ACTIVE

Rudy PASTEELS (SRL)

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Financial year 2025 · closed on 31/12/2025

Net result

120,6 k €

+21.1% YoY

Gross margin

187,2 k €

+26.4% YoY

Equity

193,2 k €

+39.1% YoY

What does Rudy PASTEELS do?

Rudy PASTEELS is a Private limited company incorporated in 2005. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Hannut.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0873.899.823

Incorporation

19/05/2005

Legal form

Private limited company

Registered office

Rue Joseph Wauters 5 box 2
4280 Hannut · WallonieSee on map

Contributed capital

1 860,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

ProfitableSolid equityLow riskPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	187,2 k €	+26.4%	148,1 k €	+18.4%	125 k €	-1.6%	127 k €	+62.8%	78 k €	-1.2%	79 k €	+66.3%	47,5 k €	-5.0%	50 k €	-16.8%	60,1 k €	-14.9%	70,6 k €	-16.8%	84,8 k €	+39.0%	61 k €	-12.8%	69,9 k €	+55.7%	44,9 k €	-5.0%	47,3 k €	+12.5%	42 k €	+22.6%	34,3 k €	+0.4%	34,1 k €	+77.7%	19,2 k €	+66.5%	11,5 k €
EBITDA	184,9 k €	+27.0%	145,6 k €	+24.6%	116,9 k €	-3.8%	121,5 k €	+86.0%	65,3 k €	-10.1%	72,6 k €	+57.9%	46 k €	+1.4%	45,4 k €	+6.9%	42,5 k €	+2.7%	41,3 k €	-2.2%	42,3 k €	+117%	19,5 k €	-41.2%	33,2 k €	-19.2%	41 k €	-7.4%	44,3 k €	+12.7%	39,3 k €	+29.4%	30,4 k €	-6.4%	32,5 k €	+96.6%	16,5 k €	+72.0%	9,6 k €
Operating result	175,9 k €	+29.1%	136,2 k €	+26.3%	107,9 k €	-4.9%	113,4 k €	+77.8%	63,8 k €	-4.6%	66,9 k €	+68.1%	39,8 k €	+2.4%	38,8 k €	+12.4%	34,6 k €	+11.5%	31 k €	+0.1%	31 k €	+380%	6,4 k €	-66.2%	19,1 k €	+468%	3,4 k €	-91.7%	40,4 k €	+170%	15 k €	-29.7%	21,3 k €	+9.9%	19,4 k €	+279%	5,1 k €	+62.1%	3,2 k €
Net result	120,6 k €	+21.1%	99,6 k €	+28.3%	77,6 k €	-2.1%	79,3 k €	+85.2%	42,8 k €	-9.7%	47,4 k €	+87.6%	25,3 k €	+3.0%	24,6 k €	+12.9%	21,8 k €	+66.4%	13,1 k €	+1.7%	12,9 k €	+55.5%	8,3 k €	+36.7%	6 k €	+253%	-4 k €	-114%	29,1 k €	+898%	2,9 k €	-76.5%	12,4 k €	-15.3%	14,6 k €	+339%	3,3 k €	+134%	1,4 k €
Balance sheet
Equity	193,2 k €	+39.1%	138,9 k €	+18.8%	117 k €	+57.3%	74,4 k €	+147%	30,1 k €	+241%	8,8 k €	+5.4%	8,4 k €	+3.6%	8,1 k €	-57.3%	18,9 k €	+132%	8,1 k €	+0.9%	8,1 k €	+0.1%	8,1 k €	-42.9%	14,1 k €	+75.0%	8,1 k €	-78.3%	37,2 k €	+358%	8,1 k €	-59.2%	19,9 k €	+165%	7,5 k €	-33.5%	11,3 k €	+41.8%	8 k €
Total assets	318,7 k €	+15.4%	276,2 k €	+10.2%	250,6 k €	+18.5%	211,5 k €	+21.8%	173,7 k €	+4.0%	167 k €	+9.3%	152,8 k €	-13.4%	176,5 k €	+1.3%	174,3 k €	-5.7%	184,9 k €	-6.0%	196,6 k €	-4.1%	205,1 k €	+3.1%	198,9 k €	-9.8%	220,6 k €	+83.3%	120,4 k €	+8.5%	110,9 k €	+8.3%	102,4 k €	+61.5%	63,4 k €	+64.6%	38,5 k €	+0.1%	38,5 k €
Cash	24,9 k €	-56.2%	56,9 k €	+206%	18,6 k €	-12.1%	21,1 k €	+7.5%	19,7 k €	+143%	8,1 k €	-38.6%	13,2 k €	-20.4%	16,5 k €	+49.7%	11,1 k €	-42.0%	19,1 k €	-10.2%	21,2 k €	-18.7%	26,1 k €	+166%	9,8 k €	-17.1%	11,8 k €	-78.5%	54,9 k €	+53.9%	35,6 k €	+281%	9,4 k €	-17.1%	11,3 k €	+62.8%	6,9 k €	+14.7%	6 k €
Debts	125,5 k €	-8.6%	137,2 k €	+2.7%	133,6 k €	-2.6%	137,2 k €	-4.5%	143,6 k €	-9.2%	158,2 k €	+9.5%	144,4 k €	-14.2%	168,4 k €	+8.4%	155,4 k €	-12.1%	176,7 k €	-6.3%	188,6 k €	-4.3%	197 k €	+6.6%	184,8 k €	-13.0%	212,6 k €	+156%	83,2 k €	-19.1%	102,8 k €	+24.6%	82,5 k €	+47.5%	55,9 k €	+131%	24,3 k €	-20.6%	30,5 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	+900%	0,1 ETP		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 1 ended

Active mandates

Rudy PASTEELS

Director

Active

Ended mandates

RUDY PASTEELS

Manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	23/06/2026	27/06/2025	12/07/2024	31/07/2023	08/07/2022	12/07/2021
General meeting	24/03/2026	27/06/2025	28/06/2024	30/06/2023	24/06/2022	25/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	24/03/2026	23/06/2026	French	PDF
Micro model	31/12/2024	27/06/2025	27/06/2025	French	PDF
Micro model	31/12/2023	28/06/2024	12/07/2024	French	PDF
Micro model	31/12/2022	30/06/2023	31/07/2023	French	PDF
Micro model	31/12/2021	24/06/2022	08/07/2022	French	PDF
Micro model	31/12/2020	25/06/2021	12/07/2021	French	PDF
Micro model	31/12/2019	29/09/2020	30/09/2020	French	PDF
Micro model	31/12/2018	05/08/2019	29/08/2019	French	PDF
Micro model	31/12/2017	29/06/2018	14/07/2018	French	PDF
Micro model	31/12/2016	30/06/2017	25/08/2017	French	PDF
Abridged model	31/12/2015	26/08/2016	30/08/2016	French	PDF
Abridged model	31/12/2014	26/06/2015	30/07/2015	French	PDF
Abridged model	31/12/2013	27/06/2014	19/07/2014	French	PDF
Abridged model	31/12/2012	12/07/2013	31/07/2013	French	PDF
Abridged model	31/12/2011	29/06/2012	30/07/2012	French	PDF
Abridged model	31/12/2010	24/06/2011	26/08/2011	French	PDF
Abridged model	31/12/2009	25/06/2010	11/08/2010	French	PDF
Abridged model	31/12/2008	26/06/2009	07/07/2009	French	PDF
Abridged model	31/12/2007	27/06/2008	31/07/2008	French	PDF
Abridged model	31/12/2006	29/06/2007	24/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 1 ended

Active mandates

Rudy PASTEELS

Director

Active

Ended mandates

RUDY PASTEELS

Manager

Ended

Shareholders

Ownership and network

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Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025120,6 k €↑
2024
Annual accounts 202499,6 k €↑
2023
Annual accounts 202377,6 k €↓
2022
Annual accounts 202279,3 k €↑
2021
Annual accounts 202142,8 k €↓
2020
Annual accounts 202047,4 k €↑
2019
Annual accounts 201925,3 k €↑
2018
Annual accounts 201824,6 k €↑
2017
Annual accounts 201721,8 k €↑
2017
Name changeRudy PASTEELS
2016
Annual accounts 201613,1 k €↑
2015
Annual accounts 201512,9 k €↑
2014
Annual accounts 20148,3 k €↑
2013
Annual accounts 20136 k €↑
2012
Annual accounts 2012-4 k €↓
2011
Annual accounts 201129,1 k €↑
2010
Annual accounts 20102,9 k €↓
2009
Annual accounts 200912,4 k €↓
2008
Annual accounts 200814,6 k €↑
2007
Annual accounts 20073,3 k €↑
2006
Annual accounts 20061,4 k €
2006
Name changeBureau d'assurances PASTEELS Rudy
19/05/2005
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Rudy PASTEELS (SRL)

Overview

What does Rudy PASTEELS do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Similar companies

Similar companies

Timeline