ACTIVE

MATERNé

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

937,4 k €

-8.5% YoY

Gross margin

2,6 M €

-3.7% YoY

Equity

2 M €

+92.5% YoY

Workforce

16,6 ETP

-2.4% YoY

What does MATERNé do?

MATERNé is a Private limited company incorporated in 2005. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Antwerpen. It employs on average 16,6 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0876.218.519

Incorporation

23/09/2005

Legal form

Private limited company

Registered office

Straatsburgdok-Noordkaai 21/17
2030 Antwerpen · FlandreSee on map

Contributed capital

25 000,00 €

Latest accounts

31/12/2025

Average workforce

16,6 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances 66199Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (2)

307
30700

Contacts

2 public details availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	2,6 M €	-3.7%	2,7 M €	+24.0%	2,2 M €	+10.0%	2 M €	+22.0%	1,6 M €	+23.0%	1,3 M €	+8.6%	1,2 M €	+9.7%	1,1 M €	+4.9%	1,1 M €	-5.5%	1,1 M €	+9.3%	1 M €	-5.9%	1,1 M €	+6.8%	1 M €	-5.9%	1,1 M €	+13.1%	957,8 k €	-3.8%	995,6 k €	+12.4%	885,9 k €	+35.8%	652,2 k €	+9.6%	594,9 k €	+1888%	29,9 k €
EBITDA	1,5 M €	-11.3%	1,7 M €	+45.9%	1,1 M €	+16.2%	977,3 k €	+47.7%	661,9 k €	+52.8%	433,1 k €	+25.3%	345,6 k €	-2.5%	354,3 k €	+2.8%	344,7 k €	-13.3%	397,7 k €	-4.3%	415,7 k €	-29.6%	590,3 k €	+9.4%	539,4 k €	-12.4%	616 k €	+21.7%	506,3 k €	-14.6%	593 k €	+8.0%	549 k €	+45.7%	376,8 k €	+14.3%	329,8 k €	+1036%	29 k €
Operating result	1,2 M €	-15.5%	1,4 M €	+84.8%	754,7 k €	+18.5%	636,7 k €	+34.3%	474,1 k €	+57.2%	301,7 k €	+77.7%	169,7 k €	-5.0%	178,8 k €	+38.5%	129,1 k €	-24.0%	169,7 k €	-9.7%	187,9 k €	-60.5%	476,2 k €	+41.3%	337,1 k €	-14.2%	392,9 k €	+284%	102,2 k €	-46.9%	192,3 k €	+30.6%	147,3 k €	-10.0%	163,6 k €	+41.0%	116 k €	+1475%	7,4 k €
Net result	937,4 k €	-8.5%	1 M €	+79.2%	571,4 k €	+18.0%	484,3 k €	-24.0%	637 k €	+182%	226,1 k €	+63.3%	138,4 k €	+14.8%	120,6 k €	+29.4%	93,2 k €	-10.4%	104 k €	-16.5%	124,6 k €	-58.5%	300 k €	+30.2%	230,4 k €	-15.5%	272,9 k €	+564%	41,1 k €	-67.9%	127,8 k €	+86.5%	68,6 k €	-37.3%	109,3 k €	+58.9%	68,8 k €	+1334%	4,8 k €
Balance sheet
Equity	2 M €	+92.5%	1 M €	+129%	442 k €	-54.9%	980,4 k €	-12.9%	1,1 M €	+88.9%	596,2 k €	+21.9%	489,1 k €	+16.1%	421,2 k €	-37.6%	675,3 k €	+16.0%	582,1 k €	+8.9%	534,6 k €	+10.5%	483,7 k €	+34.9%	358,7 k €	-5.2%	378,2 k €	+259%	105,4 k €	-73.9%	404,3 k €	+46.2%	276,5 k €	+33.0%	207,9 k €	+111%	98,6 k €	+470%	17,3 k €
Total assets	3,9 M €	+24.1%	3,1 M €	+57.1%	2 M €	-12.6%	2,3 M €	+10.7%	2,1 M €	+40.6%	1,5 M €	+18.2%	1,2 M €	+5.0%	1,2 M €	+6.9%	1,1 M €	-2.7%	1,1 M €	+8.5%	1 M €	-11.9%	1,2 M €	+14.9%	1 M €	-7.6%	1,1 M €	-3.8%	1,2 M €	-27.0%	1,6 M €	-10.0%	1,8 M €	+89.2%	930,7 k €	-18.1%	1,1 M €	+1389%	76,3 k €
Cash	758,9 k €	+13.3%	669,7 k €	+712%	82,4 k €	-21.6%	105,2 k €	-67.5%	323,4 k €	+772%	37,1 k €	-71.6%	130,5 k €	+363%	28,2 k €	-90.5%	296,7 k €	+42.6%	208 k €	-1.9%	212,1 k €	-76.6%	907,4 k €	+3.0%	881 k €	+15.4%	763,3 k €	+29.1%	591,2 k €	-11.6%	668,9 k €	+100%	334 k €	+204%	109,8 k €	+88.3%	58,3 k €	+567%	8,7 k €
Debts	1,8 M €	-8.3%	2 M €	+37.9%	1,4 M €	+22.7%	1,2 M €	+47.1%	797,6 k €	+0.2%	796,1 k €	+27.8%	622,8 k €	-11.2%	701,7 k €	+85.4%	378,5 k €	-22.8%	490,1 k €	+9.3%	448,2 k €	-26.7%	611,2 k €	-6.2%	651,7 k €	-9.2%	718 k €	-31.4%	1 M €	-11.4%	1,2 M €	-20.4%	1,5 M €	+105%	722,7 k €	-30.3%	1 M €	+1657%	59 k €
Other
Workforce	16,6 ETP	-2.4%	17,0 ETP	0.0%	17,0 ETP	+0.6%	16,9 ETP	-1.2%	17,1 ETP	+3.0%	16,6 ETP	+6.4%	15,6 ETP	0.0%	15,6 ETP	+3.3%	15,1 ETP	+11.9%	13,5 ETP	+15.4%	11,7 ETP	+8.3%	10,8 ETP	+12.5%	9,6 ETP	0.0%	9,6 ETP	0.0%	9,6 ETP	+15.7%	8,3 ETP	+16.9%	7,1 ETP	+24.6%	5,7 ETP	+11.8%	5,1 ETP		–

Estimate

Indicative valuation

As an indication, this company is worth

between 10 M€ and 25 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 14 ended

Active mandates

COTOPAXI

Director · since 21 novembre 2025 · 0785.691.882

Represented by Wouter Devriendt

Active

De Kassei Consulting

Director · since 21 novembre 2025 · 0737.749.831

Represented by Davy Claerhout

Active

M-CAPITAL

Director · since 01 octobre 2014 · 0563.885.249

Represented by Materné Kris

Active

SWOLFS MANAGEMENT

Director · since 01 octobre 2012 · 0475.745.210

Represented by Swolfs Olivier

Active

Ended mandates

M-CAPITAL

Manager · since 19 décembre 2014 · 0563.885.249

Represented by Kris Materné

Ended

M-CAPITAL

Manager · since 19 décembre 2014 · 0563.885.249

Represented by Kris Materné

Ended

M-CAPITAL

Director · since 01 octobre 2014 · 0563.885.249

Represented by Materné KRIS

Ended

SWOLFS MANAGEMENT

Administrator - manager · since 01 octobre 2012 · 0475.745.210

Represented by Olivier Swolfs

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	02/07/2026	03/07/2025	09/08/2024	27/07/2023	03/06/2022	18/08/2021
General meeting	19/05/2026	20/05/2025	21/05/2024	30/06/2023	17/05/2022	18/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	19/05/2026	02/07/2026	Dutch	PDF
Abridged model	31/12/2024	20/05/2025	03/07/2025	Dutch	PDF
Abridged model	31/12/2023	21/05/2024	09/08/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	27/07/2023	Dutch	PDF
Abridged model	31/12/2021	17/05/2022	03/06/2022	Dutch	PDF
Abridged model	31/12/2020	18/05/2021	18/08/2021	Dutch	PDF
Abridged model	31/12/2019	19/05/2020	20/05/2020	Dutch	PDF
Abridged model	31/12/2018	21/05/2019	28/08/2019	Dutch	PDF
Abridged model	31/12/2017	15/05/2018	09/08/2018	Dutch	PDF
Abridged model	31/12/2016	16/05/2017	26/06/2017	Dutch	PDF
Abridged model	31/12/2015	17/05/2016	20/06/2016	Dutch	PDF
Abridged model	31/12/2014	19/05/2015	23/06/2015	Dutch	PDF
Abridged model	31/12/2013	20/05/2014	17/06/2014	Dutch	PDF
Abridged model	31/12/2012	01/03/2013	26/03/2013	Dutch	PDF
Abridged model	31/12/2011	15/05/2012	26/06/2012	Dutch	PDF
Abridged model	31/12/2010	17/05/2011	14/06/2011	Dutch	PDF
Abridged model	31/12/2009	18/05/2010	12/07/2010	Dutch	PDF
Abridged model	31/12/2008	19/05/2009	19/06/2009	Dutch	PDF
Abridged model	31/12/2007	20/05/2008	27/05/2008	Dutch	PDF
Abridged model	31/12/2006	15/05/2007	25/05/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 10 M€ and 25 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 14 ended

Active mandates

COTOPAXI

Director · since 21 novembre 2025 · 0785.691.882

Represented by Wouter Devriendt

Active

De Kassei Consulting

Director · since 21 novembre 2025 · 0737.749.831

Represented by Davy Claerhout

Active

M-CAPITAL

Director · since 01 octobre 2014 · 0563.885.249

Represented by Materné Kris

Active

SWOLFS MANAGEMENT

Director · since 01 octobre 2012 · 0475.745.210

Represented by Swolfs Olivier

Active

Ended mandates

M-CAPITAL

Manager · since 19 décembre 2014 · 0563.885.249

Represented by Kris Materné

Ended

M-CAPITAL

Manager · since 19 décembre 2014 · 0563.885.249

Represented by Kris Materné

Ended

M-CAPITAL

Director · since 01 octobre 2014 · 0563.885.249

Represented by Materné KRIS

Ended

SWOLFS MANAGEMENT

Administrator - manager · since 01 octobre 2012 · 0475.745.210

Represented by Olivier Swolfs

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Restructuring04/08/2026
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates27/07/2026
ONTSLAGEN - BENOEMINGEN
PDF
Other15/05/2026
DIVERSEN
PDF
Mandates11/12/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/12/2025
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
PDF
Registered office08/11/2024
MAATSCHAPPELIJKE ZETEL
PDF
Mandates03/02/2022
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares09/07/2018
KAPITAAL - AANDELEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025937,4 k €↓
2024
Annual accounts 20241 M €↑
2023
Annual accounts 2023571,4 k €↑
2022
Annual accounts 2022484,3 k €↓
2021
Annual accounts 2021637 k €↑
2020
Annual accounts 2020226,1 k €↑
2019
Annual accounts 2019138,4 k €↑
2018
Annual accounts 2018120,6 k €↑
2017
Annual accounts 201793,2 k €↓
2016
Annual accounts 2016104 k €↓
2015
Annual accounts 2015124,6 k €↓
2014
Annual accounts 2014300 k €↑
2014
Name changeMATERNE
2013
Annual accounts 2013230,4 k €↓
2012
Annual accounts 2012272,9 k €↑
2011
Annual accounts 201141,1 k €↓
2010
Annual accounts 2010127,8 k €↑
2009
Annual accounts 200968,6 k €↓
2008
Annual accounts 2008109,3 k €↑
2007
Annual accounts 200768,8 k €↑
2006
Annual accounts 20064,8 k €
2006
Name changeASSUMAT
23/09/2005
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

MATERNé

Overview

What does MATERNé do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline