ACTIVE

FINIMO

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Financial year 2025 · Closed on 31/12/2025

Net result3,7 M €-11,5 %over 1 year
Gross margin-119,3 k €-56,9 %over 1 year
Equity106,3 M €+2,1 %over 1 year
Workforce1,3 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

FINIMO is a Cooperative society incorporated in 1996. Its main activity is: General public administration activities. Its registered office is in Verviers. It employs on average 1,3 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0257.884.101
Incorporation
24/04/1996
Legal form
Cooperative society
Registered office
Place du Marché 55
4800 Verviers · WallonieSee on map
Contributed capital
50 210 798,47 €
Latest accounts
31/12/2025
Average workforce
1,3 ETP
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 18 financial years

20252024202320222021
Income statement
Gross margin-119,3 k €-76 k €-113 k €-91,5 k €-67,5 k €
EBITDA-309,7 k €-260,5 k €-284,8 k €-254,2 k €-176,1 k €
Operating result-310,9 k €-261,6 k €-284,8 k €-254,2 k €-176,3 k €
Net result3,7 M €4,2 M €20,8 M €3,7 M €3,6 M €
Balance sheet
Equity106,3 M €104,1 M €99,9 M €79,1 M €75,4 M €
Total assets121,1 M €120,4 M €117,6 M €98 M €95,6 M €
Cash18,7 M €16,3 M €13,6 M €13,3 M €11 M €
Debts14,8 M €16,3 M €17,7 M €19 M €20,2 M €
Other
Workforce1,3 ETP1,3 ETP1,3 ETP1,3 ETP1,3 ETP

Board of directors

Source · NBB, accounts to 31/12/2025

15 active · 38 ended

Active mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Albert ANDRE
Director26/06/2025 → 26/06/2031
Amaury DELTOUR
Director26/06/2025 → 26/06/2031
ANDRE SAMRAY
Vice-chairman of the board of directors26/06/2019 → 26/06/2031Director26/06/2013 → 2018 accountsended
ARNAUD DEWEZ
Director26/06/2013 → 26/06/2031
Audrey BEER
Director26/06/2025 → 26/06/2031
BENOIT DORTHU
Chairman of the board of directors19/12/2024 → 26/06/2031
BRUNO GAVRAY
Director26/06/2025 → 26/06/2031Chairman of the board of directors26/06/2013 → 2018 accountsended
CAROLINE CASSART
Director26/06/2025 → 26/06/2031
Christian VERDIN
Director26/06/2025 → 26/06/2031
Damien WATHELET
Director26/06/2019 → 26/06/2031
Hubert AUSSEMS
Director26/06/2025 → 26/06/2031
JEAN-POL DELLICOUR
Director26/09/2017 → 26/06/2031
Jessica KARACOSTAS
Director26/06/2025 → 26/06/2031
Liliane LANNERS
Director26/06/2025 → 26/06/2031
STEPHAN GODART
Director26/06/2025 → 26/06/2031

Ended mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Mathieu DAELE
Director19/12/2024 → 2024 accounts
Alfred BREUWER
Chairman of the board of directors26/06/2019 → 2023 accountsDirector26/06/2019 → 2024 accounts
Caroline JACQUET
Director26/06/2019 → 2024 accounts

Other companies at this address

Place du Marché 55 4800 Verviers
CompanyCBE no.
Commission d'Aide aux Inventeurs● Active
0408.447.796
ECOLE DES JEUNES● Liquidation
0463.951.196
La Maison Verviétoise des Sports● Active
0864.604.649
LA SEIGNEURIE DE LA VERVI-RIZ● Active
0443.075.313
LE COMITE DE JUMELAGE VERVIERS - ARLES● Active
0474.426.208
LES AMIS DU PATRIMOINE VERVIETOIS● Active
0501.760.610
REGIE DES QUARTIERS DE VERVIERS● Active
0870.897.474
REGION DE VERVIERS - CONFERENCE D'ARRONDISSEMENT DES BOURGMESTRES ET DU COLLEGE PROVINCIAL DE LIEGE● Active
0523.971.036
VERVIERS AU FILM DE L'EAU● Active
0874.265.453
VERVIERS MUSIC FESTIVALS● Active
0842.806.076
VERVIERS,WALLONIE ...● Active
0860.127.308
Ville de Verviers● Active
0206.644.741

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date30/06/202608/07/202526/06/202406/12/202301/07/202202/07/2021
General meeting23/06/202626/06/202525/06/202430/11/202329/06/202229/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202523/06/202630/06/2026FrenchPDF
Abridged model31/12/202426/06/202508/07/2025FrenchPDF
Abridged model31/12/202325/06/202426/06/2024FrenchPDF
Abridged model31/12/202230/11/202306/12/2023FrenchPDF
Abridged model31/12/202129/06/202201/07/2022FrenchPDF
Abridged model31/12/202029/06/202102/07/2021FrenchPDF
Abridged model31/12/201925/11/202027/11/2020FrenchPDF
Abridged model31/12/201826/06/201916/07/2019FrenchPDF
Abridged model31/12/201727/06/201820/07/2018FrenchPDF
Full model31/12/201620/06/201722/08/2017FrenchPDF
Full model31/12/201521/06/201614/07/2016FrenchPDF
Full model31/12/201422/06/201530/07/2015FrenchPDF
Full model31/12/201330/06/201404/08/2014FrenchPDF
Full model31/12/201226/06/201302/08/2013FrenchPDF
Full modelCorrection31/12/201109/07/201228/11/2012FrenchPDF
Full model31/12/201109/07/201209/08/2012FrenchPDF
Full model31/12/201028/06/201120/07/2011FrenchPDF
Full model31/12/200922/06/201028/06/2010FrenchPDF
Full model31/12/200829/06/200901/07/2009FrenchPDF
Full model31/12/200727/06/200802/07/2008FrenchPDF
Full model31/12/200626/06/200705/07/2007FrenchPDF

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

15 active · 38 ended

Active mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Albert ANDRE
Director26/06/2025 → 26/06/2031
Amaury DELTOUR
Director26/06/2025 → 26/06/2031
ANDRE SAMRAY
Vice-chairman of the board of directors26/06/2019 → 26/06/2031Director26/06/2013 → 2018 accountsended
ARNAUD DEWEZ
Director26/06/2013 → 26/06/2031
Audrey BEER
Director26/06/2025 → 26/06/2031
BENOIT DORTHU
Chairman of the board of directors19/12/2024 → 26/06/2031
BRUNO GAVRAY
Director26/06/2025 → 26/06/2031Chairman of the board of directors26/06/2013 → 2018 accountsended
CAROLINE CASSART
Director26/06/2025 → 26/06/2031
Christian VERDIN
Director26/06/2025 → 26/06/2031
Damien WATHELET
Director26/06/2019 → 26/06/2031
Hubert AUSSEMS
Director26/06/2025 → 26/06/2031
JEAN-POL DELLICOUR
Director26/09/2017 → 26/06/2031
Jessica KARACOSTAS
Director26/06/2025 → 26/06/2031
Liliane LANNERS
Director26/06/2025 → 26/06/2031
STEPHAN GODART
Director26/06/2025 → 26/06/2031

Ended mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Mathieu DAELE
Director19/12/2024 → 2024 accounts
Alfred BREUWER
Chairman of the board of directors26/06/2019 → 2023 accountsDirector26/06/2019 → 2024 accounts
Caroline JACQUET
Director26/06/2019 → 2024 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates20/08/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Other10/01/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE
    PDF
  • Mandates02/01/2020
    DEMISSIONS, NOMINATIONS
    PDF
  • Other17/09/2018
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - DIVERS
    PDF
  • Capital / shares13/08/2015
    CAPITAL, ACTIONS
    PDF
  • Mandates04/09/2013
    DEMISSIONS, NOMINATIONS
    PDF
  • Other14/02/2013
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Other14/08/2012
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts
Year
Identity
Incorporation
Name
Registered office
Annual accounts
Filings18 filings
Mandates
ANDRE SAMRAY
BENOIT DORTHU
Hubert AUSSEMS
ARNAUD DEWEZ
STEPHAN GODART
CAROLINE CASSART
Audrey BEER
Amaury DELTOUR
Albert ANDRE
BRUNO GAVRAY
Liliane LANNERS
JEAN-POL DELLICOUR
199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025202620272028202920302031
FINIMO
Place du Marché 55, 4800 Verviers
Vice-chairman of the board of directorsDirector
Chairman of the board of directors
Director
Director
Director
Director
Director
Director
Director
DirectorChairman of the board of directors
Director
Director
CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE
Registered addressPeriodSource
Place du Marché 55, 4800 VerviersCurrent
accounts 2021 → 2025
Accounts 2025 · 2026-00224624

Company names

Source · NBB annual accounts, CBE
NamePeriodSource
FINIMOCurrent
accounts 2008 → 2025
Accounts 2025 · 2026-00224624

Events

  1. 2025
    Annual accounts 20253,7 M €↓
  2. 26/06/2025
    reconductionBenoît DORTHU · administrateur
  3. 26/06/2025
    reconductionCaroline CASSART · administrateur
  4. 26/06/2025
    reconductionJean-Pol DELLICOUR · administrateur
  5. 26/06/2025
    reconductionAmaury DELTOUR · administrateur
  6. 26/06/2025
    reconductionArnaud DEWEZ · administrateur
  7. 26/06/2025
    reconductionBruno GAVRAY · administrateur
  8. 26/06/2025
    reconductionJessica KARACOSTAS · administrateur
  9. 26/06/2025
    reconductionAlexandre RENOTTE · administrateur
  10. 26/06/2025
    reconductionChristian VERDIN · administrateur
  11. 26/06/2025
    reconductionHubert AUSSEMS · administrateur
  12. 26/06/2025
    reconductionAndré SAMRAY · administrateur
  13. 26/06/2025
    reconductionDamien WATHELET · administrateur
  14. 26/06/2025
    reconductionAlbert ANDRE · administrateur
  15. 26/06/2025
    reconductionAudrey BEER · administrateur
  16. 26/06/2025
    reconductionLiliane LANNERS · administrateur
  17. 26/06/2025
    nominationValérie MAES · Secrétaire
  18. 2024
    Annual accounts 20244,2 M €↓
  19. 2023
    Annual accounts 202320,8 M €↑
  20. 2022
    Annual accounts 20223,7 M €↑
  21. 2021
    Annual accounts 20213,6 M €↓
  22. 2020
    Annual accounts 20203,6 M €↓
  23. 2019
    Annual accounts 20194 M €↑
  24. 2018
    Annual accounts 20183,6 M €↓
  25. 2017
    Annual accounts 20175,1 M €↑
  26. 2016
    Annual accounts 20162,4 M €↓
  27. 2015
    Annual accounts 20152,8 M €↓
  28. 2014
    Annual accounts 20143,6 M €↓
  29. 2013
    Annual accounts 20134,7 M €↓
  30. 2012
    Annual accounts 20127,3 M €↑
  31. 2011
    Annual accounts 20115,4 M €↓
  32. 2010
    Annual accounts 20105,7 M €↓
  33. 2009
    Annual accounts 20098 M €↑
  34. 2008
    Annual accounts 20083 M €
  35. 24/04/1996
    IncorporationCooperative society