ACTIVE

VIASSUR

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Financial year 2025 · closed on 30/06/2025

Net result

131,9 k €

+24.8% YoY

Gross margin

331,2 k €

+4.2% YoY

Equity

558,6 k €

+7.7% YoY

What does VIASSUR do?

VIASSUR is a Private limited company incorporated in 2005. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Geraardsbergen.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0871.519.363

Incorporation

28/01/2005

Legal form

Private limited company

Registered office

Edingseweg(Moe) 125
9500 Geraardsbergen · FlandreSee on map

Contributed capital

15 000,00 €

Latest accounts

30/06/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Contacts

2 public details availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	331,2 k €	+4.2%	317,9 k €	-1.7%	323,3 k €	+9.0%	296,7 k €	-7.5%	320,6 k €	+14.8%	279,3 k €	+37.7%	202,9 k €	+17.8%	172,3 k €	+1.9%	169,1 k €	-2.6%	173,6 k €	+0.2%	173,3 k €	+7.3%	161,6 k €	-19.9%	201,8 k €	+0.9%	200 k €	+39.4%	143,4 k €	-34.8%	220 k €	+6.2%	207,2 k €	-21.1%	262,6 k €	+3.9%	252,8 k €
EBITDA	226,6 k €	+7.2%	211,4 k €	+2.7%	205,7 k €	+15.8%	177,7 k €	-15.9%	211,3 k €	+11.8%	188,9 k €	+84.2%	102,6 k €	+37.6%	74,6 k €	-29.6%	106 k €	-10.4%	118,3 k €	+0.4%	117,8 k €	+14.8%	102,7 k €	-30.7%	148,1 k €	-0.9%	149,4 k €	+51.8%	98,4 k €	-46.3%	183,3 k €	+6.1%	172,7 k €	-32.7%	256,6 k €	+3.2%	248,5 k €
Operating result	192,1 k €	+11.8%	171,9 k €	+3.5%	166 k €	+17.2%	141,6 k €	-20.1%	177,2 k €	+26.6%	139,9 k €	+424%	26,7 k €	+4135%	-662 €	-102%	27,8 k €	-31.2%	40,5 k €	+21.4%	33,3 k €	+19.5%	27,9 k €	-63.7%	76,8 k €	-3.7%	79,8 k €	+179%	28,6 k €	-76.3%	120,4 k €	+5.4%	114,2 k €	-42.8%	199,8 k €	-1.1%	202,1 k €
Net result	131,9 k €	+24.8%	105,7 k €	+3.3%	102,3 k €	+21.2%	84,4 k €	-22.8%	109,3 k €	+18.7%	92,1 k €	+572%	13,7 k €	+235%	-10,1 k €	-222%	8,3 k €	-35.3%	12,8 k €	-74.6%	50,5 k €	+175%	18,4 k €	-64.1%	51 k €	+2.3%	49,9 k €	+169%	18,5 k €	-79.7%	91,5 k €	+20.0%	76,3 k €	-44.1%	136,5 k €	-28.9%	191,8 k €
Balance sheet
Equity	558,6 k €	+7.7%	518,9 k €	+23.0%	421,7 k €	+32.0%	319,5 k €	+31.5%	242,9 k €	+41.4%	171,8 k €	+116%	79,6 k €	+20.8%	65,9 k €	-87.4%	523,1 k €	+1.6%	514,8 k €	-13.0%	592 k €	+9.3%	541,5 k €	-5.5%	572,8 k €	+9.8%	521,8 k €	+10.6%	471,9 k €	-14.7%	553,3 k €	+19.3%	463,7 k €	+19.7%	387,4 k €	+54.4%	251 k €
Total assets	784,8 k €	+17.8%	666,2 k €	+13.2%	588,7 k €	+15.7%	508,7 k €	+9.9%	462,7 k €	+0.3%	461,5 k €	+28.5%	359,2 k €	-36.9%	569,4 k €	-4.1%	593,5 k €	-0.4%	595,8 k €	-5.7%	632,1 k €	+10.1%	574,1 k €	-6.1%	611,3 k €	+5.7%	578,2 k €	+3.1%	560,7 k €	-5.0%	590,4 k €	+5.3%	560,5 k €	+2.3%	547,7 k €	-2.4%	561,2 k €
Cash	199,7 k €	-65.6%	580,6 k €	+23.3%	471,1 k €	+16.9%	403 k €	+19.3%	337,6 k €	+12.9%	299 k €	+1.3%	295,2 k €	-31.4%	430,7 k €	+7.7%	400 k €	+20.0%	333,4 k €	+10.8%	300,8 k €	-2.6%	308,7 k €	-5.5%	326,6 k €	+36.2%	239,8 k €	+47.3%	162,8 k €	-20.1%	203,7 k €	+59.0%	128,1 k €	+774%	14,7 k €	-92.7%	199,9 k €
Debts	223,3 k €	+52.4%	146,5 k €	-11.8%	166,2 k €	-12.2%	189,2 k €	-13.9%	219,8 k €	-24.1%	289,7 k €	+3.7%	279,5 k €	-44.5%	503,5 k €	+615%	70,4 k €	-10.4%	78,6 k €	+96.1%	40,1 k €	+22.9%	32,6 k €	-13.9%	37,9 k €	-30.4%	54,4 k €	-37.8%	87,4 k €	+145%	35,7 k €	-23.7%	46,7 k €	-22.5%	60,3 k €	-19.6%	75 k €
Other
Workforce	–		–		–		–		–		–		2,1 ETP	0.0%	2,1 ETP	+50.0%	1,4 ETP	+27.3%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP	+450%	0,2 ETP	0.0%	0,2 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 4 ended

Active mandates

KURT GARDINAL

Director · since 01 octobre 2022

Active

MARIO BIESEMANS

Director

Active

Ended mandates

Marc Gardinal

Director

Ended

Marc Gardinal

Manager

Ended

MARC GARDINAL

Director · until 25 octobre 2022

Ended

Mario Biesemans

Manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Abridged model
Start of the financial year	01/07/2024	01/07/2023	01/07/2022	01/07/2021	01/07/2020	01/07/2019
Closing of the financial year	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021	30/06/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	26/01/2026	16/12/2024	29/01/2024	30/01/2023	24/01/2022	26/01/2021
General meeting	06/12/2025	07/12/2024	02/12/2023	03/12/2022	04/12/2021	05/12/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	30/06/2025	06/12/2025	26/01/2026	Dutch	PDF
Micro model	30/06/2024	07/12/2024	16/12/2024	Dutch	PDF
Micro model	30/06/2023	02/12/2023	29/01/2024	Dutch	PDF
Micro model	30/06/2022	03/12/2022	30/01/2023	Dutch	PDF
Micro model	30/06/2021	04/12/2021	24/01/2022	Dutch	PDF
Abridged model	30/06/2020	05/12/2020	26/01/2021	Dutch	PDF
Abridged model	30/06/2019	07/12/2019	31/01/2020	Dutch	PDF
Abridged model	30/06/2018	01/12/2018	30/01/2019	Dutch	PDF
Abridged model	30/06/2017	02/12/2017	01/02/2018	Dutch	PDF
Abridged model	30/06/2016	03/12/2016	30/01/2017	Dutch	PDF
Abridged model	30/06/2015	05/12/2015	29/12/2015	Dutch	PDF
Abridged model	30/06/2014	06/12/2014	29/12/2014	Dutch	PDF
Abridged model	30/06/2013	07/12/2013	12/02/2014	Dutch	PDF
Abridged model	30/06/2012	01/12/2012	31/01/2013	Dutch	PDF
Abridged model	30/06/2011	03/12/2011	13/01/2012	Dutch	PDF
Abridged model	30/06/2010	04/12/2010	11/02/2011	Dutch	PDF
Abridged model	30/06/2009	05/12/2009	18/12/2009	Dutch	PDF
Abridged model	30/06/2008	06/12/2008	19/12/2008	Dutch	PDF
Abridged model	30/06/2007	01/12/2007	19/12/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 4 ended

Active mandates

KURT GARDINAL

Director · since 01 octobre 2022

Active

MARIO BIESEMANS

Director

Active

Ended mandates

Marc Gardinal

Director

Ended

Marc Gardinal

Manager

Ended

MARC GARDINAL

Director · until 25 octobre 2022

Ended

Mario Biesemans

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates14/11/2022
WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares29/06/2018
KAPITAAL - AANDELEN
PDF
Capital / shares31/07/2014
KAPITAAL - AANDELEN
PDF
Registered office10/04/2006
MAATSCHAPPELIJKE ZETEL
PDF
Other07/02/2005
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025131,9 k €↑
2024
Annual accounts 2024105,7 k €↑
2023
Annual accounts 2023102,3 k €↑
2022
Annual accounts 202284,4 k €↓
2021
Annual accounts 2021109,3 k €↑
2020
Annual accounts 202092,1 k €↑
2019
Annual accounts 201913,7 k €↑
2018
Annual accounts 2018-10,1 k €↓
2017
Annual accounts 20178,3 k €↓
2016
Annual accounts 201612,8 k €↓
2015
Annual accounts 201550,5 k €↑
2014
Annual accounts 201418,4 k €↓
2013
Annual accounts 201351 k €↑
2012
Annual accounts 201249,9 k €↑
2011
Annual accounts 201118,5 k €↓
2010
Annual accounts 201091,5 k €↑
2009
Annual accounts 200976,3 k €↓
2008
Annual accounts 2008136,5 k €↓
2007
Annual accounts 2007191,8 k €
28/01/2005
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

VIASSUR

Overview

What does VIASSUR do?

Trend over 19 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline