ACTIVE

Onesto Kredietmaatschappij

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Financial year 2025 · Closed on 31/12/2025

Net result281,9 k €+70,6 %over 1 year

Revenue3,6 M €-11,6 %over 1 year

Equity29,1 M €+0,9 %over 1 year

Workforce7,3 ETP+15,9 %over 1 year

Identity

Source · BCE/KBO

Onesto Kredietmaatschappij is a Public limited company incorporated in 1894. Its main activity is: Other credit granting. Its registered office is in Beringen. It employs on average 7,3 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0401.349.970
Incorporation: 12/10/1894
Legal form: Public limited company
Registered office: Graaf van Loonstraat 15 box 1
3580 Beringen · FlandreSee on map
Contributed capital: 542 267,09 €
Latest accounts: 31/12/2025
Average workforce: 7,3 ETP

Activities (NACE)

64922Other credit granting· main 64922Other credit granting 65222Reinsurance

Joint committees (3)

Contacts

2 public details availableLog in to view

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debtsHigh revenue

Financials

Source · NBB, 49 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	3,6 M €	-11.6%	4,1 M €	-5.7%	4,3 M €	+5.2%	4,1 M €	-1.7%	4,2 M €
EBITDA	457,9 k €	+8.2%	423,1 k €	-12.2%	481,7 k €	-36.2%	755,3 k €	+11.3%	678,4 k €
Operating result	371,2 k €	+14.0%	325,7 k €	-10.9%	365,5 k €	-46.6%	684,2 k €	+17.1%	584,1 k €
Net result	281,9 k €	+70.6%	165,2 k €	-38.4%	268,3 k €	-56.3%	613,7 k €	+10.4%	556,1 k €
Balance sheet
Equity	29,1 M €	+0.9%	28,8 M €	+0.5%	28,7 M €	+0.8%	28,4 M €	+2.1%	27,9 M €
Total assets	149,8 M €	-7.1%	161,2 M €	-6.4%	172,3 M €	-6.3%	184 M €	-6.1%	195,8 M €
Cash	406,8 k €	+8.3%	375,6 k €	-17.3%	454 k €	+9.6%	414,1 k €	-96.9%	13,4 M €
Debts	119,8 M €	-8.9%	131,5 M €	-7.7%	142,4 M €	-7.7%	154,2 M €	-7.4%	166,6 M €
Other
Workforce	7,3 ETP	+15.9%	6,3 ETP	+14.5%	5,5 ETP	+7.8%	5,1 ETP	-5.6%	5,4 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 17 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Marc BEENDERS	Director18/12/2025 → 25/04/2028
Thomas VINTS	Director25/04/2017 → 24/04/2029
Carina NEVEN	Director26/04/2016 → 25/04/2028
Koenraad ALBREGTS	Director03/04/2007 → 25/04/2028
Patrick LEMMENS	Director28/04/2015 → 25/04/2028
Tin VAN DEN PUTTE	Chairman of the board of directors30/04/2019 → 25/04/2028
Jan VANHAMEL	Director28/01/2022 → 27/04/2027
Liesbet SCHROVEN	Director08/02/2023 → 28/04/2027
Ingrid QUINTENS	Director29/04/2014 → 27/04/2027

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Eric COENEN	Director30/04/2019 → 30/04/2024
Maurice VANOEVELEN	Director30/04/2019 → 30/04/2024
Stefan AGTEN	Director30/04/2019 → 30/04/2024

Other companies at this address

Graaf van Loonstraat 15 3580 Beringen

Company	CBE no.
DUWOLIM● Active	0807.760.273
ONESTO WOONPUNT● Active	0450.367.337

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Full model	Full model	Full model	Full model	Full model	Full model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	11/05/2026	30/04/2025	09/05/2024	22/05/2023	11/05/2022	11/05/2021
General meeting	28/04/2026	29/04/2025	30/04/2024	25/04/2023	26/04/2022	27/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 49 filings

Model	Closing	General meeting	Filed	Language	Document
Full model	31/12/2025	28/04/2026	11/05/2026	Dutch	PDF
Full model	31/12/2024	29/04/2025	30/04/2025	Dutch	PDF
Full model	31/12/2023	30/04/2024	09/05/2024	Dutch	PDF
Full model	31/12/2022	25/04/2023	22/05/2023	Dutch	PDF
Full model	31/12/2021	26/04/2022	11/05/2022	Dutch	PDF
Full model	31/12/2020	27/04/2021	11/05/2021	Dutch	PDF
Full model	31/12/2019	28/04/2020	04/06/2020	Dutch	PDF
Full model	31/12/2018	30/04/2019	24/06/2019	Dutch	PDF
Full model	31/12/2017	24/04/2018	17/05/2018	Dutch	PDF
Full model	31/12/2016	25/04/2017	26/04/2017	Dutch	PDF
Full model	31/12/2015	26/04/2016	29/04/2016	Dutch	PDF
Full model	31/12/2014	28/04/2015	06/05/2015	Dutch	PDF
Full model	31/12/2013	29/04/2014	30/04/2014	Dutch	PDF
Full model	31/12/2012	30/04/2013	20/05/2013	Dutch	PDF
Full model	31/12/2011	24/04/2012	25/04/2012	Dutch	PDF
Full model	31/12/2010	26/04/2011	28/04/2011	Dutch	PDF
Abridged model	31/12/2009	06/04/2010	09/04/2010	Dutch	PDF
Abridged model	31/12/2008	07/04/2009	29/05/2009	Dutch	PDF
Abridged model	31/12/2007	01/04/2008	29/04/2008	Dutch	PDF
Abridged model	31/12/2006	03/04/2007	26/04/2007	Dutch	PDF
Abridged model	31/12/2005	04/04/2006	11/04/2006	Dutch	PDF
Abridged model	31/12/2004	05/04/2005	14/04/2005	Dutch	PDF
Abridged model	31/12/2003	06/04/2004	22/04/2004	Dutch	PDF
Abridged model	31/12/2002	01/04/2003	25/04/2003	Dutch	PDF
Abridged model	31/12/2001	02/04/2002	02/05/2002	Dutch	PDF
Abridged model	31/12/2000	03/04/2001	16/05/2001	Dutch	PDF
Abridged model	31/12/1999	04/04/2000	02/05/2000	Dutch	PDF
Abridged model	31/12/1998	06/04/1999	27/04/1999	Dutch	PDF
Abridged model	31/12/1997	07/04/1998	05/05/1998	Dutch	—
Abridged model	31/12/1996	01/04/1997	21/04/1997	Dutch	—
m909-p	31/12/1995	02/04/1996	02/05/1996	Dutch	—
m909-p	31/12/1994	04/04/1995	25/04/1995	Dutch	—
m909-p	31/12/1993	05/04/1994	25/04/1994	Dutch	—
m909-p	31/12/1992	06/04/1993	29/04/1993	Dutch	—
m909-p	31/12/1991	07/04/1992	29/04/1992	Dutch	—
m909-p	31/12/1990	02/04/1991	24/04/1991	Dutch	—
m909-p	31/12/1989	03/04/1990	26/04/1990	Dutch	—
m909-p	31/12/1988	04/04/1989	03/05/1989	Dutch	—
m909-p	31/12/1987	05/04/1988	11/04/1988	Dutch	—
m909-p	31/12/1986	07/04/1987	21/04/1987	Dutch	—
m909-p	31/12/1985	01/04/1986	08/04/1986	Dutch	—
m909-p	31/12/1984	02/04/1985	26/04/1985	English	—
m909-p	31/12/1983	03/04/1984	17/04/1984	English	—
m909-p	31/12/1982	01/01/9999	25/04/1983	English	—
m909-p	31/12/1981	01/01/9999	10/05/1982	English	—
m909-p	31/12/1980	01/01/9999	04/05/1981	English	—
m909-p	31/12/1979	01/01/9999	24/04/1980	English	—
m909-p	31/12/1978	01/01/9999	17/05/1979	English	—
m909-p	31/12/1977	01/01/9999	27/06/1978	English	—

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 17 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Marc BEENDERS	Director18/12/2025 → 25/04/2028
Thomas VINTS	Director25/04/2017 → 24/04/2029
Carina NEVEN	Director26/04/2016 → 25/04/2028
Koenraad ALBREGTS	Director03/04/2007 → 25/04/2028
Patrick LEMMENS	Director28/04/2015 → 25/04/2028
Tin VAN DEN PUTTE	Chairman of the board of directors30/04/2019 → 25/04/2028
Jan VANHAMEL	Director28/01/2022 → 27/04/2027
Liesbet SCHROVEN	Director08/02/2023 → 28/04/2027
Ingrid QUINTENS	Director29/04/2014 → 27/04/2027

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Eric COENEN	Director30/04/2019 → 30/04/2024
Maurice VANOEVELEN	Director30/04/2019 → 30/04/2024
Stefan AGTEN	Director30/04/2019 → 30/04/2024

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates19/06/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates12/03/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/06/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates30/07/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates11/07/2023
ONTSLAGEN - BENOEMINGEN
PDF
Other31/05/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - DOEL
PDF
Mandates31/05/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates04/04/2023
ONTSLAGEN - BENOEMINGEN
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation1894

Name

Registered office

Annual accounts

Filings20 filings

Mandates

Marc BEENDERS

Thomas VINTS

Koenraad ALBREGTS

Carina NEVEN

Tin VAN DEN PUTTE

Patrick LEMMENS

Liesbet SCHROVEN

Ingrid QUINTENS

Jan VANHAMEL

Stefan AGTEN

Eric COENEN

Maurice VANOEVELEN

and 14 more mandates

1966196719681969197019711972197319741975197619771978197919801981198219831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026202720282029

Onesto Kredietmaatschappij

Graaf van Loonstraat 15 bte 1, 3580 Beringen

Director

Chairman of the board of directors

Director

DirectorChairman of the board of directors

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Graaf van Loonstraat 15 bte 1, 3580 BeringenCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00110503

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
Onesto KredietmaatschappijCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00110503

Events

28/04/2026
reconductionIngrid Quintens · bestuurder
28/04/2026
nominationMarc Beenders · bestuurder
2025
Annual accounts 2025281,9 k €↑
18/12/2025
nominationMarc Beenders · bestuurder
29/04/2025
reconductionThomas Vints · bestuurder
2024
Annual accounts 2024165,2 k €↓
30/04/2024
reconductionTin Van den Putte · bestuurder
30/04/2024
reconductionKoen Albregts · bestuurder
30/04/2024
reconductionPatrick Lemmens · bestuurder
30/04/2024
reconductionCarien Neven · bestuurder
30/04/2024
reconductionNV Callens Vandelanotte · commissaris
2023
Annual accounts 2023268,3 k €↓
25/04/2023
nominationLiesbeth Schroven · bestuurder
25/04/2023
nominationJan Vanhamel · bestuurder
08/02/2023
nominationLiesbet Schroven · bestuurder
01/01/2023
nominationJoris Piette · lid van het dagelijks bestuur
2022
Annual accounts 2022613,7 k €↑
26/04/2022
reconductionJan Vanhamel · bestuurder
26/04/2022
reconductionIngrid Quintens · bestuurder
2021
Annual accounts 2021556,1 k €↑
2020
Annual accounts 2020350,1 k €↓
2019
Annual accounts 2019397,5 k €↑
2018
Annual accounts 2018231,9 k €↑
2017
Annual accounts 2017217,9 k €↓
2016
Annual accounts 2016506,6 k €↓
2015
Annual accounts 2015856,7 k €↓
2014
Annual accounts 20141 M €↑
2013
Annual accounts 2013885,4 k €↑
2012
Annual accounts 2012841,7 k €↑
2011
Annual accounts 2011779,3 k €↑
2010
Annual accounts 2010628,2 k €↑
2009
Annual accounts 2009556,7 k €↑
2008
Annual accounts 2008111,4 k €↓
2007
Annual accounts 2007347,9 k €↓
2006
Annual accounts 2006433,3 k €
12/10/1894
IncorporationPublic limited company

Onesto Kredietmaatschappij

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events