ACTIVE

SEGURO VERZEKERINGEN

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Financial year 2025 · closed on 31/12/2025

Net result

268,3 k €

+38.4% YoY

Gross margin

914,9 k €

+6.4% YoY

Equity

103,9 k €

+86.9% YoY

Workforce

8,1 ETP

+9.5% YoY

What does SEGURO VERZEKERINGEN do?

SEGURO VERZEKERINGEN is a Private limited company incorporated in 2008. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Beernem. It employs on average 8,1 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0896.173.003

Incorporation

04/03/2008

Legal form

Private limited company

Registered office

Sijselestraat 106
8730 Beernem · FlandreSee on map

Contributed capital

41 600,00 €

Latest accounts

31/12/2025

Average workforce

8,1 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 64200Activities of holding companies 64210Activities of holding companies

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 14 financial years

	2025		2024		2023		2022		2021		2019		2016		2015		2014		2013		2012		2011		2010		2009
Income statement
Gross margin	914,9 k €	+6.4%	860,1 k €	+17.4%	732,6 k €	+6.4%	688,7 k €	+28.6%	535,7 k €	-2.3%	548,3 k €	+1025%	48,8 k €	-30.6%	70,2 k €	-34.4%	107 k €	+34.8%	79,4 k €	+31.5%	60,4 k €	-26.3%	82 k €	+1845%	4,2 k €	-64.1%	11,7 k €
EBITDA	424,1 k €	+35.6%	312,7 k €	+4.1%	300,5 k €	+20.2%	250 k €	+71.0%	146,2 k €	-37.0%	232 k €	+2477%	9 k €	-65.3%	26 k €	-45.6%	47,7 k €	+31.9%	36,2 k €	+152%	14,4 k €	-57.9%	34,1 k €	+219%	-28,6 k €	-914%	3,5 k €
Operating result	284,9 k €	+38.5%	205,6 k €	+24.2%	165,6 k €	-4.0%	172,4 k €	+124%	77,1 k €	-43.4%	136,2 k €	+1413%	9 k €	+204%	-8,6 k €	-206%	8,2 k €	+117%	3,8 k €	+638%	-698 €	-103%	21 k €	+158%	-35,9 k €	-192%	-12,3 k €
Net result	268,3 k €	+38.4%	193,9 k €	+61.3%	120,2 k €	+261%	33,3 k €	-9.4%	36,8 k €	-62.1%	97,1 k €	+5567%	1,7 k €	+119%	-8,9 k €	-3302%	276,8 €	+110%	-2,7 k €	+36.3%	-4,2 k €	-118%	23,5 k €	+168%	-34,4 k €	-124%	-15,3 k €
Balance sheet
Equity	103,9 k €	+86.9%	55,6 k €	+33.4%	41,7 k €	+549%	6,4 k €	+124%	-26,9 k €	+34.4%	-41 k €	-2555%	1,7 k €	+107%	-23 k €	-62.5%	-14,2 k €	+1.9%	-14,5 k €	-22.6%	-11,8 k €	-55.1%	-7,6 k €	+75.5%	-31,1 k €	-241%	-9,1 k €
Total assets	3,4 M €	+44.9%	2,4 M €	-1.3%	2,4 M €	-3.9%	2,5 M €	+47.0%	1,7 M €	-11.9%	1,9 M €	+713%	237,5 k €	+15.7%	205,3 k €	+8.5%	189,2 k €	+0.2%	188,8 k €	+74.8%	108 k €	-6.4%	115,4 k €	+166%	43,4 k €	-26.2%	58,8 k €
Cash	305,8 k €	+23.7%	247,2 k €	+48.0%	167 k €	+27.5%	131 k €	+77.4%	73,8 k €	+29.8%	56,9 k €	+1105%	4,7 k €	-58.8%	11,5 k €	+5.3%	10,9 k €	+1381%	734,6 €	-58.4%	1,8 k €	-75.3%	7,2 k €	-27.3%	9,9 k €	+74.9%	5,6 k €
Debts	3,3 M €	+46.4%	2,3 M €	-1.4%	2,3 M €	-6.3%	2,5 M €	+42.5%	1,7 M €	-11.8%	2 M €	+738%	233,4 k €	+2.2%	228,4 k €	+12.3%	203,4 k €	+0.3%	202,7 k €	+69.2%	119,8 k €	-2.6%	123 k €	+83.7%	66,9 k €	+7.6%	62,2 k €
Other
Workforce	8,1 ETP	+9.5%	7,4 ETP	+25.4%	5,9 ETP	-16.9%	7,1 ETP	+7.6%	6,6 ETP		–		–		0,9 ETP	-43.8%	1,6 ETP	+14.3%	1,4 ETP	+40.0%	1,0 ETP	0.0%	1,0 ETP	-23.1%	1,3 ETP	+550%	0,2 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

Cindy De Visch

Director · since 26 septembre 2023

Active

MOTTARET

Director · since 26 septembre 2023 · 0822.108.355

Represented by Wm Baert

Active

Ended mandates

MOTTARET

Director · since 04 décembre 2018 · 0822.108.355

Represented by Wim Baert

Ended

Cindy Devisch

Director · since 27 février 2008

Ended

Cindy De Visch

Manager

Ended

CINDY DE VISCH

Administrator - manager

Ended

At this address

Other companies at this address

Company	CBE no.
MOTTARET● Active	0822.108.355
Pramot● Active	0728.930.155

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	30/12/2022	30/12/2021	30/12/2020
Length of the financial year	12 months	12 months	13 months	13 months	13 months	13 months
Filing date	10/06/2026	11/06/2025	10/06/2024	28/07/2023	27/07/2022	25/06/2021
General meeting	06/06/2026	07/06/2025	01/06/2024	30/06/2023	29/06/2022	21/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

16 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	06/06/2026	10/06/2026	Dutch	PDF
Abridged model	31/12/2024	07/06/2025	11/06/2025	Dutch	PDF
Abridged model	31/12/2023	01/06/2024	10/06/2024	Dutch	PDF
Abridged model	30/12/2022	30/06/2023	28/07/2023	Dutch	PDF
Abridged model	30/12/2021	29/06/2022	27/07/2022	Dutch	PDF
Abridged model	30/12/2020	21/06/2021	25/06/2021	Dutch	PDF
Micro model	30/12/2019	15/06/2020	27/07/2020	Dutch	PDF
Micro model	30/12/2018	30/07/2019	05/08/2019	Dutch	PDF
Micro model	31/12/2016	25/08/2017	29/08/2017	Dutch	PDF
Abridged model	31/12/2015	27/04/2016	27/04/2016	Dutch	PDF
Abridged model	31/12/2014	30/06/2015	30/07/2015	Dutch	PDF
Abridged model	31/12/2013	30/06/2014	29/08/2014	Dutch	PDF
Abridged model	31/12/2012	30/06/2013	30/08/2013	Dutch	PDF
Abridged model	31/12/2011	30/06/2012	11/07/2012	Dutch	PDF
Abridged model	31/12/2010	25/06/2011	26/08/2011	Dutch	PDF
Abridged model	31/12/2009	26/06/2010	30/08/2010	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

Cindy De Visch

Director · since 26 septembre 2023

Active

MOTTARET

Director · since 26 septembre 2023 · 0822.108.355

Represented by Wm Baert

Active

Ended mandates

MOTTARET

Director · since 04 décembre 2018 · 0822.108.355

Represented by Wim Baert

Ended

Cindy Devisch

Director · since 27 février 2008

Ended

Cindy De Visch

Manager

Ended

CINDY DE VISCH

Administrator - manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates29/09/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - BOEKJAAR
PDF
Other27/12/2018
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - BOEKJAAR
PDF
Restructuring20/12/2018
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring10/10/2018
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Other09/01/2018
BOEKJAAR
PDF
Registered office09/01/2017
MAATSCHAPPELIJKE ZETEL - KAPITAAL - AANDELEN
PDF
Registered office26/06/2013
MAATSCHAPPELIJKE ZETEL
PDF
Other13/03/2008
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025268,3 k €↑
2024
Annual accounts 2024193,9 k €↑
2023
Annual accounts 2023120,2 k €↑
2022
Annual accounts 202233,3 k €↓
2021
Annual accounts 202136,8 k €↓
2019
Annual accounts 201997,1 k €↑
2016
Annual accounts 20161,7 k €↑
2015
Annual accounts 2015-8,9 k €↓
2014
Annual accounts 2014276,8 €↑
2013
Annual accounts 2013-2,7 k €↑
2012
Annual accounts 2012-4,2 k €↓
2011
Annual accounts 201123,5 k €↑
2010
Annual accounts 2010-34,4 k €↓
2009
Annual accounts 2009-15,3 k €
04/03/2008
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

SEGURO VERZEKERINGEN

Overview

What does SEGURO VERZEKERINGEN do?

Trend over 14 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline