ACTIVE

CROSS BORDER PLANNING

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Financial year 2025 · closed on 31/12/2025

Net result

303,4 k €

-4.4% YoY

Gross margin

455,6 k €

+12.7% YoY

Equity

1,1 M €

-0.6% YoY

What does CROSS BORDER PLANNING do?

CROSS BORDER PLANNING is a Private limited company incorporated in 2005. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Ixelles.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0872.814.611

Incorporation

23/03/2005

Legal form

Private limited company

Registered office

Rue Andrée Geulen 6 box A1
1050 Ixelles · BruxellesSee on map

Contributed capital

6 500,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances 68100Buying and selling of own real estate 68110Buying and selling of own real estate 70120Activities of head offices+3

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	455,6 k €	+12.7%	404,4 k €	+32.7%	304,7 k €	-0.3%	305,6 k €	+35.1%	226,2 k €	+95.7%	115,6 k €	-14.4%	135,1 k €	-4.3%	141,2 k €	-12.4%	161,2 k €	+23.8%	130,2 k €	+19.2%	109,2 k €	+259%	30,4 k €	+509%	-7,4 k €	-120%	38 k €	-67.3%	116,3 k €	+46.1%	79,6 k €	+282%	20,8 k €	-71.1%	72,1 k €	+11.3%	64,9 k €
EBITDA	455,5 k €	+12.7%	404,3 k €	+32.8%	304,5 k €	-0.3%	305,6 k €	+73.2%	176,5 k €	+53.1%	115,3 k €	-14.1%	134,2 k €	-4.9%	141,1 k €	-12.1%	160,5 k €	+23.5%	129,9 k €	+19.0%	109,2 k €	+262%	30,2 k €	+504%	-7,5 k €	-120%	37,7 k €	-67.6%	116,3 k €	+46.1%	79,6 k €	+283%	20,8 k €	-69.7%	68,6 k €	+5.9%	64,8 k €
Operating result	444,3 k €	+12.9%	393,7 k €	+29.7%	303,6 k €	+2.3%	296,8 k €	+70.9%	173,7 k €	+95.8%	88,7 k €	-17.0%	106,9 k €	-6.5%	114,3 k €	-13.4%	132 k €	+36.8%	96,5 k €	-3.0%	99,5 k €	+329%	23,2 k €	+301%	-11,6 k €	-146%	24,9 k €	-75.0%	99,6 k €	+60.5%	62,1 k €	+1449%	4 k €	-92.3%	51,9 k €	+16.8%	44,5 k €
Net result	303,4 k €	-4.4%	317,2 k €	+41.9%	223,5 k €	+7.7%	207,6 k €	+33.1%	156 k €	+119%	71,2 k €	+0.0%	71,2 k €	+1.7%	70 k €	-29.6%	99,4 k €	+73.1%	57,4 k €	-27.4%	79,1 k €	+903%	7,9 k €	+205%	-7,5 k €	-396%	2,5 k €	-96.5%	73,2 k €	+105%	35,8 k €	+460%	-9,9 k €	-125%	39,6 k €	+63.9%	24,1 k €
Balance sheet
Equity	1,1 M €	-0.6%	1,2 M €	+28.7%	896,5 k €	+5.1%	852,9 k €	+14.4%	745,3 k €	+26.5%	589,3 k €	+13.8%	518,1 k €	+15.9%	446,9 k €	+18.6%	376,9 k €	+35.8%	277,5 k €	+26.1%	220,1 k €	+56.1%	141 k €	+5.9%	133,1 k €	-5.3%	140,6 k €	+1.8%	138,1 k €	+113%	64,9 k €	+9.8%	59,1 k €	-14.4%	69 k €	+134%	29,5 k €
Total assets	1,5 M €	+17.2%	1,3 M €	+11.8%	1,1 M €	+18.0%	967,9 k €	+29.3%	748,5 k €	+25.6%	595,7 k €	+11.7%	533,3 k €	+11.6%	478 k €	+13.2%	422,2 k €	+24.4%	339,5 k €	+53.8%	220,7 k €	+52.2%	144,9 k €	+4.3%	139 k €	-8.1%	151,2 k €	-0.5%	152 k €	+104%	74,4 k €	-7.9%	80,7 k €	-54.1%	175,8 k €	+90.9%	92,1 k €
Cash	902,8 k €	-27.0%	1,2 M €	+9.0%	1,1 M €	+18.5%	957,4 k €	+31.0%	731,1 k €	+36.8%	534,5 k €	+570%	79,8 k €	+162%	30,4 k €	+27.9%	23,8 k €	+1.9%	23,3 k €	+49.5%	15,6 k €	-49.1%	30,7 k €	+154%	12,1 k €	+38.1%	8,7 k €	-75.8%	36,2 k €	+233%	10,9 k €	-28.5%	15,2 k €	+17.6%	12,9 k €	+556%	2 k €
Debts	350 k €	+184%	123,4 k €	-49.7%	245,5 k €	+113%	115 k €	+3476%	3,2 k €	-49.8%	6,4 k €	-57.9%	15,2 k €	-51.2%	31,2 k €	-31.2%	45,3 k €	-26.9%	62 k €	+10656%	576 €	-85.4%	3,9 k €	-32.5%	5,8 k €	-44.9%	10,6 k €	-24.0%	13,9 k €	+46.8%	9,5 k €	-56.1%	21,6 k €	-79.7%	106,8 k €	+70.6%	62,6 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 1 ended

Active mandates

James McEvoy

Mandate

Active

Niels McEvoy

Mandate

Active

Ended mandates

Jim McEvoy

Manager · since 23 mars 2005

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/06/2026	11/06/2025	05/06/2024	09/06/2023	08/06/2022	02/06/2021
General meeting	02/06/2026	03/06/2025	04/06/2024	06/06/2023	07/06/2022	01/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	02/06/2026	30/06/2026	Dutch	PDF
Abridged model	31/12/2024	03/06/2025	11/06/2025	Dutch	PDF
Abridged model	31/12/2023	04/06/2024	05/06/2024	Dutch	PDF
Abridged model	31/12/2022	06/06/2023	09/06/2023	Dutch	PDF
Abridged model	31/12/2021	07/06/2022	08/06/2022	Dutch	PDF
Abridged model	31/12/2020	01/06/2021	02/06/2021	Dutch	PDF
Abridged model	31/12/2019	02/06/2020	02/06/2020	Dutch	PDF
Abridged model	31/12/2018	04/06/2019	16/06/2019	Dutch	PDF
Abridged model	31/12/2017	05/06/2018	15/06/2018	Dutch	PDF
Abridged model	31/12/2016	06/06/2017	06/06/2017	Dutch	PDF
Abridged model	31/12/2015	07/06/2016	08/06/2016	Dutch	PDF
Abridged model	31/12/2014	02/06/2015	03/06/2015	Dutch	PDF
Abridged model	31/12/2013	03/06/2014	06/06/2014	Dutch	PDF
Abridged model	31/12/2012	07/06/2013	10/06/2013	Dutch	PDF
Abridged model	31/12/2011	01/06/2012	02/06/2012	Dutch	PDF
Abridged model	31/12/2010	07/06/2011	09/06/2011	Dutch	PDF
Abridged model	31/12/2009	01/06/2010	01/06/2010	Dutch	PDF
Abridged model	31/12/2008	02/06/2009	03/06/2009	Dutch	PDF
Abridged model	31/12/2007	03/06/2008	07/06/2008	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 1 ended

Active mandates

James McEvoy

Mandate

Active

Niels McEvoy

Mandate

Active

Ended mandates

Jim McEvoy

Manager · since 23 mars 2005

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Registered office15/04/2026
MAATSCHAPPELIJKE ZETEL
PDF
Mandates06/07/2023
ONTSLAGEN - BENOEMINGEN
PDF
Registered office03/06/2022
MAATSCHAPPELIJKE ZETEL - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM
PDF
Capital / shares16/08/2007
BENAMING - ALGEMENE VERGADERING - KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Other07/04/2005
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025303,4 k €↓
2024
Annual accounts 2024317,2 k €↑
2023
Annual accounts 2023223,5 k €↑
2022
Annual accounts 2022207,6 k €↑
2021
Annual accounts 2021156 k €↑
2020
Annual accounts 202071,2 k €↑
2019
Annual accounts 201971,2 k €↑
2018
Annual accounts 201870 k €↓
2017
Annual accounts 201799,4 k €↑
2016
Annual accounts 201657,4 k €↓
2015
Annual accounts 201579,1 k €↑
2014
Annual accounts 20147,9 k €↑
2013
Annual accounts 2013-7,5 k €↓
2012
Annual accounts 20122,5 k €↓
2011
Annual accounts 201173,2 k €↑
2010
Annual accounts 201035,8 k €↑
2009
Annual accounts 2009-9,9 k €↓
2008
Annual accounts 200839,6 k €↑
2007
Annual accounts 200724,1 k €
23/03/2005
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

CROSS BORDER PLANNING

Overview

What does CROSS BORDER PLANNING do?

Trend over 19 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline