ACTIVE

CARDOUS ROELAND

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Financial year 2025 · closed on 31/12/2025

Net result

378,1 k €

+25.1% YoY

Gross margin

344,8 k €

+27.0% YoY

Equity

2,2 M €

+11.1% YoY

Workforce

0,0 ETP

What does CARDOUS ROELAND do?

CARDOUS ROELAND is a Private limited company incorporated in 2006. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Genk.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0884.283.771

Incorporation

25/09/2006

Legal form

Private limited company

Registered office

Terboekt 21
3600 Genk · FlandreSee on map

Contributed capital

12 400,00 €

Latest accounts

31/12/2025

Average workforce

0,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70200Management consultancy activities 70220Business and other management consultancy activities 82990Other business support service activities n.e.c.82990Other business support service activities n.e.c.

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 11 financial years

	2025		2024		2023		2022		2021		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	344,8 k €	+27.0%	271,5 k €	-1.2%	274,8 k €	+55.0%	177,3 k €	-65.1%	507,5 k €	+452%	91,9 k €	+20.8%	76,1 k €	+24.6%	61,1 k €	-4.1%	63,7 k €	+49.3%	42,6 k €	-24.9%	56,8 k €
EBITDA	342,9 k €	+28.3%	267,2 k €	-1.9%	272,4 k €	+55.0%	175,7 k €	-65.3%	507,2 k €	+455%	91,5 k €	+21.0%	75,6 k €	+24.5%	60,7 k €	-4.0%	63,2 k €	+48.9%	42,5 k €	-24.6%	56,3 k €
Operating result	274,5 k €	+38.1%	198,7 k €	-4.6%	208,3 k €	+62.4%	128,3 k €	-71.8%	454,3 k €	+456%	81,7 k €	+15.7%	70,7 k €	+27.1%	55,6 k €	-8.4%	60,7 k €	+50.7%	40,3 k €	-26.3%	54,7 k €
Net result	378,1 k €	+25.1%	302,2 k €	-4.9%	317,8 k €	+73.6%	183,1 k €	-68.9%	587,8 k €	+309%	143,8 k €	+110%	68,5 k €	+16.9%	58,6 k €	-1.7%	59,6 k €	+68.1%	35,5 k €	+17.1%	30,3 k €
Balance sheet
Equity	2,2 M €	+11.1%	1,9 M €	-8.9%	2,1 M €	+14.4%	1,9 M €	+10.9%	1,7 M €	+743%	198,7 k €	+59.0%	125 k €	+36.7%	91,4 k €	+17.5%	77,8 k €	+61.6%	48,2 k €	+12.8%	42,7 k €
Total assets	2,7 M €	+4.1%	2,6 M €	-10.5%	2,9 M €	+7.4%	2,7 M €	+26.8%	2,1 M €	+461%	377,7 k €	+38.8%	272,1 k €	+15.2%	236,2 k €	+13.7%	207,7 k €	+11.0%	187,2 k €	+6.9%	175 k €
Cash	60,2 k €	-32.6%	89,3 k €	+74.6%	51,2 k €	-92.9%	721 k €	-17.8%	877,4 k €	+991%	80,5 k €	-8.2%	87,6 k €	+214%	27,9 k €	-49.4%	55,1 k €	+588%	8 k €	+34.9%	5,9 k €
Debts	537,1 k €	-17.0%	647 k €	-14.8%	759,6 k €	-8.1%	826,9 k €	+87.5%	440,9 k €	+154%	173,7 k €	+21.2%	143,4 k €	+1.2%	141,7 k €	+10.2%	128,6 k €	-7.3%	138,7 k €	+5.1%	132 k €
Other
Workforce	0,0 ETP		0,0 ETP		0,0 ETP		–		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Roeland Cardous

Director · since 25 septembre 2006

Active

Ended mandates

Roeland Cardous

Bestuurder · since 25 septembre 2006

Ended

Roeland Cardous

Manager · since 25 septembre 2006

Ended

Roeland Cardous

Manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/08/2026	17/07/2025	29/07/2024	24/08/2023	19/08/2022	13/08/2021
General meeting	26/06/2026	27/06/2025	28/06/2024	30/06/2023	24/06/2022	25/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	26/06/2026	27/08/2026	Dutch	PDF
Abridged model	31/12/2024	27/06/2025	17/07/2025	Dutch	PDF
Abridged model	31/12/2023	28/06/2024	29/07/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	24/08/2023	Dutch	PDF
Abridged model	31/12/2021	24/06/2022	19/08/2022	Dutch	PDF
Abridged model	31/12/2020	25/06/2021	13/08/2021	Dutch	PDF
Abridged model	31/12/2019	26/06/2020	24/07/2020	Dutch	PDF
Abridged model	31/12/2018	28/06/2019	26/08/2019	Dutch	PDF
Abridged model	31/12/2017	29/06/2018	03/07/2018	Dutch	PDF
Abridged model	31/12/2016	30/06/2017	16/08/2017	Dutch	PDF
Abridged model	31/12/2015	24/06/2016	20/07/2016	Dutch	PDF
Abridged model	31/12/2014	26/06/2015	24/07/2015	Dutch	PDF
Abridged model	31/12/2013	27/06/2014	09/07/2014	Dutch	PDF
Abridged model	31/12/2012	28/06/2013	28/08/2013	Dutch	PDF
Abridged model	31/12/2011	29/06/2012	30/08/2012	Dutch	PDF
Abridged model	31/12/2010	24/06/2011	10/08/2011	Dutch	PDF
Abridged model	31/12/2009	25/06/2010	20/08/2010	Dutch	PDF
Abridged model	31/12/2008	26/06/2009	07/08/2009	Dutch	PDF
Abridged model	31/12/2007	27/06/2008	28/08/2008	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Roeland Cardous

Director · since 25 septembre 2006

Active

Ended mandates

Roeland Cardous

Bestuurder · since 25 septembre 2006

Ended

Roeland Cardous

Manager · since 25 septembre 2006

Ended

Roeland Cardous

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates12/02/2021
WIJZIGING RECHTSVORM - DOEL - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares04/07/2018
DOEL - KAPITAAL - AANDELEN
PDF
Capital / shares15/01/2014
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Other24/10/2006
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025378,1 k €↑
2024
Annual accounts 2024302,2 k €↓
2023
Annual accounts 2023317,8 k €↑
2022
Annual accounts 2022183,1 k €↓
2021
Annual accounts 2021587,8 k €↑
2021
Name changeROELAND CARDOUS
2012
Annual accounts 2012143,8 k €↑
2011
Annual accounts 201168,5 k €↑
2010
Annual accounts 201058,6 k €↓
2009
Annual accounts 200959,6 k €↑
2008
Annual accounts 200835,5 k €↑
2007
Annual accounts 200730,3 k €
2007
Name changeCARDOUS ROELAND
25/09/2006
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

CARDOUS ROELAND

Overview

What does CARDOUS ROELAND do?

Trend over 11 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline