ACTIVE

GROUPE 3D

Financial year 2025 · Closed on 30/11/2025

Net result
-62,5 k €
-115,3 %over 1 year
Gross margin
448,3 k €
-10,3 %over 1 year
Equity
4,2 M €
-13,7 %over 1 year
Workforce
8,9 ETP
+58,9 %over 1 year

Identity

Source · BCE/KBO

GROUPE 3D is a Public limited company incorporated in 2008. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Namur. It employs on average 8,9 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0898.814.965
Incorporation
26/06/2008
Legal form
Public limited company
Registered office
Chaussée de Marche(EP) 486
5101 Namur · WallonieSee on map
Contributed capital
618 450,00 €
Latest accounts
30/11/2025
Average workforce
8,9 ETP
Joint committees (1)
  • 307
Signals
Solid equityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 17 filings

Trend over 17 financial years

20252024202320222021
Income statement
Gross margin448,3 k €499,7 k €698,2 k €749,1 k €1,1 M €
EBITDA19,1 k €236 k €453 k €505,9 k €763,2 k €
Operating result-60,9 k €175,2 k €405,9 k €484,6 k €740,7 k €
Net result-62,5 k €407,5 k €443,2 k €310,6 k €501,4 k €
Balance sheet
Equity4,2 M €4,8 M €4,9 M €4,4 M €4,3 M €
Total assets9,8 M €10,1 M €9,1 M €8,7 M €9 M €
Cash24,8 k €559,6 k €73,5 k €235,5 k €1,1 M €
Debts5,6 M €5,2 M €4,2 M €4,3 M €4,7 M €
Other
Workforce8,9 ETP5,6 ETP6,0 ETP5,8 ETP6,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation

Board of directors

Source · NBB, accounts to 30/11/2025

4 active · 26 ended

Active mandates

CAROLINE HUBIN

Director · since 01 mars 2024

Active
Christophe MURACCINI

Director · since 17 septembre 2020

Active
FREDERIC PAULY

Director · since 07 février 2019

Active
PHILIPPE DENIS

Director · since 26 juin 2008

Active

Ended mandates

REDOUANE FARIH

Director · since 01 octobre 2023

Ended
ALAIN GAUSSIN

Director · since 01 janvier 2023

Ended
Daniel NEURET

Director · since 22 juillet 2021 · until 10 avril 2026

Ended
DANIEL NEURET

Director · since 22 juillet 2021 · until 01 avril 2026

Ended

Other companies at this address

Chaussée de Marche(EP) 486 5101 Namur
CompanyCBE no.
BeCap Invest● Active
0877.685.296
1035.943.667
0867.376.770
FIVE WALIMMO● Active
0461.835.905
MC MARINO● Active
0780.353.320
1035.949.310

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/12/202401/12/202301/12/202201/12/202101/12/202001/12/2019
Closing of the financial year30/11/202530/11/202430/11/202330/11/202230/11/202130/11/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date30/06/202626/05/202520/08/202430/06/202329/07/202205/05/2021
General meeting10/04/202611/04/202512/04/202414/04/202308/04/202209/04/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 17 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model30/11/202510/04/202630/06/2026FrenchPDF
Abridged model30/11/202411/04/202526/05/2025FrenchPDF
Abridged model30/11/202312/04/202420/08/2024FrenchPDF
Abridged model30/11/202214/04/202330/06/2023FrenchPDF
Abridged model30/11/202108/04/202229/07/2022FrenchPDF
Abridged model30/11/202009/04/202105/05/2021FrenchPDF
Abridged model30/11/201929/05/202029/06/2020FrenchPDF
Abridged model30/11/201830/04/201901/06/2019FrenchPDF
Abridged model30/11/201713/04/201820/06/2018FrenchPDF
Abridged model30/11/201614/04/201721/06/2017FrenchPDF
Abridged model30/11/201508/04/201604/07/2016FrenchPDF
Abridged model30/11/201430/01/201527/02/2015FrenchPDF
Abridged model30/11/201311/04/201428/05/2014FrenchPDF
Abridged model30/11/201212/04/201315/07/2013FrenchPDF
Abridged model30/11/201113/04/201226/07/2012FrenchPDF
Abridged model30/11/201008/04/201123/06/2011FrenchPDF
Abridged model30/11/200909/04/201022/06/2010FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/11/2025

4 active · 26 ended

Active mandates

CAROLINE HUBIN

Director · since 01 mars 2024

Active
Christophe MURACCINI

Director · since 17 septembre 2020

Active
FREDERIC PAULY

Director · since 07 février 2019

Active
PHILIPPE DENIS

Director · since 26 juin 2008

Active

Ended mandates

REDOUANE FARIH

Director · since 01 octobre 2023

Ended
ALAIN GAUSSIN

Director · since 01 janvier 2023

Ended
Daniel NEURET

Director · since 22 juillet 2021 · until 10 avril 2026

Ended
DANIEL NEURET

Director · since 22 juillet 2021 · until 01 avril 2026

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates29/01/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/03/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates03/07/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates30/04/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates15/04/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates10/10/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/06/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates13/02/2023
    DEMISSIONS, NOMINATIONS
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-62,5 k €↓
  2. 2024
    Annual accounts 2024407,5 k €↓
  3. 2023
    Annual accounts 2023443,2 k €↑
  4. 2022
    Annual accounts 2022310,6 k €↓
  5. 2021
    Annual accounts 2021501,4 k €↑
  6. 2020
    Annual accounts 2020273,5 k €↑
  7. 2019
    Annual accounts 2019169,1 k €↑
  8. 2018
    Annual accounts 2018141,9 k €↓
  9. 2017
    Annual accounts 2017169,6 k €↓
  10. 2016
    Annual accounts 2016217,9 k €↑
  11. 2015
    Annual accounts 2015153,3 k €↓
  12. 2014
    Annual accounts 2014237,6 k €↑
  13. 2013
    Annual accounts 201398,4 k €↑
  14. 2012
    Annual accounts 201286,3 k €↓
  15. 2011
    Annual accounts 2011134,2 k €↑
  16. 2010
    Annual accounts 201059,6 k €↓
  17. 2009
    Annual accounts 200970,4 k €
  18. 26/06/2008
    IncorporationPublic limited company