ACTIVE

De Verzekeraer

Financial year 2025 · Closed on 31/12/2025

Net result
429,1 k €
-1,7 %over 1 year
Gross margin
1,5 M €
+6,4 %over 1 year
Equity
1,2 M €
-26,3 %over 1 year
Workforce
9,1 ETP
+15,2 %over 1 year

Identity

Source · BCE/KBO

De Verzekeraer is a Public limited company incorporated in 2008. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Brugge. It employs on average 9,1 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0895.334.942
Incorporation
28/01/2008
Legal form
Public limited company
Registered office
Torhoutse Steenweg 340a
8200 Brugge · FlandreSee on map
Contributed capital
61 500,00 €
Latest accounts
31/12/2025
Average workforce
9,1 ETP
Joint committees (1)
  • 307
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 17 filings

Trend over 15 financial years

20252024202220212020
Income statement
Gross margin1,5 M €1,4 M €1,1 M €1 M €1,1 M €
EBITDA990,4 k €974,2 k €730,9 k €739,8 k €766 k €
Operating result753,7 k €749,6 k €492,8 k €532,5 k €543,1 k €
Net result429,1 k €436,3 k €313,1 k €342,9 k €352,7 k €
Balance sheet
Equity1,2 M €1,7 M €1,5 M €1,3 M €1,3 M €
Total assets5,1 M €5,5 M €5 M €3,4 M €3,6 M €
Cash464,6 k €611,3 k €736,5 k €295,6 k €407,6 k €
Debts3,9 M €3,8 M €3,4 M €2,1 M €2,3 M €
Other
Workforce9,1 ETP7,9 ETP6,5 ETP5,5 ETP5,2 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

7 active · 35 ended

Active mandates

Olivier Poppe

Managing director · since 01 janvier 2024 · until 31 décembre 2029

Active
Frank Decroock

Managing director · since 03 avril 2023 · until 02 avril 2029

Active
Kris Holvoet

Managing director · since 03 avril 2023 · until 02 avril 2029

Active
Lynn Decroock

Managing director · since 03 avril 2023 · until 02 avril 2029

Active
MOERAERT CONSULTING

Director · since 03 avril 2023 · until 02 avril 2029 · 0478.140.714

Represented by Wim Moeraert

Active
ROMAN STEFAN

Director · since 03 avril 2023 · until 02 avril 2029 · 0871.996.445

Represented by Stefan Roman

Active
Tifanie Vermeersch

Managing director · since 03 avril 2023 · until 02 avril 2029

Active

Ended mandates

Olivier Poppe

Director · since 01 janvier 2024 · until 31 décembre 2029

Ended
ROMAN STEFAN

Director · since 06 avril 2021 · until 01 avril 2024 · 0871.996.445

Represented by Stefan Roman

Ended
Frank Decroock

Managing director · since 02 avril 2018 · until 01 avril 2024

Ended
Kris Holvoet

Managing director · since 02 avril 2018 · until 01 avril 2024

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date11/05/202622/04/202530/07/202414/04/202325/04/202208/04/2021
General meeting07/04/202607/04/202502/04/202403/04/202304/04/202206/04/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 17 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202507/04/202611/05/2026DutchPDF
Abridged model31/12/202407/04/202522/04/2025DutchPDF
Abridged model31/12/202302/04/202430/07/2024DutchPDF
Abridged model31/12/202203/04/202314/04/2023DutchPDF
Abridged model31/12/202104/04/202225/04/2022DutchPDF
Abridged model31/12/202006/04/202108/04/2021DutchPDF
Abridged model31/12/201906/04/202029/05/2020DutchPDF
Abridged model31/12/201801/04/201914/06/2019DutchPDF
Abridged model31/12/201702/04/201801/06/2018DutchPDF
Abridged model31/12/201603/04/201720/07/2017DutchPDF
Abridged model31/12/201504/04/201629/05/2016DutchPDF
Abridged model31/12/201406/04/201528/04/2015DutchPDF
Abridged model31/12/201307/04/201423/04/2014DutchPDF
Abridged model31/12/201201/04/201317/04/2013DutchPDF
Abridged model31/12/201102/04/201204/05/2012DutchPDF
Abridged model31/12/201004/04/201113/05/2011DutchPDF
Abridged model31/12/200905/04/201006/08/2010DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

7 active · 35 ended

Active mandates

Olivier Poppe

Managing director · since 01 janvier 2024 · until 31 décembre 2029

Active
Frank Decroock

Managing director · since 03 avril 2023 · until 02 avril 2029

Active
Kris Holvoet

Managing director · since 03 avril 2023 · until 02 avril 2029

Active
Lynn Decroock

Managing director · since 03 avril 2023 · until 02 avril 2029

Active
MOERAERT CONSULTING

Director · since 03 avril 2023 · until 02 avril 2029 · 0478.140.714

Represented by Wim Moeraert

Active
ROMAN STEFAN

Director · since 03 avril 2023 · until 02 avril 2029 · 0871.996.445

Represented by Stefan Roman

Active
Tifanie Vermeersch

Managing director · since 03 avril 2023 · until 02 avril 2029

Active

Ended mandates

Olivier Poppe

Director · since 01 janvier 2024 · until 31 décembre 2029

Ended
ROMAN STEFAN

Director · since 06 avril 2021 · until 01 avril 2024 · 0871.996.445

Represented by Stefan Roman

Ended
Frank Decroock

Managing director · since 02 avril 2018 · until 01 avril 2024

Ended
Kris Holvoet

Managing director · since 02 avril 2018 · until 01 avril 2024

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates24/06/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates15/04/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates09/01/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates15/03/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates23/02/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office15/12/2023
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Restructuring02/08/2023
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates12/05/2023
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025429,1 k €↓
  2. 2024
    Annual accounts 2024436,3 k €↑
  3. 2022
    Annual accounts 2022313,1 k €↓
  4. 2021
    Annual accounts 2021342,9 k €↓
  5. 2020
    Annual accounts 2020352,7 k €↑
  6. 2018
    Annual accounts 2018325 k €↑
  7. 2017
    Annual accounts 2017203,4 k €↓
  8. 2016
    Annual accounts 2016278,6 k €↑
  9. 2015
    Annual accounts 2015210,8 k €↑
  10. 2014
    Annual accounts 2014185,9 k €↑
  11. 2013
    Annual accounts 201369,8 k €↑
  12. 2012
    Annual accounts 201228,1 k €↑
  13. 2011
    Annual accounts 2011-2,8 k €↓
  14. 2010
    Annual accounts 201013 k €↓
  15. 2009
    Annual accounts 200914,3 k €
  16. 28/01/2008
    IncorporationPublic limited company