ACTIVE

Q-FIN+

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

282,7 €

-99.8% YoY

Gross margin

85,7 k €

-72.3% YoY

Equity

179,3 k €

+0.2% YoY

What does Q-FIN+ do?

Q-FIN+ is a Public limited company incorporated in 2006. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Zonhoven.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0886.106.282

Incorporation

22/12/2006

Legal form

Public limited company

Registered office

Dwarsstraat 1b
3520 Zonhoven · FlandreSee on map

Contributed capital

162 000,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Contacts

1 public detail availableLog in to view

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	85,7 k €	-72.3%	309,2 k €	-5.9%	328,6 k €	+5.7%	310,9 k €	+81.6%	171,2 k €	-45.9%	316,4 k €	+727%	38,3 k €	-39.5%	63,3 k €	-9.1%	69,7 k €	-50.0%	139,5 k €	+14.8%	121,5 k €	-37.0%	192,9 k €	+2.1%	189 k €	+16.5%	162,2 k €	+10.8%	146,4 k €	+13.5%	128,9 k €	+6.3%	121,3 k €	+60.5%	75,6 k €	-29.1%	106,6 k €
EBITDA	81,5 k €	-64.8%	231,3 k €	+30.0%	177,9 k €	-3.1%	183,7 k €	+69.6%	108,3 k €	-65.6%	314,4 k €	+156947%	200,2 €	-98.6%	14,6 k €	+16.5%	12,5 k €	-75.3%	50,7 k €	+29.6%	39,2 k €	-47.7%	74,9 k €	+8.4%	69,1 k €	+11.5%	62 k €	-22.0%	79,5 k €	+48.7%	53,5 k €	+20.9%	44,2 k €	+300%	11,1 k €	-54.5%	24,3 k €
Operating result	15,5 k €	-90.6%	165,8 k €	+217%	52,3 k €	-9.3%	57,7 k €	+28.6%	44,9 k €	-85.7%	314,4 k €	+78385%	-401,6 €	-103%	13,9 k €	+18.1%	11,7 k €	-42.3%	20,3 k €	+177%	7,4 k €	-79.3%	35,6 k €	+40.2%	25,4 k €	+49.0%	17 k €	-60.4%	43 k €	+208%	13,9 k €	+188%	4,8 k €	+116%	-29,8 k €	-51.4%	-19,7 k €
Net result	282,7 €	-99.8%	133,5 k €	+528%	21,3 k €	-41.5%	36,3 k €	+159%	14 k €	-94.1%	236,6 k €	+13440%	-1,8 k €	-115%	12 k €	+18.1%	10,2 k €	-12.9%	11,7 k €	+2551%	441,7 €	-97.8%	19,9 k €	+9.6%	18,2 k €	+166%	6,8 k €	-79.2%	32,9 k €	+1463%	2,1 k €	+129%	-7,3 k €	+82.8%	-42,6 k €	-42.0%	-30 k €
Balance sheet
Equity	179,3 k €	+0.2%	179 k €	+3.5%	173 k €	+0.7%	171,8 k €	+1.4%	169,4 k €	+148%	68,4 k €	+7.4%	63,7 k €	-2.7%	65,5 k €	+1.6%	64,4 k €	+1.9%	63,2 k €	+1.3%	62,4 k €	+0.7%	62 k €	+47.4%	42,1 k €	+76.2%	23,9 k €	+40.1%	17 k €	+207%	-15,9 k €	+11.7%	-18 k €	-68.7%	-10,7 k €	-133%	32 k €
Total assets	983,4 k €	-23.0%	1,3 M €	+2.9%	1,2 M €	-2.4%	1,3 M €	-3.7%	1,3 M €	+707%	163,5 k €	-59.1%	399,3 k €	+306%	98,4 k €	-20.3%	123,5 k €	+9.4%	112,9 k €	-17.3%	136,5 k €	-34.1%	207,3 k €	-14.6%	242,6 k €	-14.5%	283,6 k €	-0.7%	285,7 k €	+5.6%	270,6 k €	-12.3%	308,6 k €	-13.9%	358,4 k €	-15.5%	424,2 k €
Cash	10 k €	+149%	4 k €	-86.8%	30,4 k €	+24.0%	24,5 k €	-44.0%	43,8 k €	+1046%	3,8 k €	-81.9%	21,1 k €	-56.1%	48 k €	+205%	15,7 k €	+682%	2 k €	-91.0%	22,3 k €	-11.9%	25,3 k €	-48.5%	49,1 k €	+9.0%	45,1 k €	-60.6%	114,3 k €	+78.2%	64,1 k €	-20.1%	80,3 k €	-2.8%	82,6 k €	-42.2%	142,8 k €
Debts	780,1 k €	-24.4%	1 M €	-0.8%	1 M €	-4.1%	1,1 M €	-5.3%	1,1 M €	+1193%	88,6 k €	-73.4%	333,5 k €	+982%	30,8 k €	-47.8%	59,1 k €	+18.9%	49,7 k €	-33.0%	74,1 k €	-47.2%	140,3 k €	-30.1%	200,5 k €	-18.2%	245,3 k €	+2.0%	240,4 k €	-16.1%	286,5 k €	-12.3%	326,6 k €	-11.5%	369,1 k €	-5.9%	392,3 k €
Other
Workforce	–		1,0 ETP	-61.5%	2,6 ETP	+23.8%	2,1 ETP	+31.3%	1,6 ETP		–		0,8 ETP	-20.0%	1,0 ETP	-16.7%	1,2 ETP	-36.8%	1,9 ETP	0.0%	1,9 ETP	-24.0%	2,5 ETP	-10.7%	2,8 ETP	+7.7%	2,6 ETP	+44.4%	1,8 ETP	-21.7%	2,3 ETP	-4.2%	2,4 ETP	+26.3%	1,9 ETP	-13.6%	2,2 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 18 ended

Active mandates

SOHL PROJECTS

Director · 0655.902.122

Represented by Kristel Sohl

Active

Ended mandates

MARBO

Managing director · since 01 novembre 2017 · 0478.288.489

Represented by Dominique Mardulier

Ended

MARBO

Director · since 01 novembre 2017 · 0478.288.489

Represented by Dominique Mardulier

Ended

MARBO

Managing director · since 01 novembre 2017 · 0478.288.489

Represented by Dominique Mardulier

Ended

Q-Immo Invest

Director · since 01 novembre 2017 · 0443.992.358

Represented by Dominique Mardulier

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/07/2026	28/08/2025	30/07/2024	26/07/2023	25/07/2022	15/07/2021
General meeting	27/07/2026	25/08/2025	30/06/2024	30/06/2023	30/06/2022	17/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	27/07/2026	30/07/2026	Dutch	PDF
Abridged model	31/12/2024	25/08/2025	28/08/2025	Dutch	PDF
Abridged model	31/12/2023	30/06/2024	30/07/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	26/07/2023	Dutch	PDF
Abridged model	31/12/2021	30/06/2022	25/07/2022	Dutch	PDF
Abridged model	31/12/2020	17/06/2021	15/07/2021	Dutch	PDF
Abridged model	31/12/2019	26/08/2020	14/09/2020	Dutch	PDF
Abridged model	31/12/2018	31/07/2019	29/08/2019	Dutch	PDF
Abridged model	31/12/2017	30/07/2018	20/08/2018	Dutch	PDF
Abridged model	31/12/2016	31/08/2017	27/09/2017	Dutch	PDF
Abridged model	31/12/2015	26/08/2016	31/08/2016	Dutch	PDF
Abridged model	31/12/2014	18/06/2015	24/08/2015	Dutch	PDF
Abridged model	31/12/2013	19/06/2014	27/08/2014	Dutch	PDF
Abridged model	31/12/2012	20/06/2013	23/08/2013	Dutch	PDF
Abridged model	31/12/2011	21/06/2012	17/08/2012	Dutch	PDF
Abridged model	31/12/2010	16/06/2011	18/08/2011	Dutch	PDF
Abridged model	31/12/2009	17/06/2010	19/08/2010	Dutch	PDF
Abridged model	31/12/2008	18/06/2009	27/07/2009	Dutch	PDF
Abridged model	31/12/2007	19/06/2008	05/08/2008	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 18 ended

Active mandates

SOHL PROJECTS

Director · 0655.902.122

Represented by Kristel Sohl

Active

Ended mandates

MARBO

Managing director · since 01 novembre 2017 · 0478.288.489

Represented by Dominique Mardulier

Ended

MARBO

Director · since 01 novembre 2017 · 0478.288.489

Represented by Dominique Mardulier

Ended

MARBO

Managing director · since 01 novembre 2017 · 0478.288.489

Represented by Dominique Mardulier

Ended

Q-Immo Invest

Director · since 01 novembre 2017 · 0443.992.358

Represented by Dominique Mardulier

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Registered office14/11/2024
MAATSCHAPPELIJKE ZETEL
PDF
Mandates30/07/2024
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF
Mandates12/01/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates05/07/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - BENAMING - MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
PDF
Mandates20/02/2018
ONTSLAGEN - BENOEMINGEN
PDF
Mandates25/01/2013
ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/02/2012
ONTSLAGEN - BENOEMINGEN
PDF
Mandates23/12/2011
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025282,7 €↓
2024
Annual accounts 2024133,5 k €↑
2023
Annual accounts 202321,3 k €↓
2022
Annual accounts 202236,3 k €↑
2021
Annual accounts 202114 k €↓
2020
Annual accounts 2020236,6 k €↑
2019
Annual accounts 2019-1,8 k €↓
2018
Annual accounts 201812 k €↑
2017
Annual accounts 201710,2 k €↓
2016
Annual accounts 201611,7 k €↑
2015
Annual accounts 2015441,7 €↓
2014
Annual accounts 201419,9 k €↑
2013
Annual accounts 201318,2 k €↑
2012
Annual accounts 20126,8 k €↓
2011
Annual accounts 201132,9 k €↑
2010
Annual accounts 20102,1 k €↑
2009
Annual accounts 2009-7,3 k €↑
2008
Annual accounts 2008-42,6 k €↓
2007
Annual accounts 2007-30 k €
22/12/2006
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Q-FIN+

Overview

What does Q-FIN+ do?

Trend over 19 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline