	PDF
Abridged model	31/12/2013	13/05/2014	05/08/2014	French	PDF
Abridged model	31/12/2012	14/05/2013	26/09/2013	French	PDF
Abridged model	31/12/2011	08/05/2012	17/07/2012	French	PDF
Abridged model	31/12/2010	10/05/2011	09/11/2011	French	PDF
Abridged model	31/12/2009	11/05/2010	23/07/2010	French	PDF
Abridged model	31/12/2008	12/05/2009	30/09/2009	French	PDF
Abridged model	31/12/2007	13/05/2008	30/09/2008	French	PDF
Abridged model	31/12/2006	08/05/2007	30/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 2 ended

Active mandates

HARRY LECOMTE

Director

Active

PASCAL DEMAIFFE

Director

Active

Ended mandates

HARRY LECOMTE

Manager

Ended

PASCAL DEMAIFFE

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Restructuring09/09/2019
CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring29/05/2019
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Registered office25/10/2013
SIEGE SOCIAL
PDF
Mandates03/06/2005
SIEGE SOCIAL - DENOMINATION - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DEMISSIONS, NOMINATIONS
PDF
Other25/11/2004
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202415,7 k €↓
2023
Annual accounts 202319,3 k €↓
2022
Annual accounts 202287,4 k €↓
2021
Annual accounts 202198,5 k €↑
2020
Annual accounts 20209,2 k €↓
2019
Annual accounts 201986,2 k €↓
2018
Annual accounts 201888,7 k €↑
2017
Annual accounts 201745,3 k €↑
2016
Annual accounts 201629,2 k €↑
2015
Annual accounts 201525,8 k €↑
2013
Annual accounts 201322,6 k €↑
2012
Annual accounts 201217,2 k €↑
2011
Annual accounts 20115,8 k €↑
2010
Annual accounts 2010-82,7 k €↓
2009
Annual accounts 200911,7 k €↑
2008
Annual accounts 20084,1 k €↓
2007
Annual accounts 200735,1 k €↑
2006
Annual accounts 20062,5 k €
15/11/2004
IncorporationPrivate company with limited liability

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

HP CONSEIL

Overview

What does HP CONSEIL do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline