ACTIVE

Toit & moi, immobilière sociale de la région montoise

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Financial year 2025 · Closed on 31/12/2025

Net result1,3 M €+22,9 %over 1 year

Revenue25,9 M €+2,7 %over 1 year

Equity50,4 M €+28,1 %over 1 year

Workforce106,5 ETP-1,3 %over 1 year

Identity

Source · BCE/KBO

Toit & moi, immobilière sociale de la région montoise is a Private limited company incorporated in 1927. Its main activity is: Development of building projects. Its registered office is in Mons. It employs on average 106,5 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0401.125.484
Incorporation: 29/12/1927
Legal form: Private limited company
Registered office: Avenue du Millénaire(G.) 60
7011 Mons · WallonieSee on map
Contributed capital: 113 211,80 €
Latest accounts: 31/12/2025
Average workforce: 106,5 ETP

Activities (NACE)

41101Development of building projects· main 68121Buying and selling of own real estate 68202Rental and operating of own or leased real estate 68202Rental and operating of own or leased real estate 70111Activities of head offices 70202Management consultancy activities

Joint committees (1)

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debtsHigh revenue

Financials

Source · NBB, 22 filings

Trend over 18 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	25,9 M €	+2.7%	25,3 M €	+6.8%	23,6 M €	+8.7%	21,8 M €	+4.7%	20,8 M €
EBITDA	6,7 M €	+15.9%	5,8 M €	+3.5%	5,6 M €	-23.4%	7,3 M €	+19.4%	6,1 M €
Operating result	-2,9 M €	+13.8%	-3,4 M €	+6.5%	-3,6 M €	+24.1%	-4,8 M €	-138%	-2 M €
Net result	1,3 M €	+22.9%	1 M €	+83.2%	569,4 k €	+342%	-235,6 k €	-107%	3,3 M €
Balance sheet
Equity	50,4 M €	+28.1%	39,4 M €	+16.7%	33,7 M €	-10.8%	37,8 M €	-12.6%	43,3 M €
Total assets	318,8 M €	-3.9%	331,7 M €	-2.4%	339,8 M €	-4.1%	354,4 M €	-2.4%	363 M €
Cash	44,9 M €	-17.6%	54,5 M €	-5.7%	57,8 M €	+35.7%	42,6 M €	-0.3%	42,7 M €
Debts	157,3 M €	-5.4%	166,2 M €	-5.9%	176,7 M €	-6.8%	189,7 M €	-6.9%	203,8 M €
Other
Workforce	106,5 ETP	-1.3%	107,9 ETP	+2.2%	105,6 ETP	+3.8%	101,7 ETP	+6.5%	95,5 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

23 active · 73 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Pascal LAFOSSE	Directorsince 21/06/2013
Antonio DEZUTTER	Directorsince 27/06/2025Vice-président de l'Organe d'Administration18/10/2019 → 09/07/2025endedVice-chairman of the board of directors18/10/2019 → 09/07/2025ended
Cédric MELIS	Directorsince 27/06/2025
Chantal BOUCHEZ	Directorsince 21/06/2013
Christian LERICHE	Directorsince 23/03/2018
Gillian HERMAND	Directorsince 27/06/2025
Jean-François LACOMBLET	Directorsince 21/05/2010Chairman of the board of directors21/06/2013 → 09/07/2019ended
Jocelyn TRICOURT	Directorsince 27/06/2025
Joël SOTTEAU	Directorsince 27/06/2025
John BEUGNIES	Directorsince 19/04/2024
Ludovic VANRECHEM	Directorsince 27/06/2025
Mathilde CROMBOIS	Directorsince 27/06/2025
Maxime POURTOIS	Directorsince 09/07/2019
Muriel BATISTINI	Vice Présidente de l'Organe de Gestionsince 27/06/2025
Opaline MEUNIER	Directorsince 27/06/2025
Salvatore CARRUBBA	Directorsince 09/07/2019
Samüel QUIEVY	Directorsince 09/07/2019
Sophie BOTERDAEL	Directorsince 27/06/2025
Stéphane BERNARD	Président de l'Organe d'Administrationsince 27/06/2025Director21/06/2013 → 09/07/2025ended
Laurent DUMONT	Directorsince 15/05/2025
Sophie TONGLET	Directorsince 15/05/2025
Isabelle DINANT	Administrateur représentant CCLPsince 09/07/2019Mandate21/06/2013 → 09/07/2019ended
Marie-Claude DURIEUX	Directrice Gérantesince 08/09/2023Directrice Gérante ad Intérim14/04/2023 → 07/09/2023ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
John BEUGNIES	Director19/04/2024 → 09/07/2025
Julien VERGARI	Director24/06/2021 → 09/07/2025
Marc DARVILLE	Président de l'Organe d'Administration13/11/2020 → 09/07/2025

Other companies at this address

Avenue du Millénaire(G.) 60 7011 Mons

Company	CBE no.
ASBL CONSULTANCE ET GESTION DE PROJETS DU LOGEMENT PUBLIC● Active	0811.649.676
Régie des Quartiers de Mons Frameries Colfontaine● Active	0871.570.932

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	Full model	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/07/2026	14/07/2025	09/07/2024	19/07/2023	11/08/2022	12/07/2021
General meeting	26/06/2026	27/06/2025	28/06/2024	28/06/2023	28/06/2022	24/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 22 filings

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	26/06/2026	17/07/2026	French	PDF
Full model	31/12/2024	27/06/2025	14/07/2025	French	PDF
Full model	31/12/2023	28/06/2024	09/07/2024	French	PDF
Full model	31/12/2022	28/06/2023	19/07/2023	French	PDF
Full model	31/12/2021	28/06/2022	11/08/2022	French	PDF
Full model	31/12/2020	24/06/2021	12/07/2021	French	PDF
Full model	31/12/2019	10/07/2020	16/07/2020	French	PDF
Full model	31/12/2018	01/07/2019	22/07/2019	French	PDF
Full model	31/12/2017	18/05/2018	29/05/2018	French	PDF
Full model	31/12/2016	29/05/2017	30/05/2017	French	PDF
Full model	31/12/2015	13/05/2016	30/05/2016	French	PDF
Full model	31/12/2014	18/05/2015	21/05/2015	French	PDF
Full model	31/12/2013	05/05/2014	13/05/2014	French	PDF
Full model	31/12/2012	21/06/2013	19/07/2013	French	PDF
Full model	31/12/2011	20/06/2012	18/07/2012	French	PDF
Full modelCorrection	31/12/2010	25/07/2011	12/01/2012	French	PDF
Full model	31/12/2010	25/07/2011	16/08/2011	French	PDF
Full modelCorrection	31/12/2009	28/06/2010	08/06/2011	French	PDF
Full model	31/12/2009	28/06/2010	02/08/2010	French	PDF
Full model	31/12/2008	26/06/2009	31/07/2009	French	PDF
Full model	31/12/2007	26/06/2008	11/07/2008	French	PDF
Full model	31/12/2006	17/07/2007	17/08/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

23 active · 73 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Pascal LAFOSSE	Directorsince 21/06/2013
Antonio DEZUTTER	Directorsince 27/06/2025Vice-président de l'Organe d'Administration18/10/2019 → 09/07/2025endedVice-chairman of the board of directors18/10/2019 → 09/07/2025ended
Cédric MELIS	Directorsince 27/06/2025
Chantal BOUCHEZ	Directorsince 21/06/2013
Christian LERICHE	Directorsince 23/03/2018
Gillian HERMAND	Directorsince 27/06/2025
Jean-François LACOMBLET	Directorsince 21/05/2010Chairman of the board of directors21/06/2013 → 09/07/2019ended
Jocelyn TRICOURT	Directorsince 27/06/2025
Joël SOTTEAU	Directorsince 27/06/2025
John BEUGNIES	Directorsince 19/04/2024
Ludovic VANRECHEM	Directorsince 27/06/2025
Mathilde CROMBOIS	Directorsince 27/06/2025
Maxime POURTOIS	Directorsince 09/07/2019
Muriel BATISTINI	Vice Présidente de l'Organe de Gestionsince 27/06/2025
Opaline MEUNIER	Directorsince 27/06/2025
Salvatore CARRUBBA	Directorsince 09/07/2019
Samüel QUIEVY	Directorsince 09/07/2019
Sophie BOTERDAEL	Directorsince 27/06/2025
Stéphane BERNARD	Président de l'Organe d'Administrationsince 27/06/2025Director21/06/2013 → 09/07/2025ended
Laurent DUMONT	Directorsince 15/05/2025
Sophie TONGLET	Directorsince 15/05/2025
Isabelle DINANT	Administrateur représentant CCLPsince 09/07/2019Mandate21/06/2013 → 09/07/2019ended
Marie-Claude DURIEUX	Directrice Gérantesince 08/09/2023Directrice Gérante ad Intérim14/04/2023 → 07/09/2023ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
John BEUGNIES	Director19/04/2024 → 09/07/2025
Julien VERGARI	Director24/06/2021 → 09/07/2025
Marc DARVILLE	Président de l'Organe d'Administration13/11/2020 → 09/07/2025

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates26/08/2026
Délégation de pouvoir - démission/nomination
PDF
Mandates18/02/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates24/07/2025
DEMISSIONS, NOMINATIONS
PDF
Other16/07/2025
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - OBJET
PDF
Mandates11/09/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates15/04/2024
DEMISSIONS, NOMINATIONS
PDF
Other31/10/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - ASSEMBLEE GENERALE
PDF
Mandates03/10/2023
DEMISSIONS, NOMINATIONS
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation1927

Name

Registered office

Annual accounts

Filings18 filings

Mandates

Pascal LAFOSSE

Maxime POURTOIS

Muriel BATISTINI

Ludovic VANRECHEM

Chantal BOUCHEZ

John BEUGNIES

Mathilde CROMBOIS

Jean-François LACOMBLET

Gillian HERMAND

Christian LERICHE

Opaline MEUNIER

Antonio DEZUTTER

and 84 more mandates

1966196719681969197019711972197319741975197619771978197919801981198219831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

Toit & moi, immobilière sociale de la région montoise

Avenue du Millénaire(G.) 60, 7011 Ghlin

Director

Vice Présidente de l'Organe de Gestion

Director

DirectorChairman of the board of directors

Director

DirectorVice-président de l'Organe d'AdministrationVice-chairman of the board of directors

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Avenue du Millénaire(G.) 60, 7011 GhlinCurrent	accounts 2022 → 2025	Accounts 2025 · 2026-00311339
Rue des Edelweiss 12, 7011 Ghlin	accounts 2021	Accounts 2021 · 2022-20292638

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
Toit & moi, immobilière sociale de la région montoiseCurrent	accounts 2008 → 2025	Accounts 2025 · 2026-00311339

Events

2025
Annual accounts 20251,3 M €↑
08/07/2025
nominationStéphane Bernard · Président de l'Organe d'Administration
08/07/2025
nominationMuriel Batistini · Vice-Présidente de l'Organe d'Administration
27/06/2025
nominationEL FILALI Adil · commissaire réviseur
27/06/2025
nominationSophie Tonglet · administrateur
27/06/2025
nominationLaurent Dumont · administrateur
27/06/2025
nominationIsabelle Dinant · administratrice
27/06/2025
nominationChantal Bouchez · administrateur
27/06/2025
nominationJean-François Lacomblet · administrateur
27/06/2025
nominationStéphane Bernard · administrateur
27/06/2025
nominationMaxime Pourtois · administrateur
27/06/2025
nominationCédric Melis · administrateur
27/06/2025
nominationLudovic Vanrechem · administrateur
27/06/2025
nominationMathilde Crombois · administrateur
27/06/2025
nominationGillian Hermand · administrateur
27/06/2025
nominationOpaline Meunier · administrateur
27/06/2025
nominationSamuël Quiévy · administrateur surnuméraire
27/06/2025
nominationJohn Beugnies · administrateur surnuméraire
27/06/2025
nominationJocelyn Tricourt · administrateur
27/06/2025
nominationMurielle Batistini · administrateur
27/06/2025
nominationJoël Sotteau · administrateur
27/06/2025
nominationSalvatore Carrubba · administrateur
27/06/2025
nominationAntonio Dezutter · administrateur
27/06/2025
nominationSophie Boterdael · administrateur
27/06/2025
nominationChristian Leriche · administrateur
2024
Annual accounts 20241 M €↑
19/04/2024
nominationJohn Beugnies · Administrateur surnuméraire
2023
Annual accounts 2023569,4 k €↑
09/09/2023
nominationMarie-Claude Durieux · Gérante
14/04/2023
nominationMarie-Claude Durieux · Directrice-Gérante ai.
2022
Annual accounts 2022-235,6 k €↓
28/06/2022
nominationBernard Rousseaux · commissaire
20/04/2022
nominationStéphane BERNARD · administrateur représentant l'asbl Mons-Logement
2021
Annual accounts 20213,3 M €↑
2020
Annual accounts 20201,5 M €↑
2019
Annual accounts 2019290,2 k €↓
2018
Annual accounts 2018391,2 k €↓
2017
Annual accounts 20172 M €↓
2016
Annual accounts 20162,4 M €↑
2015
Annual accounts 20151 M €↓
2014
Annual accounts 20141,3 M €↓
2013
Annual accounts 20131,9 M €↑
2012
Annual accounts 2012-4,9 M €↑
2011
Annual accounts 2011-8,2 M €↓
2010
Annual accounts 2010-1 M €↑
2009
Annual accounts 2009-6,6 M €↓
2008
Annual accounts 2008-506,8 k €
29/12/1927
IncorporationPrivate limited company

Toit & moi, immobilière sociale de la région montoise

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events