ACTIVE

FINANCES ET TECHNIQUES Gestion

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Financial year 2025 · closed on 31/12/2025

Net result

-3,5 k €

-271.1% YoY

Gross margin

7,4 k €

-53.3% YoY

Equity

67,2 k €

-5.0% YoY

What does FINANCES ET TECHNIQUES Gestion do?

FINANCES ET TECHNIQUES Gestion is a Private limited company incorporated in 2006. Its main activity is: Rental and operating of own or leased real estate. Its registered office is in Montigny-le-Tilleul.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0880.920.643

Incorporation

25/04/2006

Legal form

Private limited company

Registered office

Rue de Gozée 81
6110 Montigny-le-Tilleul · WallonieSee on map

Contributed capital

45 000,00 €

Latest accounts

31/12/2025

Activities (NACE)

68201Rental and operating of own or leased real estate· main

Signals

Solid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2022		2021		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	7,4 k €	-53.3%	15,9 k €	+2.5%	15,5 k €	-9.5%	17,2 k €	-1.4%	17,4 k €	+21.9%	14,3 k €	+0.3%	14,2 k €	+9.3%	13 k €		–		–		–		–		11,1 k €	-13.1%	12,8 k €	-7.1%	13,8 k €	-0.5%	13,9 k €	+24.7%	11,1 k €	+138875%	8 €
EBITDA	5 k €	-61.8%	13,1 k €	+2.4%	12,8 k €	-12.3%	14,6 k €	-2.0%	14,9 k €	+25.4%	11,9 k €	+1.5%	11,7 k €	+9.4%	10,7 k €	+1.3%	10,5 k €	-3.0%	10,9 k €	+1.0%	10,8 k €	+33.5%	8,1 k €	-9.7%	8,9 k €	-17.1%	10,8 k €	-8.2%	11,7 k €	-0.9%	11,8 k €	+27.7%	9,3 k €	+1534%	-647 €
Operating result	-4,8 k €	-239%	3,4 k €	+10.7%	3,1 k €	-37.9%	5 k €	-29.2%	7,1 k €	+55.9%	4,5 k €	+4.1%	4,4 k €	+30.1%	3,4 k €	+4.4%	3,2 k €	-9.5%	3,5 k €	+2.1%	3,5 k €	+364%	749,5 €	+124%	-3,1 k €	-25.8%	-2,4 k €	-75.0%	-1,4 k €	-12.1%	-1,2 k €	+67.2%	-3,8 k €	+26.9%	-5,2 k €
Net result	-3,5 k €	-271%	2,1 k €	+129%	903,4 €	-75.6%	3,7 k €	-29.9%	5,3 k €	+95.7%	2,7 k €	-36.7%	4,3 k €	+30.1%	3,3 k €	-8.3%	3,6 k €	-0.9%	3,6 k €	+1.8%	3,5 k €	+287%	914,3 €	+134%	-2,7 k €	-16.0%	-2,3 k €	-222%	-724,2 €	-295%	371,1 €	+109%	-4,1 k €	+40.5%	-6,9 k €
Balance sheet
Equity	67,2 k €	-5.0%	70,7 k €	+3.0%	68,7 k €	+1.3%	67,8 k €	+5.8%	64,1 k €	+15.9%	55,3 k €	+5.1%	52,6 k €	+8.8%	48,3 k €	+7.3%	45,1 k €	+8.6%	41,5 k €	+9.5%	37,9 k €	+10.3%	34,4 k €	+2.7%	33,4 k €	-7.5%	36,1 k €	-6.1%	38,5 k €	0.0%	38,5 k €	+1.0%	38,1 k €	0.0%	38,1 k €
Total assets	205 k €	-18.6%	251,9 k €	+1.6%	248 k €	-0.4%	249 k €	-0.1%	249,2 k €	-15.5%	295 k €	-2.3%	301,9 k €	+1.3%	298,2 k €	+0.8%	295,8 k €	+1.3%	292 k €	+1.3%	288,2 k €	+1.2%	284,7 k €	+0.3%	283,7 k €	+0.0%	283,7 k €	-1.9%	289,4 k €	-0.5%	290,9 k €	-0.0%	291 k €	-4.2%	303,7 k €
Cash	39,2 k €	-21.5%	49,9 k €	-13.8%	57,9 k €	-13.2%	66,7 k €	+9.2%	61,1 k €	-35.2%	94,4 k €	-11.1%	106,2 k €	+22.2%	86,9 k €	+18.4%	73,4 k €	+58.2%	46,4 k €	-10.5%	51,8 k €	+25.7%	41,2 k €	+81.7%	22,7 k €	-12.9%	26,1 k €	+78.7%	14,6 k €	+331%	3,4 k €	+38.5%	2,4 k €	+24.3%	2 k €
Debts	135,9 k €	-24.9%	181,1 k €	+1.0%	179,3 k €	-1.1%	181,2 k €	-2.1%	185,1 k €	-22.8%	239,7 k €	-3.9%	249,3 k €	-0.2%	249,8 k €	-0.3%	250,7 k €	+0.1%	250,6 k €	+0.1%	250,3 k €	-0.0%	250,3 k €	+0.0%	250,3 k €	+1.1%	247,6 k €	-1.3%	250,9 k €	-0.6%	252,4 k €	-0.2%	252,9 k €	-4.8%	265,6 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Pierre Joostens

Director · since 24 avril 2006

Active

Ended mandates

Pierre JOOSTENS

Manager · since 25 avril 2006

Ended

Pierre JOOSTENS

Manager · since 24 avril 2006

Ended

Pierre Joostens

Director

Ended

Pierre Joostens

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
ELEM● Active	0420.994.450
FINANCES ET TECHNIQUES Holding● Active	0450.049.415

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	24/07/2026	16/07/2025	23/10/2024	31/08/2023	05/08/2022	27/08/2021
General meeting	02/06/2026	03/06/2025	02/10/2024	25/08/2023	01/08/2022	30/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	02/06/2026	24/07/2026	French	PDF
Micro model	31/12/2024	03/06/2025	16/07/2025	French	PDF
Abridged model	31/12/2023	02/10/2024	23/10/2024	French	PDF
Abridged model	31/12/2022	25/08/2023	31/08/2023	French	PDF
Abridged model	31/12/2021	01/08/2022	05/08/2022	French	PDF
Abridged model	31/12/2020	30/06/2021	27/08/2021	French	PDF
Abridged model	31/12/2019	30/09/2020	12/10/2020	French	PDF
Abridged model	31/12/2018	27/08/2019	30/08/2019	French	PDF
Abridged model	31/12/2017	30/08/2018	31/08/2018	French	PDF
Abridged model	31/12/2016	29/08/2017	31/08/2017	French	PDF
Full model	31/12/2015	30/06/2016	31/08/2016	French	PDF
Full model	31/12/2014	30/06/2015	05/08/2015	French	PDF
Full model	31/12/2013	30/06/2014	29/08/2014	French	PDF
Full model	31/12/2012	30/06/2013	30/07/2013	French	PDF
Abridged model	31/12/2011	05/06/2012	23/07/2012	French	PDF
Abridged model	31/12/2010	30/06/2011	31/08/2011	French	PDF
Abridged model	31/12/2009	01/06/2010	30/09/2010	French	PDF
Abridged model	31/12/2008	02/06/2009	27/08/2009	French	PDF
Abridged model	31/12/2007	03/06/2008	30/08/2008	French	PDF
Abridged model	31/12/2006	05/06/2007	31/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Pierre Joostens

Director · since 24 avril 2006

Active

Ended mandates

Pierre JOOSTENS

Manager · since 25 avril 2006

Ended

Pierre JOOSTENS

Manager · since 24 avril 2006

Ended

Pierre Joostens

Director

Ended

Pierre Joostens

Manager

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Registered office24/06/2024
SIEGE SOCIAL
PDF
Mandates11/01/2024
MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates18/02/2014
DEMISSIONS, NOMINATIONS
PDF
Mandates12/10/2012
DENOMINATION - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Other05/05/2006
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-3,5 k €↓
2024
Annual accounts 20242,1 k €↑
2023
Annual accounts 2023903,4 €↓
2022
Annual accounts 20223,7 k €↓
2021
Annual accounts 20215,3 k €↑
2018
Annual accounts 20182,7 k €↓
2017
Annual accounts 20174,3 k €↑
2016
Annual accounts 20163,3 k €↓
2015
Annual accounts 20153,6 k €↓
2014
Annual accounts 20143,6 k €↑
2013
Annual accounts 20133,5 k €↑
2012
Annual accounts 2012914,3 €↑
2012
Name changeFinances et Techniques Gestion
2011
Annual accounts 2011-2,7 k €↓
2010
Annual accounts 2010-2,3 k €↓
2009
Annual accounts 2009-724,2 €↓
2008
Annual accounts 2008371,1 €↑
2007
Annual accounts 2007-4,1 k €↑
2006
Annual accounts 2006-6,9 k €
25/04/2006
IncorporationPrivate limited company
2006
Name changeImmo PINAMA

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

FINANCES ET TECHNIQUES Gestion

Overview

What does FINANCES ET TECHNIQUES Gestion do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline