ACTIVE

Mijn Huis

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Financial year 2025 · Closed on 31/12/2025

Net result-125 k €+1,4 %over 1 year

Gross margin39,1 k €-14,4 %over 1 year

Equity9,5 M €-1,3 %over 1 year

Workforce1,0 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

Mijn Huis is a Public limited company incorporated in 1949. Its main activity is: Other credit granting. Its registered office is in Sint-Truiden. It employs on average 1,0 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0400.962.465
Incorporation: 01/01/1949
Legal form: Public limited company
Registered office: Beekstraat 28
3800 Sint-Truiden · FlandreSee on map
Contributed capital: 402 471,77 €
Latest accounts: 31/12/2025
Average workforce: 1,0 ETP

Activities (NACE)

64922Other credit granting· main 64922Other credit granting 65222Reinsurance

Joint committees (2)

Signals

Solid equityLow riskGood liquidityHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 19 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	39,1 k €	-14.4%	45,7 k €	+44.6%	31,6 k €	-62.5%	84,2 k €	-2.1%	86 k €
EBITDA	-164,9 k €	+1.5%	-167,4 k €	-4.3%	-160,4 k €	-54.8%	-103,6 k €	-20.5%	-86 k €
Operating result	-175,5 k €	-10.5%	-158,7 k €	+27.7%	-219,6 k €	-119%	-100,5 k €	-26.0%	-79,7 k €
Net result	-125 k €	+1.4%	-126,7 k €	+33.2%	-189,6 k €	-37.4%	-138 k €	-334%	-31,8 k €
Balance sheet
Equity	9,5 M €	-1.3%	9,7 M €	-1.3%	9,8 M €	-1.9%	10 M €	-1.4%	10,1 M €
Total assets	11,2 M €	-5.2%	11,8 M €	-7.3%	12,7 M €	-7.2%	13,7 M €	-6.5%	14,7 M €
Cash	1,1 M €	-45.4%	2 M €	+9.7%	1,8 M €	+8.7%	1,7 M €	+75.9%	939,2 k €
Debts	1,5 M €	-24.3%	2 M €	-27.9%	2,8 M €	-22.2%	3,6 M €	-18.2%	4,4 M €
Other
Workforce	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP		–		–

Valuation

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

6 active · 36 ended

Active mandates

Benoit DERWA

Director · since 27 mars 2025 · until 20 mars 2031

Active

Christine GROSJEAN

Director · since 27 mars 2025 · until 20 mars 2031

Active

Dimitri DERWA

Director · since 27 mars 2025 · until 20 mars 2031

Active

Julie DERWA

Director · since 27 mars 2025 · until 20 mars 2031

Active

Philippe GROSJEAN

Director · since 27 mars 2025 · until 20 mars 2031

Active

Rudy VOSTERS

Chairman of the board of directors · since 27 mars 2025 · until 20 mars 2031

Active

Ended mandates

Rudy VOSTERS

Director · since 25 mars 2021 · until 25 mars 2027

Ended

Anna VANDEVELDE

Chairman of the board of directors · since 08 janvier 2019 · until 08 janvier 2025

Ended

Bernard DERWA

Director · since 08 janvier 2019 · until 08 janvier 2025

Ended

Bernard DERWA

Managing director · since 08 janvier 2019 · until 09 septembre 2024

Ended

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Micro model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	23/03/2026	28/03/2025	29/03/2024	31/03/2023	01/07/2022	26/03/2021
General meeting	20/03/2026	27/03/2025	28/03/2024	30/03/2023	30/06/2022	25/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	20/03/2026	23/03/2026	Dutch	PDF
Abridged model	31/12/2024	27/03/2025	28/03/2025	Dutch	PDF
Abridged model	31/12/2023	28/03/2024	29/03/2024	Dutch	PDF
Abridged model	31/12/2022	30/03/2023	31/03/2023	Dutch	PDF
Micro model	31/12/2021	30/06/2022	01/07/2022	Dutch	PDF
Full model	31/12/2020	25/03/2021	26/03/2021	Dutch	PDF
Full model	31/12/2019	26/03/2020	07/04/2020	Dutch	PDF
Full model	31/12/2018	28/03/2019	02/04/2019	Dutch	PDF
Full model	31/12/2017	29/03/2018	06/04/2018	Dutch	PDF
Abridged model	31/12/2016	30/03/2017	06/04/2017	Dutch	PDF
Full model	31/12/2015	31/03/2016	05/04/2016	Dutch	PDF
Full model	31/12/2014	26/03/2015	27/03/2015	Dutch	PDF
Full model	31/12/2013	27/03/2014	28/03/2014	Dutch	PDF
Full model	31/12/2012	28/03/2013	03/04/2013	Dutch	PDF
Full model	31/12/2011	29/03/2012	03/04/2012	Dutch	PDF
Full model	31/12/2010	31/03/2011	08/04/2011	Dutch	PDF
Full model	31/12/2009	25/03/2010	06/04/2010	Dutch	PDF
Full model	31/12/2008	26/03/2009	03/04/2009	Dutch	PDF
Full model	31/12/2007	27/03/2008	02/04/2008	Dutch	PDF
Full model	31/12/2006	29/03/2007	04/04/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

6 active · 36 ended

Active mandates

Benoit DERWA

Director · since 27 mars 2025 · until 20 mars 2031

Active

Christine GROSJEAN

Director · since 27 mars 2025 · until 20 mars 2031

Active

Dimitri DERWA

Director · since 27 mars 2025 · until 20 mars 2031

Active

Julie DERWA

Director · since 27 mars 2025 · until 20 mars 2031

Active

Philippe GROSJEAN

Director · since 27 mars 2025 · until 20 mars 2031

Active

Rudy VOSTERS

Chairman of the board of directors · since 27 mars 2025 · until 20 mars 2031

Active

Ended mandates

Rudy VOSTERS

Director · since 25 mars 2021 · until 25 mars 2027

Ended

Anna VANDEVELDE

Chairman of the board of directors · since 08 janvier 2019 · until 08 janvier 2025

Ended

Bernard DERWA

Director · since 08 janvier 2019 · until 08 janvier 2025

Ended

Bernard DERWA

Managing director · since 08 janvier 2019 · until 09 septembre 2024

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates04/08/2026
ONTSLAGEN - BENOEMINGEN
PDF
Other22/05/2025
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates23/04/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates22/05/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/05/2022
ONTSLAGEN - BENOEMINGEN
PDF
Mandates15/04/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates29/01/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates24/04/2018
ONTSLAGEN - BENOEMINGEN
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

2025
Annual accounts 2025-125 k €↑
2024
Annual accounts 2024-126,7 k €↑
2023
Annual accounts 2023-189,6 k €↓
2022
Annual accounts 2022-138 k €↓
2021
Annual accounts 2021-31,8 k €↑
2020
Annual accounts 2020-306,6 k €↓
2019
Annual accounts 2019-178 k €↑
2017
Annual accounts 2017-275,9 k €↑
2016
Annual accounts 2016-423,7 k €↓
2015
Annual accounts 2015925,4 €↑
2014
Annual accounts 2014-48,1 k €↑
2013
Annual accounts 2013-155,3 k €↑
2012
Annual accounts 2012-455,2 k €↓
2011
Annual accounts 201180,8 k €↓
2010
Annual accounts 2010127,5 k €↑
2009
Annual accounts 2009112,7 k €↓
2008
Annual accounts 2008143,8 k €↓
2007
Annual accounts 2007247,3 k €↓
2006
Annual accounts 2006305,4 k €
01/01/1949
IncorporationPublic limited company

Mijn Huis

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline