Limburgse Onderlinge Borgstelling voor Beroepskrediet
0401.336.015 · rovalta.com · 28/09/2026
NORMAL SITUATION
Limburgse Onderlinge Borgstelling voor Beroepskrediet
Company — Normal situation.
Financial year 2023 · Closed on 09/11/2023
Net result-52,7 k €-740,7 %over 1 year
Gross margin-4,5 k €+28,5 %over 1 year
Equity141,7 k €-27,1 %over 1 year
Overview
Identity
Source · BCE/KBOLimburgse Onderlinge Borgstelling voor Beroepskrediet is a company registered in Belgium.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0401.336.015
- Legal form
- Cooperative company with limited liability
- Contributed capital
- 259 776,54 €
- Latest accounts
- 09/11/2023
Signals
Solid equity
Financials
Source · NBB, 46 filingsTrend over 16 financial years
| 2023 | 2022 | 2021 | 2018 | 2017 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | -4,5 k € | +28.5% | -6,3 k € | -17.6% | -5,3 k € | +9.2% | -5,9 k € | +4.6% | -6,1 k € |
| EBITDA | -4,5 k € | +32.0% | -6,7 k € | -16.3% | -5,7 k € | +8.6% | -6,3 k € | +4.3% | -6,6 k € |
| Operating result | -56,5 k € | -747% | -6,7 k € | -16.3% | -5,7 k € | +8.6% | -6,3 k € | +4.3% | -6,6 k € |
| Net result | -52,7 k € | -741% | -6,3 k € | -377% | 2,3 k € | +132% | -7 k € | -1.6% | -6,9 k € |
| Balance sheet | |||||||||
| Equity | 141,7 k € | -27.1% | 194,5 k € | -3.1% | 200,7 k € | -5.1% | 211,5 k € | -3.3% | 218,6 k € |
| Total assets | 141,7 k € | -34.2% | 215,5 k € | -9.3% | 237,6 k € | +4.7% | 226,8 k € | -2.6% | 233 k € |
| Cash | 141,4 k € | +4782% | 2,9 k € | -68.6% | 9,2 k € | -81.8% | 50,6 k € | -10.8% | 56,7 k € |
| Debts | – | 17,4 k € | +4.5% | 16,7 k € | +17.4% | 14,2 k € | +4.6% | 13,6 k € | |
Board of directors
Source · NBB, accounts to 09/11/20233 active
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Alfons Cox | Managing director30/06/2021 → 30/06/2027Director30/06/2015 → 30/06/2027ended | ||
Mariette Poets | Director30/06/2015 → 30/06/2027 | ||
| Director30/06/2015 → 30/06/2027 |
Financials
Full financial information
Source · NBB| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 | 01/01/2018 |
| Closing of the financial year | 09/11/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 | 31/12/2018 |
| Length of the financial year | 11 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 28/11/2023 | 05/07/2023 | 20/07/2022 | 08/07/2021 | 19/08/2020 | 20/08/2019 |
| General meeting | 09/11/2023 | 29/06/2023 | 30/06/2022 | 30/06/2021 | 30/06/2020 | 28/06/2019 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 46 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 09/11/2023 | 09/11/2023 | 28/11/2023 | Dutch | |
| Micro model | 31/12/2022 | 29/06/2023 | 05/07/2023 | Dutch | |
| Micro model | 31/12/2021 | 30/06/2022 | 20/07/2022 | Dutch | |
| Micro model | 31/12/2020 | 30/06/2021 | 08/07/2021 | Dutch | |
| Micro model | 31/12/2019 | 30/06/2020 | 19/08/2020 | Dutch | |
| Micro model | 31/12/2018 | 28/06/2019 | 20/08/2019 | Dutch | |
| Micro model | 31/12/2017 | 29/06/2018 | 05/07/2018 | Dutch | |
| Micro model | 31/12/2016 | 29/06/2017 | 20/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 30/06/2016 | 06/07/2016 | Dutch | |
| Abridged model | 31/12/2014 | 26/06/2015 | 20/07/2015 | Dutch | |
| Abridged model | 31/12/2013 | 27/06/2014 | 31/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 28/06/2013 | 22/07/2013 | Dutch | |
| Abridged model | 31/12/2011 | 30/06/2012 | 14/08/2012 | Dutch | |
| Abridged model | 31/12/2010 | 30/06/2011 | 11/07/2011 | Dutch | |
| Abridged model | 31/12/2009 | 30/06/2010 | 12/07/2010 | Dutch | |
| Abridged model | 31/12/2008 | 30/06/2009 | 23/07/2009 | Dutch | |
| Abridged model | 31/12/2007 | 30/06/2008 | 28/08/2008 | Dutch | |
| Abridged model | 31/12/2006 | 29/06/2007 | 30/07/2007 | Dutch | |
| Abridged model | 31/12/2005 | 28/06/2006 | 31/08/2006 | Dutch | |
| Abridged model | 31/12/2004 | 30/06/2005 | 13/07/2005 | Dutch | |
| Abridged model | 31/12/2003 | 25/06/2004 | 07/07/2004 | Dutch | |
| Abridged model | 31/12/2002 | 27/06/2003 | 04/07/2003 | Dutch | |
| Abridged model | 31/12/2001 | 28/06/2002 | 09/07/2002 | Dutch | |
| Abridged model | 31/12/2000 | 18/07/2001 | 13/08/2001 | Dutch |
Valuation
Indicative valuation
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 09/11/20233 active
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Alfons Cox | Managing director30/06/2021 → 30/06/2027Director30/06/2015 → 30/06/2027ended | ||
Mariette Poets | Director30/06/2015 → 30/06/2027 | ||
| Director30/06/2015 → 30/06/2027 |
Ownership and network
Looking for more information about this company?
Try for freePublications
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
Source · CBE, NBB annual accountsYear
Identity
Name
Registered office
Annual accounts
Filings16 filings
Mandates
ZAKENKANTOOR CARMANS
Mariette Poets
Alfons Cox
2006200720082009201020112012201320142015201620172018201920202021202220232024202520262027
LIMBURGSE ONDERLINGE BORGSTELLING VOOR BEROEPSKREDIET
Roggestraat 54, 3920 Lommel
Director
Director
Managing directorDirector
CurrentPlanned, not yet servedEndedAccounts filedToday
Registered offices
Source · NBB annual accounts, CBE| Registered address | Period | Source |
|---|---|---|
| Roggestraat 54, 3920 Lommel | accounts 2021 → 2023 | Accounts 2023 · 2023-00518139 |
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| LIMBURGSE ONDERLINGE BORGSTELLING VOOR BEROEPSKREDIET | accounts 2021 → 2023 | Accounts 2023 · 2023-00518139 |
Events
- 2023Annual accounts 2023-52,7 k €↓
- 2022Annual accounts 2022-6,3 k €↓
- 2021Annual accounts 20212,3 k €↑
- 2018Annual accounts 2018-7 k €↓
- 2017Annual accounts 2017-6,9 k €↓
- 2016Annual accounts 2016-6,3 k €↓
- 2015Annual accounts 2015-5,4 k €↑
- 2014Annual accounts 2014-5,9 k €↓
- 2013Annual accounts 2013-5 k €↑
- 2012Annual accounts 2012-7,7 k €↓
- 2011Annual accounts 2011720,4 €↑
- 2010Annual accounts 2010-2,1 k €↑
- 2009Annual accounts 2009-4,2 k €↑
- 2008Annual accounts 2008-6,1 k €↑
- 2007Annual accounts 2007-41,7 k €↓
- 2006Annual accounts 200613,8 k €