ACTIVE

CAPASSUR

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Financial year 2025 · closed on 31/12/2025

Net result

331,4 k €

+7.2% YoY

Gross margin

666,7 k €

+4.8% YoY

Equity

146,9 k €

+1.0% YoY

What does CAPASSUR do?

CAPASSUR is a Private limited company incorporated in 2007. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Verviers.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0894.306.247

Incorporation

19/12/2007

Legal form

Private limited company

Registered office

Bouquette 50
4800 Verviers · WallonieSee on map

Contributed capital

8 060,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Contacts

3 public details availableLog in to view

Signals

ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008
Income statement
Gross margin	666,7 k €	+4.8%	636,1 k €	+14.6%	555 k €	+19.6%	464,1 k €	+36.6%	339,8 k €	+76.8%	192,2 k €	+15.1%	167 k €	-2.9%	172,1 k €	+43.6%	119,8 k €	-21.8%	153,2 k €	-4.8%	160,9 k €	+27.1%	126,6 k €	+7.1%	118,3 k €	+30.1%	90,9 k €	+13.5%	80,1 k €	-15.7%	95 k €	-23.4%	124,1 k €	+90.2%	65,2 k €
EBITDA	460,3 k €	+4.1%	442,2 k €	+13.3%	390,5 k €	+23.1%	317,1 k €	+43.0%	221,8 k €	+83.6%	120,8 k €	+29.5%	93,3 k €	-11.1%	104,9 k €	+208%	34 k €	-59.9%	84,8 k €	-16.3%	101,3 k €	+15.7%	87,6 k €	+6.9%	82 k €	+48.6%	55,2 k €	+22.5%	45 k €	-30.2%	64,5 k €	-27.7%	89,2 k €	+163%	33,9 k €
Operating result	429,8 k €	+5.4%	407,9 k €	+19.8%	340,3 k €	+20.5%	282,3 k €	+45.8%	193,6 k €	+83.0%	105,8 k €	+33.5%	79,2 k €	-12.9%	91 k €	+1008%	-10 k €	-130%	33 k €	-44.2%	59,1 k €	+55.6%	38 k €	+16.7%	32,5 k €	+1905%	1,6 k €	+134%	-4,8 k €	-131%	15,4 k €	-67.4%	47,3 k €	+747%	-7,3 k €
Net result	331,4 k €	+7.2%	309,2 k €	+19.1%	259,6 k €	+26.1%	205,8 k €	+46.9%	140,1 k €	+71.5%	81,7 k €	+38.4%	59 k €	-14.9%	69,4 k €	+661%	-12,4 k €	-182%	15,1 k €	-52.4%	31,7 k €	+64.6%	19,2 k €	+18.3%	16,3 k €	+221%	-13,5 k €	+15.2%	-15,9 k €	-542%	3,6 k €	-85.9%	25,6 k €	+265%	-15,5 k €
Balance sheet
Equity	146,9 k €	+1.0%	145,5 k €	-0.6%	146,3 k €	+0.0%	146,3 k €	+81.8%	80,5 k €	+486%	13,7 k €	0.0%	13,7 k €	+0.0%	13,7 k €	+0.0%	13,7 k €	-47.4%	26,1 k €	+0.3%	26 k €	+0.2%	26 k €	+287%	6,7 k €	+170%	-9,6 k €	-343%	3,9 k €	-80.2%	19,8 k €	+22.2%	16,2 k €	+274%	-9,3 k €
Total assets	646,4 k €	+15.3%	560,7 k €	+4.5%	536,3 k €	+27.2%	421,5 k €	+30.4%	323,2 k €	+128%	141,7 k €	+7.4%	132 k €	-20.2%	165,5 k €	+28.7%	128,6 k €	-29.5%	182,5 k €	-10.2%	203,1 k €	+3.4%	196,5 k €	-10.9%	220,5 k €	-7.6%	238,6 k €	-10.0%	265 k €	-18.4%	324,7 k €	-2.1%	331,7 k €	-6.0%	352,9 k €
Cash	379,9 k €	-17.1%	458,5 k €	+15.8%	395,8 k €	+46.3%	270,6 k €	+76.0%	153,7 k €	+97.4%	77,9 k €	-4.3%	81,3 k €	-24.4%	107,6 k €	+67.6%	64,2 k €	-13.3%	74 k €	-24.2%	97,6 k €	+68.4%	58 k €	+35.9%	42,7 k €	+190%	14,7 k €	-27.8%	20,4 k €	-40.4%	34,2 k €	+0.7%	33,9 k €	+140%	14,1 k €
Debts	499,5 k €	+20.3%	415,2 k €	+11.2%	373,3 k €	+35.7%	275,2 k €	+13.4%	242,7 k €	+89.7%	127,9 k €	+8.2%	118,2 k €	-22.1%	151,7 k €	+32.1%	114,8 k €	-26.6%	156,4 k €	-11.7%	177,1 k €	+3.8%	170,6 k €	-20.2%	213,8 k €	-13.8%	248,1 k €	-4.9%	261 k €	-14.4%	304,9 k €	-3.4%	315,5 k €	-12.9%	362,2 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		1,8 ETP	+157%	0,7 ETP	0.0%	0,7 ETP	0.0%	0,7 ETP	0.0%	0,7 ETP	0.0%	0,7 ETP	-12.5%	0,8 ETP	0.0%	0,8 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 9 ended

Active mandates

ARNO THYS

Director

Active

Daniel PAULY

Director

Active

Ended mandates

Jean-Paul CALIFICE

Manager · since 05 décembre 2008

Ended

Daniel PAULY

Manager · since 05 décembre 2007

Ended

Geneviève CHARLIER

Associate · since 05 décembre 2007

Ended

Jean-Paul CALIFICE

Manager · since 05 décembre 2007

Ended

At this address

Other companies at this address

Company	CBE no.
PATH IMMO● Active	1021.018.535

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	11/06/2026	19/05/2025	27/06/2024	15/06/2023	22/06/2022	04/06/2021
General meeting	10/06/2026	06/05/2025	20/06/2024	12/06/2023	16/06/2022	25/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

18 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	10/06/2026	11/06/2026	French	PDF
Micro model	31/12/2024	06/05/2025	19/05/2025	French	PDF
Micro model	31/12/2023	20/06/2024	27/06/2024	French	PDF
Micro model	31/12/2022	12/06/2023	15/06/2023	French	PDF
Micro model	31/12/2021	16/06/2022	22/06/2022	French	PDF
Micro model	31/12/2020	25/05/2021	04/06/2021	French	PDF
Micro model	31/12/2019	22/06/2020	23/06/2020	French	PDF
Micro model	31/12/2018	03/06/2019	21/06/2019	French	PDF
Micro model	31/12/2017	04/06/2018	19/06/2018	French	PDF
Micro model	31/12/2016	12/07/2017	18/07/2017	French	PDF
Abridged model	31/12/2015	12/07/2016	18/07/2016	French	PDF
Abridged model	31/12/2014	30/06/2015	16/07/2015	French	PDF
Abridged model	31/12/2013	30/06/2014	23/07/2014	French	PDF
Abridged model	31/12/2012	22/06/2013	09/07/2013	French	PDF
Abridged model	31/12/2011	25/06/2012	03/07/2012	French	PDF
Abridged model	31/12/2010	25/06/2011	08/07/2011	French	PDF
Abridged model	31/12/2009	26/06/2010	13/07/2010	French	PDF
Abridged model	31/12/2008	15/06/2009	08/07/2009	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 9 ended

Active mandates

ARNO THYS

Director

Active

Daniel PAULY

Director

Active

Ended mandates

Jean-Paul CALIFICE

Manager · since 05 décembre 2008

Ended

Daniel PAULY

Manager · since 05 décembre 2007

Ended

Geneviève CHARLIER

Associate · since 05 décembre 2007

Ended

Jean-Paul CALIFICE

Manager · since 05 décembre 2007

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Registered office11/12/2025
SIEGE SOCIAL
PDF
Mandates21/09/2021
MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates17/10/2018
DEMISSIONS, NOMINATIONS
PDF
Capital / shares06/06/2008
CAPITAL, ACTIONS - DIVERS
PDF
Other31/12/2007
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025331,4 k €↑
2024
Annual accounts 2024309,2 k €↑
2023
Annual accounts 2023259,6 k €↑
2022
Annual accounts 2022205,8 k €↑
2021
Annual accounts 2021140,1 k €↑
2020
Annual accounts 202081,7 k €↑
2019
Annual accounts 201959 k €↓
2018
Annual accounts 201869,4 k €↑
2017
Annual accounts 2017-12,4 k €↓
2016
Annual accounts 201615,1 k €↓
2015
Annual accounts 201531,7 k €↑
2014
Annual accounts 201419,2 k €↑
2013
Annual accounts 201316,3 k €↑
2012
Annual accounts 2012-13,5 k €↑
2011
Annual accounts 2011-15,9 k €↓
2010
Annual accounts 20103,6 k €↓
2009
Annual accounts 200925,6 k €↑
2008
Annual accounts 2008-15,5 k €
19/12/2007
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

CAPASSUR

Overview

What does CAPASSUR do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline