ACTIVE

GG INVEST

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Financial year 2025 · closed on 30/09/2025

Net result

-6,7 k €

+30.1% YoY

Gross margin

-5,8 k €

+18.5% YoY

Equity

364,6 k €

-1.8% YoY

What does GG INVEST do?

GG INVEST is a Private limited company incorporated in 2004. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Floreffe.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0870.718.619

Incorporation

21/12/2004

Legal form

Private limited company

Registered office

Chemin des Deux-Pays 32
5150 Floreffe · WallonieSee on map

Contributed capital

6 200,00 €

Latest accounts

30/09/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

Solid equity

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2007
Income statement
Gross margin	-5,8 k €	+18.5%	-7,1 k €	-207%	6,6 k €	+1766%	355 €	-71.6%	1,3 k €	-8.8%	1,4 k €	+37.0%	1 k €	-30.4%	1,4 k €	-99.6%	398,1 k €	+8003%	-5 k €	-952%	-479 €	+77.1%	-2,1 k €	+19.6%	-2,6 k €	+46.5%	-4,9 k €	-214%	-1,5 k €	-1.5%	-1,5 k €	-203%	1,5 k €	+174%	-2 k €
EBITDA	-6,6 k €	+15.4%	-7,8 k €	-238%	5,7 k €	+2813%	194 €	-38.4%	315 €	-72.9%	1,2 k €	+120%	530 €	-21.1%	672 €	-99.8%	397,8 k €	+7487%	-5,4 k €	-214%	-1,7 k €	+29.6%	-2,4 k €	+11.4%	-2,7 k €	+46.3%	-5,1 k €	-150%	-2,1 k €	-34.5%	-1,5 k €	-234%	1,1 k €	+146%	-2,5 k €
Operating result	-6,6 k €	+15.4%	-7,8 k €	-238%	5,7 k €	+2813%	194 €	-38.4%	315 €	-72.9%	1,2 k €	+120%	530 €	-21.1%	672 €	-99.8%	396,6 k €	+7466%	-5,4 k €	-214%	-1,7 k €	+29.6%	-2,4 k €	+11.4%	-2,7 k €	+46.3%	-5,1 k €	-150%	-2,1 k €	-34.5%	-1,5 k €	-234%	1,1 k €	+146%	-2,5 k €
Net result	-6,7 k €	+30.1%	-9,6 k €	-274%	5,5 k €	+18226%	30 €	-55.9%	68 €	-92.7%	937 €	+223%	290 €	-38.9%	475 €	-99.9%	396,4 k €	+7276%	-5,5 k €	-28.0%	-4,3 k €	-59.1%	-2,7 k €	+13.9%	-3,1 k €	+45.9%	-5,8 k €	-144%	-2,4 k €	-27.4%	-1,9 k €	-290%	982,6 €	+116%	-6,3 k €
Balance sheet
Equity	364,6 k €	-1.8%	371,3 k €	-2.5%	380,9 k €	+1.5%	375,4 k €	+0.0%	375,4 k €	+0.0%	375,3 k €	+0.3%	374,4 k €	+0.1%	374,1 k €	+0.1%	373,6 k €	+1739%	-22,8 k €	-32.0%	-17,3 k €	-33.3%	-13 k €	-26.5%	-10,2 k €	-44.3%	-7,1 k €	-454%	-1,3 k €	-216%	1,1 k €	-62.9%	3 k €	+67.5%	1,8 k €
Total assets	489,7 k €	-0.1%	490,2 k €	-0.0%	490,3 k €	-0.0%	490,4 k €	-0.3%	491,9 k €	+0.1%	491,1 k €	+0.1%	490,8 k €	-0.6%	493,6 k €	+0.4%	491,6 k €	+0.5%	489 k €	-6.6%	523,3 k €	+4.8%	499,2 k €	+2.0%	489,3 k €	+0.1%	489 k €	-0.0%	489 k €	-3.1%	504,5 k €	+2.1%	494 k €	+2105%	22,4 k €
Cash	379,6 €	-54.0%	825,4 €	-12.5%	943,4 €	-10.3%	1,1 k €	-58.5%	2,5 k €	+40.7%	1,8 k €	+24.0%	1,5 k €	-21.8%	1,9 k €	-20.9%	2,4 k €		–		–		91,9 €	+1518%	5,7 €	+17.8%	4,8 €	-5.9%	5,1 €	-99.8%	3 k €		–		20 k €
Debts	125,1 k €	+5.2%	118,9 k €	+8.7%	109,4 k €	-4.9%	115 k €	-1.3%	116,5 k €	+0.6%	115,9 k €	-0.5%	116,4 k €	-2.6%	119,5 k €	+1.3%	118 k €	-76.9%	511,8 k €	-5.3%	540,6 k €	+5.6%	512,2 k €	+2.5%	499,5 k €	+0.7%	496,1 k €	+1.2%	490,3 k €	-2.6%	503,4 k €	+2.5%	491 k €	+2281%	20,6 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 4 ended

Active mandates

BRUNO GERMIAT

Director · since 13 décembre 2004

Active

Ended mandates

BRUNO GERMIAT

Manager · since 26 avril 2007

Ended

Bruno Germiat

Manager · since 24 avril 2007

Ended

Bruno Germiat

Mandate

Ended

Bruno GERMIAT

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
ANAM● Active	0880.258.370
BCG● Active	0433.976.119
UNITE TVA BG GROUP● Active	0786.702.959

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Abridged model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/03/2026	08/09/2025	31/03/2025	12/05/2023	29/04/2022	31/03/2021
General meeting	26/03/2026	08/09/2025	28/03/2025	17/02/2023	17/02/2022	26/02/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	30/09/2025	26/03/2026	31/03/2026	French	PDF
Micro model	30/09/2024	08/09/2025	08/09/2025	French	PDF
Micro model	30/09/2023	28/03/2025	31/03/2025	French	PDF
Micro model	30/09/2022	17/02/2023	12/05/2023	French	PDF
Micro model	30/09/2021	17/02/2022	29/04/2022	French	PDF
Abridged model	30/09/2020	26/02/2021	31/03/2021	French	PDF
Abridged model	30/09/2019	27/02/2020	03/04/2020	French	PDF
Abridged model	30/09/2018	28/02/2019	21/03/2019	French	PDF
Abridged model	30/09/2017	28/02/2018	29/03/2018	French	PDF
Abridged model	30/09/2016	31/03/2017	19/05/2017	French	PDF
Abridged model	30/09/2015	18/02/2016	24/08/2016	French	PDF
Abridged model	30/09/2014	27/08/2015	07/09/2015	French	PDF
Abridged model	30/09/2013	27/08/2014	19/09/2014	French	PDF
Abridged model	30/09/2012	22/04/2013	25/04/2013	French	PDF
Abridged model	30/09/2011	27/06/2012	28/06/2012	French	PDF
Abridged model	30/09/2010	29/04/2011	02/12/2011	French	PDF
Abridged model	30/09/2009	28/02/2010	30/03/2010	French	PDF
Abridged model	30/09/2007	25/09/2008	15/10/2008	French	PDF
Abridged model	30/09/2006	15/02/2007	22/02/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 4 ended

Active mandates

BRUNO GERMIAT

Director · since 13 décembre 2004

Active

Ended mandates

BRUNO GERMIAT

Manager · since 26 avril 2007

Ended

Bruno Germiat

Manager · since 24 avril 2007

Ended

Bruno Germiat

Mandate

Ended

Bruno GERMIAT

Manager

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates19/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DIVERS - DEMISSIONS, NOMINATIONS
PDF
Registered office15/12/2020
SIEGE SOCIAL
PDF
Registered office08/02/2018
SIEGE SOCIAL
PDF
Mandates11/06/2007
DENOMINATION - SIEGE SOCIAL - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE - CAPITAL, ACTIONS
PDF
Other31/12/2004
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-6,7 k €↑
2024
Annual accounts 2024-9,6 k €↓
2023
Annual accounts 20235,5 k €↑
2022
Annual accounts 202230 €↓
2021
Annual accounts 202168 €↓
2020
Annual accounts 2020937 €↑
2019
Annual accounts 2019290 €↓
2018
Annual accounts 2018475 €↓
2017
Annual accounts 2017396,4 k €↑
2016
Annual accounts 2016-5,5 k €↓
2015
Annual accounts 2015-4,3 k €↓
2014
Annual accounts 2014-2,7 k €↑
2013
Annual accounts 2013-3,1 k €↑
2012
Annual accounts 2012-5,8 k €↓
2011
Annual accounts 2011-2,4 k €↓
2010
Annual accounts 2010-1,9 k €↓
2009
Annual accounts 2009982,6 €↑
2007
Annual accounts 2007-6,3 k €
21/12/2004
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

GG INVEST

Overview

What does GG INVEST do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline